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$679,000 Just Listed
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Property Description
Welcome to this beautifully maintained 5-bedroom, 3-bath mountain retreat in The Pinnacle, one of Deep Creek Lake's most desirable lake access communities. Offering two fully finished levels, an attached garage, and a proven vacation rental history, this home is the perfect blend of comfort, recreation, and investment potential. The spacious main level features an open-concept living room, dining area, and kitchen designed for gathering family and friends. Vaulted ceilings, abundant windows, updated luxury vinyl plank flooring, a cozy gas fireplace, mini-split air conditioning, and upgraded countertops create a bright and inviting space. Step outside to the expansive deck, or enjoy the convenience of the main-level primary suite complete with private bath and direct deck access. Two additional bedrooms and a full bath complete the main floor. The finished lower level offers plenty of room to entertain with a large family room, two additional bedrooms, a full bath, generous storage areas, and walkout access to the covered porch featuring a relaxing hot tub-perfect after a day on the lake or the slopes. The Pinnacle offers exceptional amenities including nearby lake access with lakeside decking, a large dock for swimming, canoe and kayak racks, and clubhouse with restrooms. The interior of the community features a tennis/pickleball/basketball court, plus private roads that are ideal for walking and enjoying the peaceful mountain setting. Conveniently located just minutes from Deep Creek Lake State Park and only about 10 minutes from Wisp Resort, you'll enjoy year-round recreation including boating, swimming, skiing, hiking, golfing, fishing, and more. Whether you're searching for a vacation home, or an established vacation rental investment, this exceptional Deep Creek Lake property is ready to enjoy!
Full Property Details
Full Property Details for 365 Pinnacle Dr
General
- Price: $679,000
- HOA FEE: $92/month
- Taxes: $6,834 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDGA2012370
- Updated: 7/17/2026
- Added to Site: 5 day(s) ago
Interior
- Interior Features: Bathroom - Tub Shower, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Primary Bath(s), Recessed Lighting, Skylight(s), Upgraded Countertops, WhirlPool/HotTub
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas/Propane
- Appliances: Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer
- Flooring: Ceramic Tile, Carpet, Luxury Vinyl Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main Floor Baths: 2
- Main - Full Baths: 2
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 5
- Bedrooms Lower: 2
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Main Floor
Additional Information
- Shared Amenities: Basketball Courts, Club House, Common Grounds, Pickleball Courts, Tennis Courts, Water/Lake Privileges
Exterior
- Exterior Features: Hot Tub
- Porch/Patio/Deck: Deck(s), Porch(es)
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Type: Driveway, Attached Garage
- Garage Description: Garage - Side Entry
Location
- County: GARRETT
- Subdivision: PINNACLE
- Driving Directions: Rt. 219 to Glendale Road. Go across Glendale Bridge and turn left into Pinnacle community. Follow to house on left.
School Information
- School District: Garrett County Public Schools
Community
- Association: Yes
- Assoc. Name: PINNACLE
- Assoc. Fees Include: Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance, Snow Removal
Heating & Cooling
- Cooling Type: Ductless/Mini-Split, Ceiling Fan(s)
- Cooling Fuel: Electric
- Heating Type: Baseboard - Electric
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Well
Structural Information
- Architectural Style: Cabin/Lodge
- Structure Type: Detached
- Construction: Frame
- Basement: Yes
- Basement Desc.: Connecting Stairway, Fully Finished, Heated, Improved, Walkout Level, Windows
- Foundation: Block
- Roof: Shingle
- Walls/Ceilings: Vaulted Ceilings, Dry Wall, Wood Ceilings
- Windows: Casement
- Stories Description: Lower 1, Main
- Square Feet: 3,227
- Sq. Ft. Source: Assessor
- Living Area: 3,219 Sq. Ft.
- Finished Above Grnd: 1,619 Sq. Ft.
- Finished Below Grnd: 1,600 Sq. Ft.
- Year Built: 1995
- Year Built Source: Assessor
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 2
Lot Features
- Property View: Trees/Woods, Water, Lake
- Lot Size (Acres): 1.06
- Lot Size (Sq. Ft.): 46,174
- Lot Size Source: Assessor
- Street/Road Desc.: Paved
- Zoning: LR
- Lot Description: No Thru Street
Water Features
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Public Beach, Swimming Allowed, Waterski/Wakeboard
- Water Front Type: Lake
- Water Front Name: Deep Creek Lake
- Docks: 1
Financial Considerations
- Price Per Sq. Ft.: $419.39
- Association Fee: $92
- Assoc Fee Freq.: Monthly
- Assessment Year: 2026
- County Tax: $6,834
- County Tax Freq: Annually
- Tax w/Assessment: $610,100
- Tax Amount: $6,834
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 3219
Disclosures and Reports
- Ownership: Fee Simple
- Lot Number: 8
Listed by Railey Realty, Inc., Michael N Kennedy
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Schools
Schools serving 365 Pinnacle Dr
School District:Garrett County Public Schools
| Name | Grades | Distance |
|---|---|---|
Broad Ford Elementary School 607 Harvey Winters Drive, Oakland, MD 21550 | PK-5 | 7.5 mi |
Southern Middle School, Oakland, MD 605 Harvey Winters Drive, Oakland, MD 21550 | 6-8 | 7.5 mi |
Southern Garrett High School 345 Oakland Drive, Oakland, MD 21550 | 9-12 | 8.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 365 Pinnacle Dr
Date
Details
Price
Change
Source
7/17/2026
Listed
$679,000
63.61%
MLS
11/12/2020
Sold
$415,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 365 Pinnacle Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,136
15%
$603,700
19%
2024
$6,226
23%
$506,967
24%
2023
$5,079
39%
$410,233
31%
2022
$3,662
-7%
$313,500
—
2020
$3,919
15%
$312,500
—
2017
$3,422
-12%
$311,500
—
2020
$3,906
6%
$310,500
—
2019
$3,701
1%
$310,500
—
2018
$3,670
—
$310,500
-1%
2017
$3,672
—
$312,100
—
2016
$3,672
—
$312,100
—
2015
$3,689
-16%
$312,100
-17%
2014
$4,408
—
$376,100
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 365 Pinnacle Dr
365 Pinnacle Drive, Swanton, MD 21561 (MLS# MDGA2012370) is a Single Family property with 5 bedrooms and 3 full bathrooms. 365 Pinnacle Drive is currently listed for $679,000 and was received on July 17, 2026. Want to learn more about 365 Pinnacle Drive? Do you have questions about finding other Single Family real estate for sale in Swanton? You can browse all Swanton real estate or contact a Coldwell Banker agent to request more information.

