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$875,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,448 Sq. Ft.
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Uncover the charm and rustic elegance of this lake access retreat, nestled in the serene area of Beckmans Peninsula. This barely used contemporary cottage sits up high on a dead-end road with seasonal, filtered lake views. The 20' of lakefront and Type A dock across the street is shared with the neighbor and provides great access to Deep Creek Lake in a wonderful cove. Boasting a beautiful kitchen with poured concrete countertops, luxury vinyl flooring, two fireplaces and a great loft area. The open floorplan is ideal for entertaining family and friends. The exterior area is very well thought out, offering two covered decks, hot tub and a gazebo. The location is also just 3 miles to the DCL State Park, and 10 minutes to Wisp Ski Resort. Call today to preview this great home!

Full Property Details for 495 White Oak Dr

General

  • Price: $875,000
  • Taxes: $4,094 (2024)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDGA2010280
  • Updated: 12/17/2025
  • Added to Site: 143 day(s) ago

Interior

  • Rooms/Areas: Living Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Great Room
  • Interior Features: Entry Level Bedroom, Floor Plan - Open
  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Stone
  • Appliances: Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer
  • Flooring: Ceramic Tile, Carpet, Luxury Vinyl Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 2
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Main Floor

Exterior

  • Exterior Features: Hot Tub
  • Porch/Patio/Deck: Patio(s), Deck(s)

Parking

  • Parking Type: Driveway

Location

  • County: GARRETT
  • Subdivision: WHITE OAK
  • Driving Directions: Garrett Highway South to left on Glendale, right on Beckmans Peninsula road, left on White Oak drive, home is on the left.

School Information

  • School District: Garrett County Public Schools

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Propane - Leased
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Well

Structural Information

  • Architectural Style: Contemporary
  • Structure Type: Detached
  • Construction: Frame
  • Foundation: Crawl Space
  • Roof: Shingle
  • Walls/Ceilings: Dry Wall, Wood Ceilings, Wood Walls
  • Windows: Wood Frame
  • Doors: Six Panel, Sliding Glass
  • Stories Description: Main, Upper 1
  • Square Feet: 2,448
  • Sq. Ft. Source: Assessor
  • Living Area: 2,448 Sq. Ft.
  • Finished Above Grnd: 2,448 Sq. Ft.
  • Year Built: 2017
  • Year Built Source: Estimated
  • Property Condition: Excellent

Lot Features

  • Property View: Mountain, Water
  • Lot Size (Acres): 0.46
  • Lot Size (Sq. Ft.): 20,037
  • Lot Size Source: Assessor
  • Zoning: R
  • Lot Description: Backs to Trees

Water Features

  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Front Type: Lake
  • Water Front Name: Deep Creek Lake
  • Dock/Slip Conveys: Yes
  • Docks: 1
  • Power Boats: 1

Financial Considerations

  • Price Per Sq. Ft.: $357.43
  • Assessment Year: 2025
  • County Tax: $4,094
  • County Tax Freq: Annually
  • Tax w/Assessment: $398,800
  • Tax Amount: $4,094
  • Tax Year: 2024
  • Tax Total Finished Sq. Ft.: 2448

Disclosures and Reports

  • Ownership: Fee Simple

Listed by Taylor Made Deep Creek Vacations & Sales, Elizabeth S Spiker Holcomb

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Listing agent

— 495 White Oak Dr —

  • Elizabeth S Spiker Holcomb

    Taylor Made Deep Creek Vacations & Sales

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 495 White Oak Dr

School District:Garrett County Public Schools
NameGradesDistance
Broad Ford Elementary School
607 Harvey Winters Drive, Oakland, MD 21550
PK-57.6 mi
Southern Middle School, Oakland, MD
605 Harvey Winters Drive, Oakland, MD 21550
6-87.6 mi
Southern Garrett High School
345 Oakland Drive, Oakland, MD 21550
9-128.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 495 White Oak Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/31/2025
Price Reduced
$875,000
-12.41%
MLS
8/25/2025
Listed
$999,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 495 White Oak Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$670
1%
$56,700
4%
2024
$666
4%
$54,267
5%
2023
$642
11%
$51,833
5%
2022
$577
-7%
$49,400
—
2020
$621
14%
$49,400
—
2017
$544
-8%
$49,400
—
2019
$589
1%
$49,400
—
2018
$584
1%
$49,400
—
2017
$581
—
$49,400
—
2016
$581
-1%
$49,400
—
2015
$584
-29%
$49,400
-30%
2014
$825
—
$70,400
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 495 White Oak Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Taylor Made Deep Creek Vacations & Sales, Elizabeth S Spiker Holcomb

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495 White Oak Drive, Swanton, MD 21561 (MLS# MDGA2010280) is a Single Family property with 3 bedrooms and 2 full bathrooms. 495 White Oak Drive is currently listed for $875,000 and was received on August 25, 2025. Want to learn more about 495 White Oak Drive? Do you have questions about finding other Single Family real estate for sale in Swanton? You can browse all Swanton real estate or contact a Coldwell Banker agent to request more information.

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