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$1,375,000

  • Sold
  • Closed
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,370 Sq. Ft.
  • Updated 13 days ago
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Lakefront Stone Cottage on Deep Creek Lake! Discover the perfect blend of classic charm and modern comfort in this updated 3-bedroom, 2-bath lakefront stone cottage nestled along the serene shores of Deep Creek Lake. Set on a level, open lakefront lot with deep water access and a private boat dock, this home offers an ideal retreat for lake lovers and outdoor enthusiasts alike. Great history abounds as this house was originally built by the Harvey family when the peninsula parcel was divided. Step inside to a spacious family room featuring a massive stone fireplace and a wall of windows framing breathtaking lake views that opens to a lakeside deck. The open layout is complemented by new luxury vinyl tile and ceramic tile flooring throughout, creating a fresh, cohesive feel. The one-story level floor plan makes access to the home and navigation inside a breeze! The modern kitchen is designed for both style and function, showcasing stainless steel appliances, a tiled backsplash, and ample cabinetry for all your culinary needs. The primary suite overlooks the lake and opens directly onto the lakeside porch, perfect for morning coffee or evening sunsets. The private bath is generously sized and features a double vanity and modern finishes. Two additional bedrooms share a well-appointed full bathroom, providing comfort for family and guests. Thoughtful details like the entryway bench with hooks and cubbies add convenience and character - and also including heated tile bathroom floors. Outside, walk down the fieldstone path and enjoy the beautifully crafted stone patio and fire pit just steps from the water's edge-ideal for entertaining or relaxing by the fire. A stacked stone-built lakefront retaining wall enhances the property's timeless appeal and stability. This offering includes two additional parcels: the lakefront buy-down lot and a separate back lot with public sewer access, providing potential for an additional full-size single-family residence. Located just minutes from Deep Creek Lake State Park, marinas, restaurants, and the Wisp Resort ski area, this property offers an unbeatable combination of tranquility and accessibility. This home is a well established VRBO rental. Whether you're seeking a year-round residence, a vacation getaway, or an investment opportunity, this Deep Creek Lakefront stone cottage is a rare find that combines rustic elegance, modern updates, and premium lakefront living. The same owners for 34 years!

Full Property Details for 727 Harveys Peninsula Rd

General

  • Sold For: $1,375,000
  • Taxes: $8,114 (2025)
  • Status: Closed
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDGA2010596
  • Added to Site: 72 day(s) ago

Interior

  • Interior Features: Breakfast Area, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Open, Primary Bath(s), Upgraded Countertops
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Stone, Mantel(s), Insert, Wood
  • Appliances: Built-In Microwave, Dishwasher, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer/Dryer Stacked
  • Flooring: Ceramic Tile, Luxury Vinyl Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Main Floor

Exterior

  • Porch/Patio/Deck: Deck(s), Porch(es)

Parking

  • Parking Type: Driveway

Location

  • County: GARRETT
  • Subdivision: HARVEY PENINSULA
  • Driving Directions: Rt. 219 to Glendale Road. Turn right on to North Glade Road. And turn right on to Harveys Peninsula Road.
  • Location Details: Lake

School Information

  • School District: Garrett County Public Schools

Heating & Cooling

  • Cooling Type: Ceiling Fan(s)
  • Cooling Fuel: Electric
  • Heating Type: Baseboard - Hot Water, Baseboard - Electric
  • Heating Fuel: Electric
  • Water Heater: 60+ Gallon Tank, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Well
  • Utility Description: Cable TV, Electric Available, Phone, Sewer Available

Structural Information

  • Architectural Style: Cabin/Lodge
  • Structure Type: Detached
  • Construction: Frame, Stone
  • Foundation: Crawl Space
  • Roof: Shingle
  • Walls/Ceilings: Wood Ceilings, Wood Walls, Vaulted Ceilings
  • Windows: Casement
  • Doors: Sliding Glass
  • Stories Description: Main
  • Square Feet: 1,370
  • Sq. Ft. Source: Assessor
  • Living Area: 1,370 Sq. Ft.
  • Finished Above Grnd: 1,370 Sq. Ft.
  • Year Built: 1967
  • Year Built Source: Assessor

Additional Structures

  • Other Structures: Shed

Lot Features

  • Property View: Lake, Water
  • Lot Size (Acres): 0.75
  • Lot Size (Sq. Ft.): 32,867
  • Lot Size Source: Assessor
  • Street/Road Desc.: Paved
  • Building Sites: 2
  • Zoning: LR
  • Lot Description: Additional Lot(s)

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Personal Watercraft (PWC), Public Access, Waterski/Wakeboard
  • Water Front Type: Lake
  • Water Front Name: Deep Creek Lake
  • Dock/Slip Conveys: Yes
  • Docks: 1
  • Power Boats: 3-5
  • Non-Power Boats: 1

Financial Considerations

  • Price Per Sq. Ft.: $1,057.66
  • Assessment Year: 2025
  • County Tax: $8,114
  • County Tax Freq: Annually
  • Tax w/Assessment: $716,800
  • Tax Amount: $8,114
  • Tax Year: 2025
  • Terms: Standard Sale
  • Tax Total Finished Sq. Ft.: 1370

Disclosures and Reports

  • Ownership: Fee Simple
  • Multiple Parcels: Yes
  • Lot Number: 377

Listed by Railey Realty, Inc., Michael N Kennedy
Sold by Railey Realty, Inc., Lauren McCann

Listing agent

— 727 Harveys Peninsula Rd —

  • Michael N Kennedy

    Railey Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 727 Harveys Peninsula Rd

School District:Garrett County Public Schools
NameGradesDistance
Broad Ford Elementary School
607 Harvey Winters Drive, Oakland, MD 21550
PK-58.5 mi
Southern Middle School, Oakland, MD
605 Harvey Winters Drive, Oakland, MD 21550
6-88.5 mi
Southern Garrett High School
345 Oakland Drive, Oakland, MD 21550
9-129.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 727 Harveys Peninsula Rd

Date
Details
Price
Change
Source
12/22/2025
Sold
$1,375,000
-5.11%
MLS
11/05/2025
Listed
$1,449,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by Railey Realty, Inc., Michael N Kennedy
Sold by Railey Realty, Inc., Lauren McCann

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727 Harveys Peninsula Road, Swanton, MD 21561 (MLS# MDGA2010596) is a Single Family property that was sold at $1,375,000 on December 22, 2025. Want to learn more about 727 Harveys Peninsula Road? Do you have questions about finding other Single Family real estate for sale in Swanton? You can browse all Swanton real estate or contact a Coldwell Banker agent to request more information.