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$1,099,000
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Property Description
A rare opportunity to own quality, level lakefront for an affordable price is now available with this captivating 2 bedroom 2 bath cottage. Offering spectacular lake & sunset views, the property is well positioned in the desirable southern section of the lake. The partly wooded parcel provides plenty of shade while allowing generous views and great access to the gently sloping lawn area. There is plenty of room for outdoor activities and features a beautiful lakeside fire-pit. The gently sloping lot makes it easy to swim and or access the private dock site that qualifies for a Type "A" dock suitable for 2 power boats plus a third water vessel. The property also includes the "Buydown" which provides additional value and protection for owners. The charming and well built cottage offers open living spaces, and a covered lakeside porch. The main level offers plenty of natural lighting, a cathedral ceiling with pine tongue and groove ceilings, hardwood floors and a gas fireplace. The kitchen area offers granite counters a breakfast bar and stainless steel appliances. The main floor bedroom features lake views and hardwood floors with an adjoining full bath. The upper level offers an inviting bedroom with cathedral ceiling and lake views along with a large loft/family room space adjoining a full bath. The home also now offers air-conditioning and forced air heating with mini-splits on both levels. The Seller recently acquired and is including adjoining property with this offering.
Full Property Details
Full Property Details for 96 Whispering Way
General
- Price: $1,099,000
- Taxes: $7,238 (2019)
- Status: Under Contract
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDGA2012066
- Updated: 8/15/2026
- Added to Site: 83 day(s) ago
Interior
- Rooms/Areas: Living Room, Dining Room, Kitchen, Bedroom 1, Loft, Utility Room, Bathroom 1
- Interior Features: Floor Plan - Open, Wood Floors, Ceiling Fan(s), Window Treatments
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Free Standing, Gas/Propane
- Appliances: Refrigerator, Icemaker, Built-In Microwave, Oven/Range - Electric, Washer, Dryer
- Flooring: Hardwood, Carpet, Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Upper Floor Baths: 1
- Upper - Full Baths: 1
- Main Floor Baths: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 2
- Bedrooms Upper: 1
- Bedrooms Main & Up: 1
Exterior
- Exterior Features: Play Area, Outbuilding(s)
- Porch/Patio/Deck: Porch(es)
Parking
- Total Spaces: 4
- Parking Features: Crushed Stone
- Parking Type: Driveway
Location
- County: GARRETT
- Subdivision: GREEN GLADE
- Driving Directions: From Route 495, take Green Glade Road and turn right into Whispering Way. House on right at the end.
- Direction Faces: Southeast
- Location Details: Lake
School Information
- School District: Garrett County Public Schools
- Elementary School: Broadford
- Middle School: Southern Middle
- High School: Southern Garrett High
Community
- Pets Allowed: Yes
- Pets: No Pet Restrictions
Heating & Cooling
- Cooling Type: Ductless/Mini-Split, Ceiling Fan(s)
- Cooling Fuel: Electric
- Heating Type: Baseboard - Electric
- Heating Fuel: Electric, Propane - Leased
- Water Heater: Electric
Utilities
- Sewer: Septic Exists, Septic = # of BR
- Water: Well
- Dist. to Water: 100 Feet
- Utility Description: Electric Available, Cable TV
Structural Information
- Architectural Style: Cottage
- Structure Type: Detached
- Construction: HardiPlank Type
- Foundation: Crawl Space
- Roof: Asphalt
- Walls/Ceilings: Cathedral Ceilings, Wood Ceilings
- Windows: Double Hung, Double Pane, Screens
- Doors: Six Panel, Insulated
- Stories Description: Main, Upper 1
- Square Feet: 1,344
- Sq. Ft. Source: Estimated
- Living Area: 1,344 Sq. Ft.
- Finished Above Grnd: 1,344 Sq. Ft.
- Year Built: 2010
- Year Built Source: Estimated
- Property Condition: Excellent
Additional Structures
- Other Structures: Shed, Shed Row
Lot Features
- Property View: Lake, Water, Mountain
- Lot Size (Acres): 0.66
- Lot Size (Sq. Ft.): 28,749
- Lot Size Source: Estimated
- Lot Dimensions: Estimated
- Street/Road Desc.: Gravel
- Building Sites: 1
- Zoning: R
- Lot Description: Premium, Partly Wooded
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Boat - Powered, Fishing Allowed, Boat - Length Limit, Canoe/Kayak, Waterski/Wakeboard
- Water Front Type: Lake
- Water Front Name: Deep Creek Lake
- Dock/Slip Conveys: Yes
- Docks: 1
- Power Boats: 2
- Non-Power Boats: 1
Financial Considerations
- Price Per Sq. Ft.: $817.71
- Assessment Year: 2020
- City/TownTax Freq: Annually
- County Tax: $4,042
- County Tax Freq: Annually
- Tax w/Assessment: $348,367
- Tax Amount: $7,238
- Tax Year: 2019
Disclosures and Reports
- Ownership: Fee Simple
- Multiple Parcels: Yes
- Exclusions: Furniture
- Inclusions: Appliances, sheds and physical dock
- Lot Number: F
Listed by Railey Realty, Inc., Bill G Weissgerber Jr.
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Schools
Schools serving 96 Whispering Way
School District:Garrett County Public Schools
| Name | Grades | Distance |
|---|---|---|
Broad Ford Elementary School 607 Harvey Winters Drive, Oakland, MD 21550 | PK-5 | 8 mi |
Southern Middle School, Oakland, MD 605 Harvey Winters Drive, Oakland, MD 21550 | 6-8 | 8 mi |
Southern Garrett High School 345 Oakland Drive, Oakland, MD 21550 | 9-12 | 8.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 96 Whispering Way
Date
Details
Price
Change
Source
8/04/2026
Price Reduced
$1,099,000
-7.57%
MLS
6/06/2026
Listed
$1,189,000
87.24%
MLS
9/09/2020
Sold
$635,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 96 Whispering Way
Year
Property Taxes
Change
Tax Assessment
Change
2026
$4,618
1%
$659,433
3%
2025
$4,566
1%
$639,400
18%
2024
$4,539
4%
$543,900
21%
2023
$4,378
6%
$448,400
27%
2022
$4,122
1%
$352,900
1%
2020
$4,069
7%
$350,633
1%
2017
$3,814
-1%
$348,367
1%
2019
$3,844
—
$346,100
—
2018
$3,844
-1%
$346,100
-1%
2017
$3,875
—
$350,500
—
2016
$3,875
—
$350,500
—
2015
$3,893
-22%
$350,500
-22%
2014
$4,966
—
$447,900
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 96 Whispering Way
96 Whispering Way, Swanton, MD 21561 (MLS# MDGA2012066) is a Single Family property with 2 bedrooms and 2 full bathrooms. 96 Whispering Way is currently listed for $1,099,000 and was received on June 06, 2026. Want to learn more about 96 Whispering Way? Do you have questions about finding other Single Family real estate for sale in Swanton? You can browse all Swanton real estate or contact a Coldwell Banker agent to request more information.

