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$525,000
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Property Description
PRICE IMPROVEMENT - NOW $525,000! Welcome to 2861 Ridge Road, offering 5 bedrooms, 3 full baths, a 2-car garage, nearly half an acre, and your own private in-ground pool! FINANCING OPPORTUNITY: Qualified buyers may have the opportunity to assume the seller's existing FHA loan at an incredible 2.85% interest rate, subject to lender approval and assumption requirements. Seller is also offering a $10,000 closing-cost credit! This spacious home offers room to live, work, entertain and grow. The versatile layout includes generous living spaces and a finished lower level-ideal for guests, a home office, recreation space or multigenerational living. Step outside and enjoy your own backyard retreat! The in-ground pool is filled and ready to enjoy, with plenty of additional yard space for entertaining, cookouts and outdoor living. Situated on approximately 0.46 acres, this property offers the space and privacy buyers are looking for while remaining convenient to shopping, dining, commuter routes and everyday amenities. 5 Bedrooms | 3 Full Baths | 2-Car Garage | In-Ground Pool | Nearly ½ Acre At the new price of $525,000, plus a $5,000 seller credit and potential 2.85% FHA loan assumption, this is an opportunity worth seeing. Schedule your private showing today!
Full Property Details
Full Property Details for 2861 Ridge Rd
General
- Sold For: $525,000
- HOA FEE: $17/month
- HOA FEE FREQ.: Annually
- Taxes: $6,504 (2026)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDCH2056090
- Added to Site: 112 day(s) ago
Interior
- Number of Rooms: 11
- Rooms/Areas: Living Room, Dining Room, Kitchen, Family Room, Laundry, Recreation Room
- Interior Features: Attic, Bathroom - Jetted Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Dining Area, Floor Plan - Traditional, Kitchen - Country, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s), Walk-in Closet(s), Window Treatments, Wood Floors
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Wood
- Appliances: Dishwasher, Disposal, Dryer, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main Floor Baths: 2
- Main - Full Baths: 2
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 5
- Bedrooms Lower: 2
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Basement, Dryer In Unit, Has Laundry, Washer In Unit
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Concrete, In Ground
Exterior
- Porch/Patio/Deck: Deck(s)
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 6
- Parking Features: Asphalt Driveway
- Parking Type: Attached Garage, Driveway
- Garage Description: Additional Storage Area, Garage - Front Entry, Garage Door Opener, Inside Access
Location
- County: CHARLES
- Subdivision: LAUREL BRANCH SUB
- Driving Directions: GPS
School Information
- School District: Charles County Public Schools
Community
- Association: Yes
- Assoc. Name: LAUREL BRANCH HOA
- Pets Allowed: Yes
- Pets: No Pet Restrictions
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Split Foyer
- Structure Type: Detached
- Construction: Brick, Vinyl Siding
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Daylight, Full, Fully Finished, Garage Access, Heated, Improved, Interior Access, Rear Entrance, Walkout Level, Windows
- Foundation: Block
- Stories Description: Lower 1, Main
- Square Feet: 2,544
- Sq. Ft. Source: Assessor
- Living Area: 2,544 Sq. Ft.
- Finished Above Grnd: 1,344 Sq. Ft.
- Finished Below Grnd: 1,200 Sq. Ft.
- Year Built: 1985
- Year Built Source: Estimated
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 2
Additional Structures
- Other Structures: Shed
Lot Features
- Property View: Trees/Woods
- Lot Size (Acres): 0.46
- Lot Size (Sq. Ft.): 20,038
- Lot Size Source: Estimated
- Zoning: WCD
- Fencing (Description): Fully, Wood
Financial Considerations
- Price Per Sq. Ft.: $390.62
- Association Fee: $200
- Assoc Fee Freq.: Annually
- Assessment Year: 2026
- County Tax: $6,177
- County Tax Freq: Annually
- Tax w/Assessment: $487,267
- Tax Amount: $6,504
- Tax Year: 2026
- Terms: Standard Sale
- Tax Total Finished Sq. Ft.: 2544
Disclosures and Reports
- Ownership: Fee Simple
- Section: 4A
- Lot Number: 10
Listed by KC Realty Group, Chekesha Catlin
Sold by Michaels Realty, Inc., Michael M Crawford
Get Pre-Approved Today
Schools
Schools serving 2861 Ridge Rd
School District:Charles County Public Schools
| Name | Grades | Distance |
|---|---|---|
William A. Diggs Elementary School 2615 Davis Road, Waldorf, MD 20603 | PK-5 | 1 mi |
Theodore G. Davis Middle School 2495 Davis Road, Waldorf, MD 20603 | 6-8 | 1.3 mi |
North Point High School 2500 Davis Road, Waldorf, MD 20603 | 9-12 | 1.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2861 Ridge Rd
Date
Details
Price
Change
Source
10/07/2026
Sold
$525,000
—
MLS
8/06/2026
Price Reduced
$525,000
-2.78%
MLS
6/19/2026
Listed
$540,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
2861 Ridge Road, Waldorf, MD 20603 (MLS# MDCH2056090) is a Single Family property that was sold at $525,000 on October 07, 2026. Want to learn more about 2861 Ridge Road? Do you have questions about finding other Single Family real estate for sale in Waldorf? You can browse all Waldorf real estate or contact a Coldwell Banker agent to request more information.

