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$625,000

  • For Sale
  • Under Contract
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 3,367 Sq. Ft.
  • 2 Car Garage
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Multiple offers received, offer deadline Sunday 7/26 noon. Welcome to 1020 Cindy Lane - a beautiful 1997 brick-front colonial set on a full acre in a quiet Westminster neighborhood with no HOA. From the wrap-around front porch to the sweeping level lawn framed by mature shade trees, this home offers room to breathe and timeless curb appeal. Step inside to a welcoming center-hall foyer where hardwood floors run through the main living areas - and where the real story begins. This main level was made to flex. A formal dining room sits ready for gatherings, while a comfortable front room adapts to whatever you need most: family room, sitting room, study, or playroom. At the center, an open flex space flows into the kitchen, working just as easily as a breakfast area, keeping room, or homework-and-home-office hub. Few homes this age offer this much room to arrange life your way. The kitchen anchors it all with a granite-topped island, white cabinetry, stainless appliances, and generous counter space, opening to a garden door and the patio beyond. Beyond the kitchen, the standout living room addition rises to a vaulted, skylit ceiling wrapped in arched Palladian windows, warmed by a floor-to-ceiling stone fireplace, with French doors opening to the flagstone patio and private backyard. A main-level powder room and a laundry room off the two-car garage complete the level. Upstairs, the primary suite offers a peaceful retreat with a beautifully updated en-suite bath featuring a marble-tiled glass shower and a dual-sink quartz vanity. Three additional bedrooms and a second full bath - four bedrooms and two full baths on the upper level - provide comfortable space for family, guests, and work-from-home needs. The lower level adds a finished bonus room ideal for an office or gym, plus generous unfinished space - an open palette ready for your dreams. At just under 3,300 total square feet on a full acre, this home balances space, quality, and setting. Enjoy a quiet neighborhood close to schools, with shopping and everyday conveniences right between Westminster and Sykesville/Eldersburg. Some homes just feel like home the moment you walk in - 1020 Cindy Lane is one of them. NOTE: Sunday OH is cancelled!

Full Property Details for 1020 Cindy Ln

General

  • Price: $625,000
  • Taxes: $5,525 (2026)
  • Status: Under Contract
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDCR2036336
  • Updated: 7/27/2026
  • Added to Site: 25 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Breakfast Room, Other, Primary Bathroom, Full Bath
  • Interior Features: Kitchen - Table Space, Primary Bath(s), Bathroom - Walk-In Shower, Bathroom - Tub Shower, Built-Ins, Ceiling Fan(s), Formal/Separate Dining Room, Wood Floors, Walk-in Closet(s), Kitchen - Island
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Stone, Gas/Propane
  • Appliances: Dishwasher, Built-In Microwave, Dryer, Oven - Single, Stove, Washer
  • Flooring: Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 4

Exterior

  • Exterior Features: Extensive Hardscape
  • Porch/Patio/Deck: Patio(s), Porch(es)

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Type: Attached Garage, Driveway
  • Garage Description: Garage - Side Entry, Garage Door Opener, Inside Access

Location

  • County: CARROLL
  • Driving Directions: GPS

School Information

  • School District: Carroll County Public Schools
  • Elementary School: Mechanicsville
  • Middle School: Westminster
  • High School: Westminster

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Ceiling Fan(s), Central A/C, Other
  • Cooling Fuel: Other
  • Heating Type: Forced Air, Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Other

Utilities

  • Sewer: Septic Exists
  • Water: Well
  • Utility Description: Cable TV Available

Structural Information

  • Architectural Style: Colonial
  • Structure Type: Detached
  • Construction: Brick, Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Full, Unfinished, Sump Pump, Walkout Stairs, Partially Finished
  • Foundation: Slab
  • Roof: Asphalt
  • Windows: Double Pane
  • Doors: Insulated
  • Stories Description: Main, Upper 1
  • Square Feet: 3,367
  • Sq. Ft. Source: Estimated
  • Living Area: 2,667 Sq. Ft.
  • Finished Above Grnd: 2,403 Sq. Ft.
  • Finished Below Grnd: 264 Sq. Ft.
  • Year Built: 1996
  • Year Built Source: Estimated
  • Property Condition: Excellent

Additional Structures

  • Other Structures: Shed

Lot Features

  • Property View: Trees/Woods, Scenic Vista, Garden/Lawn
  • Lot Size (Acres): 1.02
  • Lot Size (Sq. Ft.): 44,431
  • Lot Size Source: Estimated
  • Zoning: R
  • Lot Description: Other

Financial Considerations

  • Price Per Sq. Ft.: $260.09
  • Assessment Year: 2026
  • Tax w/Assessment: $512,867
  • Tax Amount: $5,525
  • Tax Year: 2026

Disclosures and Reports

  • Ownership: Fee Simple
  • Exclusions: Stools on Kitchen Island
  • Inclusions: Washer, Dryer, Dishwasher, Microwave, Refrigerator w/ice maker, Storage Shed, Curtains & Rods, Kitchen Island

Listed by Cummings & Co. Realtors, Kim Pellegrino

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Listing agent

— 1020 Cindy Ln —

  • Kim Pellegrino

    Cummings & Co. Realtors

Listing Office Email: realtor@cummingsrealtors.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1020 Cindy Ln

School District:Carroll County Public Schools, Westminster, MD
NameGradesDistance
Mechanicsville Elementary School, Sykesville, MD
3838 Sykesville Road, Sykesville, MD 21784
PK-51.9 mi
Westminster West Middle School
60 Monroe Street, Westminster, MD 21157
6-86.5 mi
Westminster High School
1225 Washington Road, Westminster, MD 21157
9-123.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1020 Cindy Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/23/2026
Listed
$625,000
205.03%
MLS
7/16/1997
Sold
$204,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1020 Cindy Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,475
16%
$483,600
7%
2023
$4,714
—
$450,367
8%
2023
$4,714
9%
$417,133
9%
2022
$4,338
20%
$383,900
2%
2019
$3,625
-13%
$374,633
3%
2021
$4,189
3%
$365,367
3%
2020
$4,084
3%
$356,100
2%
2019
$3,971
2%
$349,233
2%
2018
$3,894
2%
$342,367
2%
2017
$3,817
—
$335,500
—
2016
$3,817
—
$335,500
—
2015
$3,818
-7%
$335,500
-6%
2014
$4,092
—
$356,800
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1020 Cindy Ln

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Cummings & Co. Realtors, Kim Pellegrino

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1020 Cindy Lane, Westminster, MD 21157 (MLS# MDCR2036336) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 1020 Cindy Lane is currently listed for $625,000 and was received on July 23, 2026. Want to learn more about 1020 Cindy Lane? Do you have questions about finding other Single Family real estate for sale in Westminster? You can browse all Westminster real estate or contact a Coldwell Banker agent to request more information.

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