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Property Description
Beautifully remodeled ranch on desirable Ratigan Lake offering one of the best lots on the lake near the end of a quiet cul-de-sac with minimal traffic. Situated on two parcels with expansive frontage, this property features incredible water views, a massive yard perfect for entertaining, and direct access to 56-acre all-sports Ratigan Lake with NO HOA. Enjoy the lake lifestyle year-round with boating, fishing, kayaking, tubing, swimming, and peaceful mornings watching the sunrise from your private dock. Ratigan Lake is known for its clean water, scenic setting, and excellent fishing with healthy populations of Largemouth Bass, Bluegill, and Pumpkinseed sunfish. Inside, the open floor plan offers beautiful lake views throughout, a spacious living room with a stunning rock fireplace, large kitchen with newer appliances, remodeled bathroom, and three generously sized bedrooms. Additional features include a huge mudroom, cedar closets, central air, luxury vinyl flooring, and and impressive 983 sq ft tandem 2-stall garage with room for up to 4 vehicles plus ample space for storage, hobbies, and all your lake toys. Extensive updates include new furnace (2024), new AC (2025), bathroom remodel, insulation added to walls and attic, deck addition, updated appliances, landscaping improvements, new paint throughout, gutter guards, waterproofing and floor joist improvements by Foundation Specialists, replacement windows and doors, RO system, and more. Dock maintained yearly. Offering the perfect balance of "city close and county quaint," this home is conveniently located near Grist Mill Market, Honey Creek Inn, Cannonsburg Market, Townsend Park, and other popular local destinations while still providing the peaceful setting of lakefront living. Whether you're looking for a full-time residence or the perfect lakefront getaway, this move-in-ready home offers an exceptional combination of updates, lot size, lake frontage, and all-sports lake living. Parcels included: 41-11-36-427-018 & 41-11-36-427-021.
Full Property Details
Full Property Details for 3880 Bell Lake Dr NE
General
- Price: $499,900
- Taxes: $7,527
- Status: Active
- Type: Single Family
- Source: SWMRIC_MLS
- MLS ID: 26020946
- Updated: 5/8/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Ceiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room, Wood Burning, Living Room, Wood Burning
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Main Level
Exterior
- Exterior Features: Balcony
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Garage Faces Rear, Garage Door Opener, Attached
Location
- County: Kent
- Cross Streets: 5 Mile & McCabe
- Driving Directions: 5 Mile W of Lincoln Lake Rd to McCabe L 1/2 mile to Bell Lake Rd to Home near end of street
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Forced Air
Utilities
- Sewer: Septic Tank
- Water: Well
- Well: Yes
- Cable Available: Yes
- Utility Description: Electricity Available, Cable Available, Cable Connected, High-Speed Internet
Structural Information
- Architectural Style: Ranch
- Construction: Vinyl Siding
- Basement: Yes
- Roof: Metal, Shingle
- Windows: Screens, Insulated Windows, Garden Window, Window Treatments
- Stories/Levels: 1
- Square Feet: 1,378
- Living Area: 1,378 Sq. Ft.
- Year Built: 1925
Lot Features
- Lot Size (Acres): 0.33
- Lot Size (Sq. Ft.): 14,375
- Lot Dimensions: see attached
- Frontage: Paved
- Lot Features: Corner Lot, Cul-De-Sac
- Zoning: LR
Water Features
- Water Front: Yes
- Water Front Desc.: Lake
- Lake Front: Yes
Financial Considerations
- Tax Amount: $7,527
- Terms: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Disclosures and Reports
- Legal Description: LOTS 15 & 16 * BELLE LAKE PARK 1882 Lengthy Legal- Attached with listing docs
- Property ID: 41-11-36-427-018 & 41-11-36-427-021
Listed by Bellabay Realty (North), Ashley Bodell
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Schools
Schools serving 3880 Bell Lake Dr NE
School District:Lowell Area Schools
| Name | Grades | Distance |
|---|---|---|
Murray Lake Elementary 3275 Alden Nash Avenue Northeast, Lowell, MI 49331 | PK-5 | 3.2 mi |
Lowell Middle School, Lowell, MI 750 Foreman Street Southeast, Lowell, MI 49331 | 6-8 | 7.8 mi |
Lowell Senior High School, Lowell, MI 11700 Vergennes Street Southeast, Lowell, MI 49331 | 9-12 | 6.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3880 Bell Lake Dr NE
Date
Details
Price
Change
Source
5/08/2026
Listed
$499,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3880 Bell Lake Dr NE
Year
Property Taxes
Change
Tax Assessment
Change
2023
$7,033
520%
$169,300
18%
2021
$1,135
—
$143,600
20%
2021
$1,135
-37%
$119,800
34%
2019
$1,815
—
$89,500
-1%
2019
$1,815
10%
$90,600
17%
2016
$1,657
-4%
$77,200
-1%
2017
$1,734
9%
$77,600
4%
2014
$1,598
-2%
$74,800
27%
2015
$1,629
2%
$58,900
9%
2014
$1,598
-12%
$53,900
-37%
2019
$1,815
24%
$85,400
61%
2012
$1,461
—
$53,053
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3880 Bell Lake Dr NE
3880 Bell Lake Drive NE, Ada, MI 49301 (MLS# 26020946) is a Single Family property with 3 bedrooms and 1 full bathroom. 3880 Bell Lake Drive NE is currently listed for $499,900 and was received on May 08, 2026. Want to learn more about 3880 Bell Lake Drive NE? Do you have questions about finding other Single Family real estate for sale in Ada? You can browse all Ada real estate or contact a Coldwell Banker agent to request more information.

