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$365,000 Just Listed
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Property Description
Welcome to 1095 Howard Street this beautifully maintained 4-bedroom, 2-bath home offers several updates and flexible living space. The fully remodeled kitchen serves as the heart of the home, while multiple bonus rooms provide endless possibilities for a home office, gym, playroom, or hobby space. The walkout lower level adds valuable living and entertaining space with easy access to the large fenced in backyard. Enjoy peace of mind with numerous recent improvements within the last 3 years, including a Reverse Osmosis System, 96.7% AFUE Gas Furnace, Honeywell Wi-Fi Thermostat, April Air 16SEER AC System, chimney liner, water heater, retaining wall with new drainage, gutters with leaf screens w/ downspouts, 2" thick steel insulated garage door, kitchen aid dishwasher (2024), the fully remodeled kitchen includes new base floor and insulation. With thoughtful updates throughout the entire house and room to fit a variety of lifestyles, this move-in-ready home is one you won't want to miss! Additional updates include: H&S Sump Pump Motor w/sealed basin lid, correct well room, new outlets throughout, upgraded toilets, and more. Mechanically this home has been completely updated!
Full Property Details
Full Property Details for 1095 Howard St
General
- Price: $365,000
- Taxes: $3,613
- Status: Active
- Type: Single Family
- Source: SWMRIC_MLS
- MLS ID: 26036991
- Updated: 7/20/2026
- Added to Site: 4 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Eat-in Kitchen
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Family Room, Family Room
- Appliances: Dishwasher, Dryer, Oven, Range, Refrigerator, Washer, Water Softener Owned
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: In Bathroom, Main Level
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Attached
Location
- County: Allegan
- Cross Streets: Ruby and Dix
- Driving Directions: US 131 to Otsego Exit, west to Eley St, (by Dollar General) south then slight left and east to Ruby, south to Howard St, west to home.
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Forced Air
Utilities
- Sewer: Septic Tank
- Water: Well
- Well: Yes
- Utility Description: Natural Gas Connected, Cable Connected
Structural Information
- Architectural Style: Ranch
- Construction: Brick, Vinyl Siding
- Basement: Yes
- Stories/Levels: 1
- Square Feet: 2,256
- Living Area: 2,256 Sq. Ft.
- Year Built: 1973
Lot Features
- Lot Size (Acres): 0.39
- Lot Size (Sq. Ft.): 16,858
- Lot Dimensions: 99 x 170
Financial Considerations
- Tax Amount: $3,613.13
- Terms: Cash, FHA, VA Loan, MSHDA, Conventional
Disclosures and Reports
- Legal Description: LOT 50 RIDGE BROOK SUBDIVISION NO. 1 SEC 26 T1N R12W.
- Property ID: 17-461-050-00
Listed by Jaqua, REALTORS, Katelyn M Steele
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Schools
Schools serving 1095 Howard St
School District:Otsego Public Schools
| Name | Grades | Distance |
|---|---|---|
Dix Street Elementary School 503 Dix Street, Otsego, MI 49078 | PK-5 | 0.4 mi |
Washington Street Elementary School 538 Washington Street, Otsego, MI 49078 | PK-5 | 1.2 mi |
Alamo Elementary School 8184 North 6th Street, Kalamazoo, MI 49009 | K-5 | 4.9 mi |
Otsego Middle School 540 Washington Street, Otsego, MI 49078 | 6-8 | 1.2 mi |
Otsego High School 550 Washington Street, Otsego, MI 49078 | 9-12 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1095 Howard St
Date
Details
Price
Change
Source
7/18/2026
Listed
$365,000
37.74%
MLS
4/14/2023
Sold
$265,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1095 Howard St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,613
3%
$117,400
11%
2024
$3,516
52%
$105,800
3%
2023
$2,314
—
$102,300
17%
2022
$2,314
—
$87,200
8%
2022
$2,314
7%
$80,500
6%
2020
$2,158
24%
$75,900
10%
2019
$1,735
—
$68,800
-3%
2019
$1,735
2%
$70,700
4%
2018
$1,703
100%
$68,100
2%
2016
100%
$66,500
12%
2016
—
$59,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1095 Howard St
1095 Howard Street, Otsego, MI 49078 (MLS# 26036991) is a Single Family property with 4 bedrooms and 2 full bathrooms. 1095 Howard Street is currently listed for $365,000 and was received on July 18, 2026. Want to learn more about 1095 Howard Street? Do you have questions about finding other Single Family real estate for sale in Otsego? You can browse all Otsego real estate or contact a Coldwell Banker agent to request more information.

