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$684,900
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Property Description
Built in 1912, this historic 5 bedroom, 4 full bath downtown St. Joe home sits on a quarter acre along the Lake Michigan shoreline community of Southwest Michigan, just a few minutes from Silver Beach, the St. Joseph River, and the marinas just down the hill. Steps from schools, a charming downtown filled with shops and restaurants, and Kiwanis Park without crossing a road, the location is simply ideal. St. Joseph is known for its beautiful beaches, vibrant historic downtown, and an abundance of outdoor activities that make it equally appealing as a year round residence or vacation home. Situated along the Lake Michigan Shore Wine Trail and just about two hours from Chicago, it is the kind of place that is easy to fall in love with and hard to leave. The main level impresses with quarter sawn white oak floors by Mattson Custom Floors, custom Amish cabinetry, new custom built-in shelves framing the fireplace, and a vintage clawfoot tub that anchors the character of the home. New light fixtures, a new refrigerator, and a new dishwasher round out a space that feels completely move-in ready. Watch storms roll in from the heated and cooled 4-season front porch or retreat to the private covered deck off the fourth bedroom upstairs. The finished basement delivers a full entertainment zone with a 120 inch theatre screen, custom bar, workout room, shop space, and a full bath. Out back a finished bar behind the garage with water, electric, and heat anchors a covered patio with grill and seating area, all set on one of the largest yards in the city, complete with an invisible dog fence. Driveway and street parking make hosting a breeze. Move-in ready and waiting for its next chapter, whether you are looking for a forever home or the ultimate Southwest Michigan lakeside retreat. This one delivers. 3,266 finished square feet of history, heart, and everything you need to live in St. Joe.
Full Property Details
Full Property Details for 1012 Pearl St
General
- Price: $684,900
- Taxes: $9,523
- Status: Active
- Type: Single Family
- Source: SWMRIC_MLS
- MLS ID: 26019503
- Updated: 6/15/2026
- Added to Site: 53 day(s) ago
Interior
- Number of Rooms: 11
- Interior Features: Ceiling Fan(s), Broadband, Garage Door Opener, Wet Bar
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Family Room, Gas Log, Family Room, Gas Log
- Appliances: Humidifier, Built-In Gas Oven, Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Laundry: Laundry Chute
Exterior
- Exterior Features: Balcony, Play Equipment
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking Features: Detached
Location
- County: Berrien
- Cross Streets: Wayne and Olive
- Driving Directions: Langley or Main St. to Pearl St., just East of Wayne St.
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Baseboard, Forced Air
Utilities
- Sewer: Public
- Water: Public
- Cable Available: Yes
- Utility Description: Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
Structural Information
- Architectural Style: Traditional
- Construction: Vinyl Siding
- Basement: Yes
- Roof: Composition
- Windows: Screens, Replacement
- Stories/Levels: 2
- Square Feet: 3,266
- Living Area: 3,266 Sq. Ft.
- Year Built: 1912
Lot Features
- Lot Size (Acres): 0.24
- Lot Size (Sq. Ft.): 10,324
- Lot Dimensions: 40 x 265
- Frontage: Paved
- Lot Features: Sidewalk
Water Features
- Water Front Desc.: Lake, River
- Lake Front: Yes
Financial Considerations
- Tax Amount: $9,523.62
- Terms: Cash, FHA, VA Loan, Conventional
Disclosures and Reports
- Legal Description: COM 30' S58DEG45'E OF NWLY COR LOT 1 BLK 22 HOYT'S ADD TO CITY OF ST JOSEPH TH S31 DEG15'W 264' TH N58DEG45'W 40' TH N31DEG15'E 264' TH S58DEG45'E 40' TO BEG BEING THE WLY 30'OF LOTS 1 2 3 & 4 BLK 22 & THE E 10'OF VACATED ALLEY LYING WLY OF SD LOTS
- Property ID: 11-76-3160-0031-00-8
Listed by Epique Realty, Cathy Ficks-Blasy
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Schools
Schools serving 1012 Pearl St
School District:St. Joseph Public Schools
| Name | Grades | Distance |
|---|---|---|
Lincoln School, St. Joseph, MI 1102 Orchard Ave, St. Joseph, MI 49085 | K-5 | 0.7 mi |
Brown School 2027 Brown School Rd, St. Joseph, MI 49085 | PK-5 | 2.9 mi |
Clarke School 515 E Glenlord Rd, St. Joseph, MI 49085 | K-5 | 4.5 mi |
Upton Middle School 800 Maiden Ln, St. Joseph, MI 49085 | 6-8 | 3.7 mi |
St. Joseph High School 2521 Stadium Dr, St. Joseph, MI 49085 | 9-12 | 1.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1012 Pearl St
Date
Details
Price
Change
Source
6/05/2026
Price Reduced
$684,900
-2.16%
MLS
5/02/2026
Listed
$700,000
16.67%
MLS
8/15/2022
Sold
$600,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1012 Pearl St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,757
2%
$215,800
-19%
2024
$9,524
4%
$265,000
2%
2023
$9,132
144%
$258,600
15%
2022
$3,738
4%
$224,500
79%
2021
$3,603
1%
$125,300
4%
2020
$3,555
1%
$120,600
1%
2019
$3,527
2%
$119,000
12%
2018
$3,470
9%
$105,900
—
2017
$3,178
9%
$105,900
3%
2016
$2,917
1%
$103,100
9%
2015
$2,882
—
$94,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1012 Pearl St
1012 Pearl Street, Saint Joseph, MI 49085 (MLS# 26019503) is a Single Family property with 5 bedrooms and 4 full bathrooms. 1012 Pearl Street is currently listed for $684,900 and was received on May 02, 2026. Want to learn more about 1012 Pearl Street? Do you have questions about finding other Single Family real estate for sale in Saint Joseph? You can browse all Saint Joseph real estate or contact a Coldwell Banker agent to request more information.

