This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/22
$449,000 Just Listed
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/22
Property Description
The best kept secret in Saint Joseph! This hidden gem beautifully overlooks the channel in a private setting, yet is a short 3-minute walk to the heart of downtown. A boater and kayaker's paradise. Simply wake up, walk down to one of many Pier 33 boat docks, that you can rent each season, and begin your day on the water. If you are looking for the everyday vacation lifestyle, or a second home in this fabulous coastal city, this condo is for you. Three large bedrooms, two full bathrooms, Laundry closet, a large open floorplan for entertaining, open kitchen with a fabulous pantry for the passionate cook, and magnificent views and access to the channel. This condo is full of natural light, a walk out deck, fireplace, garage and so much more. This is a must see.
Full Property Details
Full Property Details for 197 Wayne St
General
- Price: $449,000
- HOA FEE: $325/month
- Taxes: $5,558
- Status: Active
- Type: Townhouse
- Source: SWMRIC_MLS
- MLS ID: 26016492
- Updated: Today (4/19/2026)
- Added to Site: Today
Interior
- Number of Rooms: 8
- Interior Features: Ceiling Fan(s), Garage Door Opener, Pantry
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas Log, Living Room, Gas Log, Living Room
- Appliances: Iron Water FIlter, Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer, Water Softener Owned
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Laundry Closet, Main Level
Additional Information
- Shared Amenities: Pets Allowed, Storage
Exterior
- Exterior Features: Balcony
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking Features: Detached
Location
- County: Berrien
- Cross Streets: Wayne Street and Ship Street
Community
- Association: Yes
- Assoc. Fees Include: Other, Trash, Snow Removal, Lawn/Yard Care
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Forced Air
Utilities
- Sewer: Public
- Water: Public
- Utility Description: Natural Gas Connected, Cable Connected, High-Speed Internet
Structural Information
- Architectural Style: Townhouse
- Construction: Vinyl Siding
- Basement: Yes
- Roof: Asphalt, Shingle
- Windows: Skylight(s), Screens, Insulated Windows, Window Treatments
- Stories/Levels: 1
- Square Feet: 1,413
- Living Area: 1,413 Sq. Ft.
- Year Built: 1988
Lot Features
- Lot Size (Acres): 0.03
- Lot Size (Sq. Ft.): 1,464
- Frontage: Paved
- Lot Features: Site Condo, Ravine
- Zoning: R-3 Residential
Water Features
- Water Front Desc.: Channel
Financial Considerations
- Association Fee: $325
- Assoc Fee Freq.: Monthly
- Tax Amount: $5,558
- Terms: Cash, FHA, VA Loan, Conventional
Disclosures and Reports
- Legal Description: UNIT 16 CHANNEL BLUFF CONDOMINIUMS SECOND AMENDMENT BLDG NO 2 LIBER 31 PAGE 57
- Property ID: 117611420016000
Listed by 144 Keys, Heidi Hurst
Get Pre-Approved Today
Get a Great Insurance Rate
Schools
Schools serving 197 Wayne St
School District:St. Joseph Public Schools
| Name | Grades | Distance |
|---|---|---|
Lincoln School, St. Joseph, MI 1102 Orchard Ave, St. Joseph, MI 49085 | K-5 | 1 mi |
Brown School 2027 Brown School Rd, St. Joseph, MI 49085 | PK-5 | 3.2 mi |
Clarke School 515 E Glenlord Rd, St. Joseph, MI 49085 | K-5 | 4.7 mi |
Upton Middle School 800 Maiden Ln, St. Joseph, MI 49085 | 6-8 | 4 mi |
St. Joseph High School 2521 Stadium Dr, St. Joseph, MI 49085 | 9-12 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 197 Wayne St
Date
Details
Price
Change
Source
4/19/2026
Listed
$449,000
84.21%
MLS
3/23/2020
Sold
$243,750
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 197 Wayne St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,558
4%
$205,000
19%
2023
$5,330
5%
$172,600
22%
2022
$5,087
—
$140,900
10%
2022
$5,087
4%
$128,600
6%
2021
$4,904
-10%
$120,800
10%
2019
$5,460
—
$110,200
17%
2019
$5,460
9%
$94,500
—
2017
$5,012
2%
$94,500
2%
2016
$4,925
49%
$92,400
3%
2015
$3,296
—
$89,800
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 197 Wayne St
197 Wayne Street, Saint Joseph, MI 49085 (MLS# 26016492) is a Townhouse property with 3 bedrooms and 2 full bathrooms. 197 Wayne Street is currently listed for $449,000 and was received on April 19, 2026. Want to learn more about 197 Wayne Street? Do you have questions about finding other Townhouse real estate for sale in Saint Joseph? You can browse all Saint Joseph real estate or contact a Coldwell Banker agent to request more information.

