Date
Details
Price
Change
Source
7/10/2026
Listed
$290,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
Are you searching for a peaceful Up North retreat or a lake home to enjoy year-round? This charming, move-in ready property offers the best of both worlds! Nestled among mature trees on 1.5 wooded acres, you'll enjoy the perfect blend of privacy, nature, and lakeside living. The expansive, park-like setting features a level, grassy yard that extends all the way to 150ft of shoreline on Ball Bluff Lake which is known for being a deep clean lake great for recreation and fishing. All of this provides the ideal space for relaxing, entertaining, or enjoying the outdoors. Inside, this well-maintained one-story home offers the convenience of main-level living with 2 bedrooms, a full bathroom, and main-floor laundry. There is detached 2-car fully insulated/heated garage with a rough in for a bathroom plus storage shed which provides plenty of room for vehicles, tools, and recreational gear. Recent updates include a new roof in 2017, making this an excellent option for those looking to downsize or for first-time homebuyers entering the market. Towering evergreens create a beautiful natural backdrop, making this property feel much bigger than it's recorded 1.5 acres.. it even has some trails going through it - your own Northwoods playground right in your backyard! Bonus: This home is being sold mostly furnished, plus there's a pontoon and boat trailer for sale, making it easy to start enjoying lake life from day one!
Full Property Details
Full Property Details for 20433 640th Ln
General
- Price: $290,000
- Taxes: $952 (2026)
- Status: Active
- Type: Single Family
- Source: NorthStarMLS_RMLS
- MLS ID: 7106715
- Updated: 7/11/2026
- Added to Site: 4 day(s) ago
Interior
- Fireplace: Yes
- Number of Fireplaces: 1
- Appliances: Electric Water Heater, Range, Refrigerator
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Dining Room: Kitchen/Dining Room, Living/Dining Room
- Formal Dining Room: Kitchen/Dining Room, Living/Dining Room
- Laundry: Main Level, Other, Main Level, Other
Additional Information
- Amenities: Kitchen Window, Patio
Exterior
- Porch/Patio/Deck: Patio
Parking
- Garage: Yes
- Garage Description: 26 x 38
- Garage Spaces: 4
- Parking Features: Detached Garage, Heated Garage, Insulated Garage
Location
- County: Aitkin
- Township: Jacobson
- Driving Directions: Only 5min south of Jacobson: Head southwest on MN-200 W/MN-65 S Follow for 4.5 mi and Turn left onto 640th Ln Destination will be on the right (SEE FOR SALE SIGN)
School Information
- School District: 4 - McGregor
- High School District: McGregor
Heating & Cooling
- Cooling Type: Window Unit(s)
- Heating Type: Baseboard, Radiant, Space Heater
- Heating Fuel: Electric, Propane
Utilities
- Sewer: Private Sewer, Tank with Drainage Field
- Water: 4-Inch Submersible, Private, Well
Structural Information
- Exterior Const.: Concrete, Frame
- Foundation Size: 720
- Roof: Age Over 8 Years, Asphalt
- Disability Access: None
- Square Feet: 720
- Above Ground: 720 Sq. Ft.
- Finished Down/Base.: 720 Sq. Ft.
- Year Built: 2000
Additional Structures
- Other Structures: Garage(s), Storage Shed
Lot Features
- Lot Size (Acres): 1.54
- Lot Dimensions: 150 x 350 x 250 x 315
- Frontage: County Road
- Zoning: Shoreline, Residential-Single Family
- Lot Description: Accessible Shoreline, Medium Tree Coverage
Water Features
- Water Front Desc.: Dock, Lakefront, Lake View
- Water Front Feet: 150
- Water Front Elev.: 0-4
- Lake Front: Yes
- Lake Bottom: Gravel, Soft, Undeveloped, Weeds
Financial Considerations
- Tax Amount: $952
- Tax Year: 2026
- Terms: Conventional, Cash
Disclosures and Reports
- Legal Description: (PID 06-0-007508) PT GOVT LOT 2 (TRACT C)
- Property ID: 60007508
Listed by RE/MAX Northland
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Schools
Schools serving 20433 640th Ln
School District:McGregor Public School District
| Name | Grades | Distance |
|---|---|---|
Mcgregor Elementary School 148 South 2nd Street, McGregor, MN 55760 | PK-6 | 23.1 mi |
Mcgregor Secondary 148 South 2nd Street, McGregor, MN 55760 | 7-12 | 23.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20433 640th Ln
Tax History
Tax History for 20433 640th Ln
Year
Property Taxes
Change
Tax Assessment
Change
2026
$952
3%
$202,000
1%
2024
$922
-5%
$199,700
3%
2024
$968
7%
$194,100
-3%
2023
$906
-16%
$200,500
18%
2022
$1,074
-2%
$170,000
19%
2021
$1,098
4%
$143,100
—
2020
$1,058
1%
$143,100
8%
2019
$1,052
-5%
$133,100
4%
2018
$1,108
10%
$128,000
—
2017
$1,008
-5%
$128,000
—
2016
$1,066
—
$128,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20433 640th Ln
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- Single Family
- Active
- 1Bed
- 1Total Bath
- 1,092Sq. Ft.
Listed by Chris Cullen Real Estate Group (218) 838-8218
20433 640th Lane, Jacobson, MN 55752 (MLS# 7106715) is a Single Family property with 2 bedrooms and 1 full bathroom. 20433 640th Lane is currently listed for $290,000 and was received on July 10, 2026. Want to learn more about 20433 640th Lane? Do you have questions about finding other Single Family real estate for sale in Jacobson? You can browse all Jacobson real estate or contact a Coldwell Banker agent to request more information.