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$414,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 1 Full Bath
  • 2 Partial Baths
  • 2,636 Sq. Ft.
  • 3 Car Garage
  • Updated 22 hours ago
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Tucked away in a quiet, desirable cul-de-sac just minutes from Fountain Lake, this beautifully maintained ranch home perfectly blends everyday luxury with effortless entertaining. Welcomed by a stylish front porch and entry, you are guided into a spacious, grand foyer that sets the tone for the rest of the home. Rich hardwood floors guide you into a spacious living room, anchored by a cozy gas fireplace with a striking stone chimney. Nearby, the custom kitchen features plentiful cabinet space and premium stone countertops. Adjacent to the dining area, an oversized patio door floods the space with natural light and opens to the backyard for a seamless indoor-outdoor flow. For a touch of daily luxury, the main bathroom offers double sinks, a deep soaking tub, and heated floors. The fully finished lower level expands your living space and is designed for both relaxation and casual hosting. Two additional well-appointed bedrooms offer plenty of space for family or guests, alongside a stylish bathroom featuring a custom walk-in shower. The heart of this level is a cozy second living area equipped with its own fireplace with another stone chimney, a beverage fridge, and a dedicated bar area. Adjacent to the living areas is a laundry room that offers a composite sink, sorting bin drawer and additional storage - adding function to the home's everyday flow. Step outside to find an expansive, custom patio designed for pure relaxation, creating an inviting setting for everything from your morning coffee to evening gatherings under the stars. For the hobbyist, the property boasts an oversized, insulated, and heated two-stall garage, plus a separate third stall perfect for a project car, workshop, or extra storage. This home is loaded with high-end updates which include roof and windows. Ask your agent to see the comprehensive list of recent improvements-there are simply too many to list!

Full Property Details for 406 Ridge Cir

General

  • Price: $414,900
  • Taxes: $4,142 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7103506
  • Updated: 7/8/2026
  • Added to Site: Today

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Family Room, Living Room, Wood-Burning
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Dining Room: Kitchen/Dining Room
  • Formal Dining Room: Kitchen/Dining Room
  • Laundry: Lower Level, Laundry Room, Lower Level, Laundry Room

Additional Information

  • Amenities: Ceiling Fan(s), Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Porch, Tile Floors, Washer/Dryer Hookup

Exterior

  • Porch/Patio/Deck: Patio, Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Description: 25 x 22
  • Garage Spaces: 3
  • Parking Features: Attached Garage, Detached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage

Location

  • County: Freeborn
  • Township: Albert Lea
  • Driving Directions: From Lakeview Blvd go east on Willamor Rd. Turn left on Ridge Rd then left on Ridge Circle the house is on the right.

School Information

  • School District: 241 - Albert Lea
  • High School District: Albert Lea

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Exterior Const.: Block, Frame
  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Block, Egress Window(s), Finished, Full
  • Foundation Size: 1424
  • Roof: Metal
  • Disability Access: None
  • Square Feet: 2,636
  • Above Ground: 1,424 Sq. Ft.
  • Below Ground: 1,424 Sq. Ft.
  • Finished Down/Base.: 2,848 Sq. Ft.
  • Year Built: 1968

Additional Structures

  • Other Structures: Garage(s)

Lot Features

  • Lot Size (Acres): 0.29
  • Lot Dimensions: Irregular
  • Frontage: City Street, Cul-de-Sac, Curbs, Street Lights, Storm Sewer
  • Zoning: Residential-Single Family
  • Lot Description: Light Tree Coverage

Financial Considerations

  • Tax Amount: $4,142
  • Tax Year: 2026

Disclosures and Reports

  • Legal Description: SHORELAND HEIGHTS Lot-001 Block-020 LOT 1 BLK 20 SHORELAND HEIGHTS
  • Property ID: 341353210

Listed by Real Broker, LLC.

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— 406 Ridge Cir —

  • Real Broker, LLC.

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Schools serving 406 Ridge Cir

School District:Albert Lea Public School District
NameGradesDistance
Lakeview Elementary School, Albert Lea, MN
902 Abbott Street, Albert Lea, MN 56007
K-50.8 mi
Albert Lea Senior High School
2000 Tiger Lane, Albert Lea, MN 56007
8-121.5 mi
Southwest Middle School
1601 West Front Street, Albert Lea, MN 56007
6-71.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 406 Ridge Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/08/2026
Listed
$414,900
59.58%
MLS
6/12/2019
Sold
$260,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 406 Ridge Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,212
14%
$341,700
17%
2024
$3,700
8%
$291,900
14%
2023
$3,438
-3%
$256,600
7%
2023
$3,560
23%
$239,200
-3%
2020
$2,886
—
$247,000
29%
2020
$2,886
—
$191,300
7%
2020
$2,886
—
$178,500
5%
2019
$2,896
10%
$170,400
100%
2018
$2,632
13%
100%
2016
$2,332
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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406 Ridge Circle, Albert Lea, MN 56007 (MLS# 7103506) is a Single Family property with 4 bedrooms, 1 full bathroom and 2 partial bathrooms. 406 Ridge Circle is currently listed for $414,900 and was received on July 08, 2026. Want to learn more about 406 Ridge Circle? Do you have questions about finding other Single Family real estate for sale in Albert Lea? You can browse all Albert Lea real estate or contact a Coldwell Banker agent to request more information.

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