Recently Viewed Properties

No photo available

See This Home
Save This Listing
Close

$649,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 3,025 Sq. Ft.
  • 4 Car Garage
  • Updated 6 hours ago

Next open house:

Open House: 11:00 AM - 1:00 PM

Sunday 6/14 11:00 AM - 1:00 PM

23861 186th Street NW,Big Lake, MN 55309

23861 186th Street NWBig LakeMN55309

Get directions

No photo available

Welcome to luxury lake-community living in the highly sought-after Shores of Eagle Lake! This exceptional former model home showcases the coveted Somerset upgraded floor plan and offers a rare combination of upscale finishes, breathtaking natural surroundings, and deeded access to Eagle Lake with over 1,800 feet of shared shoreline. Nestled among mature trees and abundant wildlife, this beautifully maintained home features elevated lake views, direct access to community trails, and backs to public land and wooded pathways for ultimate privacy, tranquility, and year-round outdoor enjoyment. Spend your days exploring miles of scenic trails, enjoying the community beach, docks, pavilion, and nearby public boat launch, or cruising the neighborhood by golf cart while taking in the beauty of every season. Inside, you'll find thoughtful upgrades throughout, including a stunning sunroom with lake views, a gourmet kitchen including 8' island, double wall ovens, stainless steel appliances, quartz counters, soft close 42" cabinets, and gas stove top. The home also features a stone fireplace, wet bar, crown molding, upgraded lighting fixtures, additional windows for abundant natural light, 8-foot garage doors, and an impressive 4-car garage. The spacious primary suite features a custom-designed walk-in closet, while the garage is prepped for a future heater and has additional work space. All the finishing touches have been completed for you, including gorgeous professional landscaping, custom concrete edging, a maintenance-free deck off the sunroom, custom patio, irrigation system, and fencing with future expansion potential. The home truly feels brand new, with every detail carefully considered and completed. Residents of Shores of Eagle Lake enjoy outstanding community amenities including water features, walking trails, flags, beautifully maintained common areas, and shared well and septic services. Monthly HOA dues conveniently include water and sewer, along with mowing and irrigation of all common areas. This is more than a home-it's a lifestyle. Enjoy lake living, nature, recreation, and luxury all in one remarkable property.

Full Property Details for 23861 186th St NW

General

  • Price: $649,900
  • HOA FEE: $310/month
  • Taxes: $5,892 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7091237
  • Updated: 6/13/2026
  • Added to Site: 2 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Gas, Living Room, Stone
  • Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • 3/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Dining Room: Informal Dining Room, Kitchen/Dining Room
  • Formal Dining Room: Informal Dining Room, Kitchen/Dining Room
  • Laundry: Laundry Room, Main Level, Sink, Laundry Room, Main Level, Sink

Additional Information

  • Amenities: Ceiling Fan(s), Deck, Dock, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Paneled Doors, Porch, In-Ground Sprinkler, Sun Room, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet

Exterior

  • Porch/Patio/Deck: Composite Decking, Deck, Front Porch, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 4
  • Parking Features: Attached Garage, Asphalt, Garage Door Opener, Insulated Garage

Location

  • County: Sherburne
  • Township: Big Lake
  • Subdivision: Shores Of Eagle Lake Second Add
  • Driving Directions: North of Hwy 101, West on Hwy 10, Right on Eagle Lake Rd, continue onto 184th St, Left on 239th Ave NW, Right on 186th St NW.

School Information

  • School District: 727 - Big Lake
  • High School District: Big Lake

Community

  • Association: Yes
  • Assoc. Name: Shores of Eagle Lake
  • Assoc. Fees Include: Dock, Sewer, Shared Amenities, Water

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air, Fireplace(s)
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: Shared Septic
  • Water: Shared System, Well

Structural Information

  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Drain Tiles, Egress Window(s), Finished, Full, Storage Space, Sump Pump, Walk-Out
  • Foundation Size: 1846
  • Roof: Age 8 Years or Less, Asphalt
  • Disability Access: None
  • Square Feet: 3,025
  • Above Ground: 1,846 Sq. Ft.
  • Below Ground: 1,179 Sq. Ft.
  • Finished Down/Base.: 3,025 Sq. Ft.
  • Year Built: 2023

Lot Features

  • Lot Size (Acres): 0.59
  • Lot Dimensions: Irregular
  • Frontage: City Street, Paved Streets, Township
  • Zoning: Residential-Single Family
  • Lot Description: Accessible Shoreline, Light Tree Coverage
  • Fencing (Description): Chain Link

Water Features

  • Water Front Desc.: Association Access, Deeded Access, Dock, Shared

Financial Considerations

  • Association Fee: $310
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $5,892
  • Tax Year: 2026
  • Terms: Conventional, VA, FHA, Cash, Rural Development, USDA

Disclosures and Reports

  • Legal Description: LOT 9, BLK 8
  • Property ID: 35004920845

Listed by RE/MAX Results

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 23861 186th St NW —

  • RE/MAX Results

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Get a Great Insurance Rate

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 23861 186th St NW

School District:Big Lake Public School District
NameGradesDistance
Liberty Elementary School
17901 205th Avenue Northwest, Big Lake, MN 55309
K-24.3 mi
Independence Elementary School, Big Lake, MN
701 Minnesota Avenue, Big Lake, MN 55309
3-54.6 mi
Big Lake Middle School
601 Minnesota Avenue, Big Lake, MN 55309
6-84.6 mi
Big Lake Senior High School
501 Minnesota Avenue, Big Lake, MN 55309
9-124.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 23861 186th St NW Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/11/2026
Listed
$649,900
6.54%
MLS
4/11/2024
Sold
$610,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 23861 186th St NW

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,892
659%
$561,000
5%
2023
$776
20%
$536,800
752%
2023
$648
—
$63,000
24%
2023
$648
61%
$50,900
142%
2022
$402
19%
$21,000
—
2020
$338
3%
$21,000
6%
2019
$328
7%
$19,800
10%
2018
$306
-4%
$18,000
—
2017
$320
23%
$18,000
20%
2016
$260
14%
$15,000
—
2015
$228
-7%
$15,000
—
2014
$246
-46%
$15,000
-50%
2013
$456
—
$30,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 23861 186th St NW

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Down Payment Resource

Listed by RE/MAX Results

Similar Properties near 23861 186th St NW

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

8449 Cr 23, Becker, MN 55308 - Photo 1
$625,000

8449 Cr 23  Becker, MN 55308

  • Single Family
  • Active
  • Updated 13 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 2,008
    Sq. Ft.
Listed by RE/MAX Results
21265 Concord St NW, Elk River, MN 55330 - Photo 1
$625,000

21265 Concord St NW  Elk River, MN 55330

  • Single Family
  • Active
  • Updated 7 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 2,241
    Sq. Ft.
Listed by Keller Williams Classic Realty
16422 257th Ave, Big Lake, MN 55309 - Photo 1 Just Listed
$625,000
Open House

16422 257th Ave  Big Lake, MN 55309

  • Single Family
  • Active
  • Updated 5 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,013
    Sq. Ft.
Listed by Legacy Home Group MN LLC
17672 County Road 14 NW, Big Lake, MN 55309 - Photo 1 Price Reduced
-$25,000 (-3.57%)
$674,900

17672 County Road 14 NW  Big Lake, MN 55309

  • Single Family
  • Active
  • Updated 6 hours ago
  • 4
    Beds
  • 3
    Total Baths
  • 3,090
    Sq. Ft.
Listed by Legacy Home Group MN LLC

Just Listed near 23861 186th St NW

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

8520 Farmstead Ave NE, Monticello, MN 55362 - Photo 1 Just Listed
$404,170

8520 Farmstead Ave NE  Monticello, MN 55362

  • Single Family
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,582
    Sq. Ft.
Listed by Lennar Sales Corp
306 E 3rd St, Monticello, MN 55362 - Photo 1 Just Listed
$275,000

306 E 3rd St  Monticello, MN 55362

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 1
    Total Bath
  • 1,195
    Sq. Ft.
Listed by RE/MAX Results
8521 Gateway Cir, Monticello, MN 55362 - Photo 1 Just Listed
$305,000
Open House

8521 Gateway Cir  Monticello, MN 55362

  • Townhouse
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,466
    Sq. Ft.
Listed by eXp Realty
9613 River Forest Dr, Monticello, MN 55362 - Photo 1 Just Listed
$419,000

9613 River Forest Dr  Monticello, MN 55362

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,017
    Sq. Ft.
Listed by RE/MAX Advantage Plus

Price Reduced near 23861 186th St NW

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

6928 91st St NE, Monticello, MN 55362 - Photo 1 Price Reduced
-$5,000 (-2.08%)
$235,000

6928 91st St NE  Monticello, MN 55362

  • Townhouse
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,454
    Sq. Ft.
Listed by Charlene Wurm (612) 759-0631
9202 Spirit Hills Rd, Monticello, MN 55362 - Photo 1 Price Reduced
-$2,400 (-0.89%)
$267,500

9202 Spirit Hills Rd  Monticello, MN 55362

  • Townhouse
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,565
    Sq. Ft.
Listed by Keller Williams Classic Rlty NW
8654 Gateway Cir, Monticello, MN 55362 - Photo 1 Price Reduced
-$5,000 (-1.92%)
$254,900

8654 Gateway Cir  Monticello, MN 55362

  • Townhouse
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 1
    Total Bath
  • 1,789
    Sq. Ft.
Listed by Northstar Real Estate Associates
8571 Farmstead Ave NE, Monticello, MN 55376 - Photo 1 Price Reduced
-$15,000 (-3.41%)
$424,455

8571 Farmstead Ave NE  Monticello, MN 55376

  • Single Family
  • Active
  • Updated 4 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,328
    Sq. Ft.
Listed by Lennar Sales Corp

Recent Sales near 23861 186th St NW

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

23726 185th St NW, Big Lake, MN 55309 - Photo 1 Sold
$556,693

23726 185th St NW  Big Lake, MN 55309

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
  • 3,465
    Sq. Ft.
Listed by JPW Realty
Sold by Epique Realty
24035 187th St NW, Big Lake, MN 55309 - Photo 1 Sold
$589,900

24035 187th St NW  Big Lake, MN 55309

  • Single Family
  • Closed
  • Updated 4 days ago
  • 5
    Beds
  • 4
    Total Baths
  • 3,395
    Sq. Ft.
Listed by JPW Realty
Sold by Luke Real Estate
24410 188th St NW, Big Lake, MN 55309 - Photo 1 Sold
$616,000

24410 188th St NW  Big Lake, MN 55309

  • Single Family
  • Closed
  • Updated 10 days ago
  • 4
    Beds
  • 4
    Total Baths
  • 2,716
    Sq. Ft.
Listed by Edina Realty, Inc.
Sold by Legacy Home Group MN LLC
24661 187th St NW, Big Lake, MN 55309 - Photo 1 Sold
$655,000

24661 187th St NW  Big Lake, MN 55309

  • Single Family
  • Closed
  • 5
    Beds
  • 3
    Total Baths
  • 3,081
    Sq. Ft.
Listed by Fish MLS Realty
Sold by RE/MAX Results

23861 186th Street NW, Big Lake, MN 55309 (MLS# 7091237) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 23861 186th Street NW is currently listed for $649,900 and was received on June 11, 2026. Want to learn more about 23861 186th Street NW? Do you have questions about finding other Single Family real estate for sale in Big Lake? You can browse all Big Lake real estate or contact a Coldwell Banker agent to request more information.

Tour this property