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$396,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 1 Full Bath
  • 2 Partial Baths
  • 1,688 Sq. Ft.
  • 3 Car Garage
  • Updated 1 day ago
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Modern construction, desirable upgrades, outdoor living spaces, and room to grow make this move-in-ready home an exceptional opportunity in one of the most welcoming communities. This spacious 4-bedroom, 3-bathroom home offers a thoughtfully designed floor plan with quality finishes throughout. The main level features durable commercial-grade vinyl plank flooring, an open-concept living area, and a well-appointed kitchen complete with granite countertops, a center island, pantry, and impressive 42-inch upper cabinets that provide abundant storage and style. Enjoy your time outside on the 10x22 deck, the patio underneath, or wait for the evening to start a fire to enjoy the evening skies. This is an opportunity to own a beautiful home in Cambridge, where small-town charm meets modern convenience. Enjoy easy access to local parks, trails, community events, shopping, and dining while still embracing the relaxed lifestyle that makes Cambridge such a desirable place to call home. Take a walk through the home with our Matterport tour!

Full Property Details for 123 20th Ave SW

General

  • Price: $396,000
  • Taxes: $5,500 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7037220
  • Updated: 6/24/2026
  • Added to Site: 3 day(s) ago

Interior

  • Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Dining Room: Informal Dining Room
  • Formal Dining Room: Informal Dining Room
  • Laundry: In Basement, Gas Dryer Hookup, Lower Level, Laundry Room, Washer Hookup, In Basement, Gas Dryer Hookup, Lower Level, Laundry Room, Washer Hookup

Additional Information

  • Amenities: Deck, Kitchen Center Island, Kitchen Window, Patio, In-Ground Sprinkler

Exterior

  • Porch/Patio/Deck: Deck, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Description: 30 x 24
  • Garage Spaces: 3
  • Parking Features: Attached Garage, Asphalt, Garage Door Opener

Location

  • County: Isanti
  • Township: Cambridge
  • Subdivision: Schumacher Add
  • Driving Directions: North on Hwy 65 to Main Street. Turn left. Stay on Main to 11th Ave SW, turn Right. Take the first right onto Old Main St. S. Take a right onto 20th Ave SW, home will be on your left.

School Information

  • School District: 911 - Cambridge-Isanti
  • High School District: Cambridge-Isanti

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Exterior Const.: Block, Frame
  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Block, Crawlspace, Daylight/Lookout Windows, Partially Finished, Sump Basket, Tile Shower, Walk-Out
  • Foundation Size: 1144
  • Roof: Age 8 Years or Less, Asphalt
  • Disability Access: None
  • Square Feet: 1,688
  • Above Ground: 1,260 Sq. Ft.
  • Below Ground: 1,144 Sq. Ft.
  • Finished Down/Base.: 2,404 Sq. Ft.
  • Year Built: 2021

Additional Structures

  • Other Structures: Storage Shed

Lot Features

  • Lot Size (Acres): 0.38
  • Lot Dimensions: 80 x 203 x 80 x 209
  • Frontage: City Street, Paved Streets
  • Zoning: Residential-Single Family
  • Lot Description: Medium Tree Coverage
  • Fencing (Description): Invisible

Financial Considerations

  • Tax Amount: $5,500
  • Tax Year: 2026
  • Terms: Conventional, VA, FHA, Cash, USDA

Disclosures and Reports

  • Legal Description: LOT 002 BLK 001 SCHUMACHER ADDITION SECTION 05 TOWNSHIP 035 RANGE 023
  • Property ID: 153170020

Listed by Century 21 Moline Realty Inc

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— 123 20th Ave SW —

  • Century 21 Moline Realty Inc

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NMLS#: 1598647

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Schools serving 123 20th Ave SW

School District:Cambridge-Isanti Public School District
NameGradesDistance
Cambridge Intermediate School
428 2nd Avenue Northwest, Cambridge, MN 55008
3-51.4 mi
Cambridge Primary School
310 North Elm Street, Cambridge, MN 55008
K-21.6 mi
Cambridge Middle School
31374 Xylite Street Northeast, Cambridge, MN 55008
6-81.4 mi
Cambridge-Isanti High School
430 8th Avenue Southwest, Cambridge, MN 55008
9-120.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 123 20th Ave SW Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/23/2026
Listed
$396,000
34.69%
MLS
6/16/2021
Sold
$294,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 123 20th Ave SW

Year
Property Taxes
Change
Tax Assessment
Change
2026
$5,500
17%
$358,500
9%
2024
$4,704
1928%
$329,200
—
2022
$232
364%
$329,200
1546%
2021
$50
-99%
$20,000
-94%
2023
$4,672
—
$312,300
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Century 21 Moline Realty Inc

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123 20th Avenue SW, Cambridge, MN 55008 (MLS# 7037220) is a Single Family property with 4 bedrooms, 1 full bathroom and 2 partial bathrooms. 123 20th Avenue SW is currently listed for $396,000 and was received on June 23, 2026. Want to learn more about 123 20th Avenue SW? Do you have questions about finding other Single Family real estate for sale in Cambridge? You can browse all Cambridge real estate or contact a Coldwell Banker agent to request more information.

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