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$295,000 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 5 Beds
  • 2 Full Baths
  • 1,985 Sq. Ft.
  • 2 Car Garage
  • Updated 5 days ago
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Welcome to this charming Cambridge home filled with character, great spaces, and some wonderful surprises. Hardwood floors are waiting to be enjoyed beneath the main-level carpeting and continue up the stairs and throughout the upper level. The light-filled main floor features two bedrooms, a kitchen with solid wood custom cabinetry, and a dining area with a serving bar and additional cabinetry. Fun retro tile in the main-level bath and entry adds to the home's personality and charm. Upstairs you'll find two additional bedrooms, including an extra-spacious room with plenty of space for a sitting area or small couch. The finished lower level offers even more flexibility with a family room, fifth bedroom, updated bathroom, office/flex space, and plenty of storage. Outside is where this property really shines! The large fenced backyard offers garden space, a gazebo for relaxing, and a spacious patio with vinyl privacy fencing. The oversized two-stall garage is heated, insulated, and sheetrocked-but the real bonus is the incredible detached studio/workshop! Originally used as a pottery studio, this finished space features heat, insulation, running water, 220-amp service, built-in cabinetry, shelving, a large workshop table and even a chandelier! All of this is in a fantastic Cambridge location close to the city park on the Rum River, which has numerous walking trails and Heritage Greens park (which includes pickleball, tennis and basketball). This home offers easy walkability to the DQ, downtown restaurants, shops, the City Center Market Co-op, the bookstore, and the library. A charming home with character, versatility, and spaces you'll have fun making your own! Welcome Home!

Full Property Details for 431 4th Ave SW

General

  • Price: $295,000
  • Taxes: $2,950 (2026)
  • Status: Pending
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7114164
  • Updated: 8/19/2026
  • Added to Site: 8 day(s) ago

Interior

  • Appliances: Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Dining Room: Informal Dining Room
  • Formal Dining Room: Informal Dining Room
  • Laundry: Lower Level, Laundry Room, Sink, Lower Level, Laundry Room, Sink

Additional Information

  • Amenities: Ceiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Patio

Exterior

  • Porch/Patio/Deck: Patio

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Detached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, Storage

Location

  • County: Isanti
  • Township: Cambridge
  • Subdivision: Congers Add
  • Driving Directions: Highway 95 to Dellwood south, left on 4th Ave, SW to home on right

School Information

  • School District: 911 - Cambridge-Isanti
  • High School District: Cambridge-Isanti

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Baseboard, Boiler, Hot Water
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Exterior Const.: Block, Frame
  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Block, Egress Window(s), Finished, Full, Storage Space
  • Foundation Size: 925
  • Roof: Age Over 8 Years, Asphalt
  • Disability Access: None
  • Square Feet: 1,985
  • Above Ground: 1,522 Sq. Ft.
  • Below Ground: 901 Sq. Ft.
  • Finished Down/Base.: 2,423 Sq. Ft.
  • Year Built: 1942

Additional Structures

  • Other Structures: Garage(s), Gazebo, Workshop

Lot Features

  • Lot Size (Acres): 0.326
  • Lot Dimensions: 105 x 142
  • Frontage: City Street
  • Zoning: Residential-Single Family
  • Lot Description: Light Tree Coverage
  • Fencing (Description): Chain Link, Vinyl

Financial Considerations

  • Tax Amount: $2,950
  • Tax Year: 2026
  • Terms: Conventional, VA, FHA, Cash

Disclosures and Reports

  • Legal Description: SECT-32 TWP-036 RANGE-023 CONGERS ADDITION LOT-003 BLOCK-014 LOTS 3-4 BLK 14
  • Property ID: 150480700

Listed by Re/Max Results

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— 431 4th Ave SW —

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Schools serving 431 4th Ave SW

School District:Cambridge-Isanti Public School District
NameGradesDistance
Cambridge Intermediate School
428 2nd Avenue Northwest, Cambridge, MN 55008
3-50.3 mi
Cambridge Primary School
310 North Elm Street, Cambridge, MN 55008
K-20.5 mi
Cambridge Middle School
31374 Xylite Street Northeast, Cambridge, MN 55008
6-82.4 mi
Cambridge-Isanti High School
430 8th Avenue Southwest, Cambridge, MN 55008
9-120.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 431 4th Ave SW Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/17/2026
Listed
$295,000
46.04%
MLS
7/10/2020
Sold
$202,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 431 4th Ave SW

Year
Property Taxes
Change
Tax Assessment
Change
2026
$2,950
—
$238,300
3%
2026
$2,950
-10%
$231,600
-3%
2024
$3,268
6%
$237,800
—
2022
$3,072
7%
$237,800
25%
2021
$2,874
-9%
$190,600
-14%
2023
$3,166
22%
$221,300
55%
2020
$2,590
5%
$142,700
9%
2019
$2,456
46%
$131,300
63%
2016
$1,678
1%
$80,400
9%
2015
$1,660
-9%
$73,900
-13%
2014
$1,816
—
$84,500
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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431 4th Avenue SW, Cambridge, MN 55008 (MLS# 7114164) is a Single Family property with 5 bedrooms and 2 full bathrooms. 431 4th Avenue SW is currently listed for $295,000 and was received on August 17, 2026. Want to learn more about 431 4th Avenue SW? Do you have questions about finding other Single Family real estate for sale in Cambridge? You can browse all Cambridge real estate or contact a Coldwell Banker agent to request more information.

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