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$415,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,499 Sq. Ft.
  • 3 Car Garage
  • Updated 23 hours ago

Next open house:

Open House: 11:00 AM - 1:00 PM

Saturday 8/22 11:00 AM - 1:00 PM

10464 Spruce Street,Chisago City, MN 55013

10464 Spruce StreetChisago CityMN55013

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This thoughtfully updated 4-bedroom, 3-bathroom rambler in a kid-friendly neighborhood is an absolute must-see. Enjoy an open floor plan with soaring ceilings, a main-floor primary bedroom, and main floor laundry. Major recent investments include a brand-new roof and gutters (8/2026), all new windows throughout (5/2026), new main-level carpet, and fresh lower-level paint. The kitchen shines with a new stove (8/2026) and a recently updated refrigerator (7-2024). The spacious lower-level family room features a wet bar with a brand-new refrigerator and microwave (7/2026). Car enthusiasts will appreciate the 3-car garage with a new third-stall door and motor. Step outside to enjoy your half-acre lot backing up to a pond, complete with a sidewalk around the neighborhood. Located near the Chisago Lakes Chain and Carlos Avery Wildlife Area, this home is the perfect blend of outdoor recreation and an easy commute to the Twin Cities. Garage is ready for workshop with 240 volt outlet and separate 100 amp breaker panel.

Full Property Details for 10464 Spruce St

General

  • Price: $415,000
  • Taxes: $4,071 (2025)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7130665
  • Updated: 8/21/2026
  • Added to Site: 2 day(s) ago

Interior

  • Appliances: Chandelier, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Dining Room: Living/Dining Room
  • Formal Dining Room: Living/Dining Room
  • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup, Electric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup

Additional Information

  • Amenities: Cable, Ceiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Description: 32 x 26
  • Garage Spaces: 3
  • Parking Features: Attached Garage, Gravel, Asphalt, Garage Door Opener, Insulated Garage

Location

  • County: Chisago
  • Township: Chisago City
  • Subdivision: School Lake Shores
  • Driving Directions: I-35 North to Hwy 8 to Lofton Ave (77). North on Lofton, West on Matthew Dr, South on Spruce St, Property on right.

School Information

  • School District: 2144 - Chisago Lakes
  • High School District: Chisago Lakes

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Electric, Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Exterior Const.: Block, Frame, Stone
  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Block, Daylight/Lookout Windows, Drain Tiles, Drainage System, Egress Window(s), Finished, Full, Kitchenette, Sump Basket, Sump Pump
  • Foundation Size: 1358
  • Roof: Age 8 Years or Less, Asphalt
  • Disability Access: None
  • Square Feet: 2,499
  • Above Ground: 1,358 Sq. Ft.
  • Below Ground: 1,358 Sq. Ft.
  • Finished Down/Base.: 2,716 Sq. Ft.
  • Year Built: 2006

Lot Features

  • Lot Size (Acres): 0.5
  • Lot Dimensions: 170 x 187 x 74 x 150
  • Frontage: City Street, Curbs, Paved Streets, Sidewalks, Storm Sewer
  • Zoning: Residential-Single Family
  • Lot Description: Irregular Lot, Medium Tree Coverage, Underground Utilities, Wetlands

Water Features

  • Water Front Desc.: Pond

Financial Considerations

  • Tax Amount: $4,071
  • Tax Year: 2025
  • Terms: Conventional, VA, FHA, Cash

Disclosures and Reports

  • Legal Description: SECTION 06 TOWNSHIP 033 RANGE 020 SUBDIVISIONNAME SCHOOL LAKE SHORES LOT 010 BLOCK 003 SUBDIVISIONCD 13360
  • Property ID: 130004723

Listed by Counselor Realty, Inc

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Listing agents

— 10464 Spruce St —

  • Counselor Realty, Inc

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Schools serving 10464 Spruce St

School District:Chisago Lakes School District
NameGradesDistance
Lakeside Elementary School, Chisago City, MN
29678 Karmel Avenue, Chisago City, MN 55013
3-50.7 mi
Chisago Lakes Elementary School
11009 284th Street, Chisago City, MN 55013
PK-21.4 mi
Chisago Lakes Middle School
13750 Lake Boulevard, Lindstrom, MN 55045
6-83.2 mi
Chisago Lakes Senior High School
29400 Olinda Trail, Lindstrom, MN 55045
9-122.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 10464 Spruce St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/20/2026
Listed
$415,000
43.1%
MLS
11/16/2018
Sold
$290,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 10464 Spruce St

Year
Property Taxes
Change
Tax Assessment
Change
2026
$4,088
-4%
$341,300
-10%
2023
$4,266
-13%
$380,100
-7%
2022
$4,914
17%
$408,500
42%
2021
$4,192
3%
$288,500
—
2020
$4,078
—
$287,500
100%
2021
$4,078
2%
100%
2020
$3,996
129%
100%
2017
$1,742
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Counselor Realty, Inc

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10464 Spruce Street, Chisago City, MN 55013 (MLS# 7130665) is a Single Family property with 4 bedrooms and 3 full bathrooms. 10464 Spruce Street is currently listed for $415,000 and was received on August 20, 2026. Want to learn more about 10464 Spruce Street? Do you have questions about finding other Single Family real estate for sale in Chisago City? You can browse all Chisago City real estate or contact a Coldwell Banker agent to request more information.

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