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$565,000 Contingent

  • For Sale
  • Contingent
  • Single Family
  • 4 Beds
  • 1 Full Bath
  • 3 Partial Baths
  • 3,605 Sq. Ft.
  • 2 Car Garage
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Step into refined yet relaxed living with this architecturally distinctive 4 bedroom, 4 bath home set on 6 private, wooded acres. Surrounded by mature trees and overlooking a peaceful nature lake, this secluded retreat offers unmatched privacy and a daily connection to the outdoors. Thoughtful updates include freshly painted ceilings, a beautifully renovated custom kitchen designed for both style and function, and new slate flooring in the lower level. Expansive windows fill the home with natural light and frame panoramic views of the landscape in every season. The inviting living room, anchored by a wood-burning fireplace, creates a warm gathering space, especially during our chilly Minnesota winters. Zoned Agricultural, the property provides flexibility for those interested in hobby farming or simply enjoying wide-open space. Some areas remain ready for the next owner to complete and personalize, presenting an excellent opportunity to build equity while enhancing an already remarkable home.

Full Property Details for 12162 245th St

General

  • Price: $565,000
  • Taxes: $4,251 (2025)
  • Status: Contingent
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 6815589
  • Updated: 12/18/2025
  • Added to Site: 71 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Living Room, Wood-Burning
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Dining Room: Separate Formal Dining Room
  • Formal Dining Room: Separate/Formal Dining Room
  • Laundry: In Basement, In Basement

Additional Information

  • Amenities: Ceiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Skylight, Tile Floors, Vaulted Ceiling(s), Wet Bar

Exterior

  • Porch/Patio/Deck: Composite Decking, Deck, Wrap Around

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Attached Garage, Gravel, Asphalt, Garage Door Opener

Location

  • County: Chisago
  • Township: Chisago Lake Twp
  • Driving Directions: Hwy 35N to Hwy 97 East to Lofton North to 245th right-takes a 90* curve to the left, then the house is on the left

School Information

  • School District: 1048 - Chisago Lakes
  • High School District: Chisago Lakes

Heating & Cooling

  • Cooling Type: Ductless Mini-Split
  • Heating Type: Baseboard
  • Heating Fuel: Electric

Utilities

  • Sewer: Mound Septic, Private Sewer, Septic System Compliant - Yes
  • Water: Drilled, Well

Structural Information

  • Exterior Const.: Frame
  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Finished, Full, Walk-Out
  • Foundation Size: 1487
  • Roof: Age Over 8 Years, Architectural Shingle
  • Disability Access: None
  • Square Feet: 3,605
  • Above Ground: 2,205 Sq. Ft.
  • Below Ground: 1,487 Sq. Ft.
  • Year Built: 1985

Additional Structures

  • Other Structures: Barn(s)

Lot Features

  • Lot Size (Acres): 6
  • Lot Dimensions: 581 x 449 x 581 x 449
  • Frontage: County Road, No Outlet/Dead End, Paved Streets
  • Zoning: Agriculture
  • Lot Description: Accessible Shoreline, Heavy Tree Coverage

Water Features

  • Water Front Desc.: Lakefront, Lake View
  • Water Front Feet: 449
  • Lake Front: Yes
  • Lake Bottom: Soft, Undeveloped

Financial Considerations

  • Tax Amount: $4,251
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: SECTION 32 TOWNSHIP 033 RANGE 020 N 580 FT OF S 1040 FT OF W 450 FT OF E 550 FT OF SW1/4 OF NE1/4
  • Property ID: 20030500

Listed by eXp Realty

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— 12162 245th St —

  • eXp Realty

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Schools serving 12162 245th St

School District:Chisago Lakes School District
NameGradesDistance
Chisago Lakes Elementary School
11009 284th Street, Chisago City, MN 55013
PK-23.8 mi
Lakeside Elementary School, Chisago City, MN
29678 Karmel Avenue, Chisago City, MN 55013
3-55.3 mi
Chisago Lakes Middle School
13750 Lake Boulevard, Lindstrom, MN 55045
6-86.1 mi
Chisago Lakes Senior High School
29400 Olinda Trail, Lindstrom, MN 55045
9-124.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12162 245th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/29/2025
Listed
$565,000
75.47%
MLS
8/05/2005
Sold
$322,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 12162 245th St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,950
-3%
$400,900
-10%
2023
$5,092
2%
$444,400
6%
2022
$4,972
2%
$417,800
26%
2021
$4,890
6%
$332,500
4%
2020
$4,622
—
$318,200
100%
2021
$4,622
—
100%
2020
$4,620
187%
100%
2017
$1,607
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by eXp Realty

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12162 245th Street, Chisago City, MN 55013 (MLS# 6815589) is a Single Family property with 4 bedrooms, 1 full bathroom and 3 partial bathrooms. 12162 245th Street is currently listed for $565,000 and was received on November 08, 2025. Want to learn more about 12162 245th Street? Do you have questions about finding other Single Family real estate for sale in Chisago City? You can browse all Chisago City real estate or contact a Coldwell Banker agent to request more information.

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