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$330,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,437 Sq. Ft.
  • 3 Car Garage
  • Updated 1 hour ago
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Looking for more space without giving up a convenient location? This charming 1.5-story home sits on an almost half-acre lot and offers a rare combination of outdoor space, future potential, and a large detached 3-stall garage. Whether you need room for vehicles, recreational equipment, or additional storage, this garage delivers the flexibility that is hard to find. Inside, the home features 2 bedrooms, 2 bathrooms, beautiful hardwood floors, and low-maintenance vinyl windows. Step outside onto the expansive deck, offering plenty of room to grill, entertain, or simply relax and enjoy the outdoors. The home was moved onto the property, at which time the electrical and plumbing systems throughout the home were updated. The unfinished lower level already includes egress windows and provides excellent storage along with exciting possibilities for additional finished living space. Conveniently located in Clearwater with quick access to I-94 and Highway 24, the property offers an easy connection to St. Cloud, Monticello, and surrounding communities. With nearly half an acre, a huge deck, large 3-stall garage, and room to add value, this property is packed with potential and ready for its next owner!

Full Property Details for 435 Bluff St

General

  • Price: $330,000
  • Taxes: $3,384 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7141823
  • Updated: Today (9/10/2026)
  • Added to Site: Today

Interior

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Dining Room: Separate Formal Dining Room
  • Formal Dining Room: Separate/Formal Dining Room
  • Laundry: In Basement, In Basement

Additional Information

  • Amenities: Ceiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Tile Floors

Exterior

  • Porch/Patio/Deck: Deck

Parking

  • Garage: Yes
  • Garage Description: 36 x 24
  • Garage Spaces: 3
  • Parking Features: Detached Garage, Concrete

Location

  • County: Wright
  • Township: Clearwater
  • Subdivision: Original Clearwater
  • Driving Directions: 94, exit on CR 24, left on CR 75, right on Ash St, left on Bluff St, home on left.

School Information

  • School District: 742 - St. Cloud
  • High School District: St. Cloud

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Basement: Yes
  • Basement Desc.: Block, Daylight/Lookout Windows, Egress Window(s), Unfinished
  • Foundation Size: 782
  • Roof: Age 8 Years or Less, Asphalt, Pitched
  • Disability Access: None
  • Square Feet: 1,437
  • Above Ground: 1,437 Sq. Ft.
  • Below Ground: 782 Sq. Ft.
  • Finished Down/Base.: 2,219 Sq. Ft.
  • Year Built: 1947

Lot Features

  • Lot Size (Acres): 0.44
  • Lot Dimensions: 120 x 160
  • Frontage: City Street, Paved Streets
  • Zoning: Residential-Single Family

Financial Considerations

  • Tax Amount: $3,384
  • Tax Year: 2026
  • Terms: Conventional, VA, FHA, Cash

Disclosures and Reports

  • Legal Description: SECT-35 TWP-123 RANGE-027 ORIGINAL PLAT CLEARWATER BLOCK-029 ALL OF LTS2, 3, 8, 9 BLK29 & NWLY 13FT OF LTS4&7 ALSO TH PT OF VAC ALY ADJ TO SD LTS(DES IN BK0MIS51) LT6& SELY47FT OF LT7 BLK29 ALSO TH PRT OF VAC MAPLE ST WH LIES BET LIME ST&BLUFF ST ADJ TO LT 6 ALSO LT4 EX NWLY 13FT TH/OF & ALL OF LT5 ALSO ALL OF VAC ALLY ADJ TO SD LTS(DES IN BK0 MIS51) ALSO TH PRT OF VAC MAPLE ST WH LIES BET LIME ST & BLUFF ST ADJ TO LT5 EX TH PT LTS 6&7 & NW1/2 VAC MAPLE ST DES BEG AT INT/SEC OF CNTRLN SD VAC ST & N ELY R/W LIME ST TH NWLY ALG R/W 120FT TH NELY PAR/W SELY LN LT7 120FT TH SELY PAR/W R/W TO CNTRLN V
  • Property ID: 104010029020

Listed by Sodl

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— 435 Bluff St —

  • Sodl

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NMLS#: 1598647

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 435 Bluff St

School District:St. Cloud Area School District
NameGradesDistance
Clearview Elementary School
7310 Minnesota 24, Clear Lake, MN 55319
PK-52.3 mi
South Junior High School
1120 15th Ave S, St. Cloud, MN 56301
6-810.5 mi
Technical Senior High School
4200 33rd St S, St. Cloud, MN 56301
9-1210.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 435 Bluff St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/10/2026
Listed
$330,000
175%
MLS
5/23/2022
Sold
$120,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 435 Bluff St

Year
Property Taxes
Change
Tax Assessment
Change
2026
$3,384
—
$306,200
8%
2026
$3,384
8%
$283,800
3%
2024
$3,120
218%
$276,400
3%
2023
$980
4%
$268,500
352%
2022
$940
5%
$59,400
16%
2021
$898
-4%
$51,100
5%
2020
$932
2%
$48,700
2%
2019
$910
43%
$47,600
42%
2018
$636
-90%
$33,500
-89%
2017
$6,314
4%
$296,700
3%
2016
$6,066
17%
$288,700
6%
2015
$5,178
-6%
$271,900
—
2014
$5,524
-1%
$271,100
—
2013
$5,558
—
$270,800
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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435 Bluff Street, Clearwater, MN 55320 (MLS# 7141823) is a Single Family property with 2 bedrooms, 1 full bathroom and 1 partial bathroom. 435 Bluff Street is currently listed for $330,000 and was received on September 10, 2026. Want to learn more about 435 Bluff Street? Do you have questions about finding other Single Family real estate for sale in Clearwater? You can browse all Clearwater real estate or contact a Coldwell Banker agent to request more information.

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