Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$559,900 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,136 Sq. Ft.
  • 3 Car Garage
See This Home
Save This Home
See This Home
Save This Home
Welcome to this exceptional Dynamic Homes-built 3rd generation homestead nestled on 1.58 acres in Duluth proper! This 3+ bedroom, 3-bath beauty has been lovingly maintained and is ready to welcome its next fortunate owner. Wrap around the charm of a full wraparound porch before stepping inside to discover an updated kitchen featuring stunning Cambria countertops and a cozy gas fireplace framed by a beautiful stone chimney - the perfect gathering place for family and friends. Main level laundry adds everyday convenience, while the lower level boasts tall ceilings, a plumbed unfinished bath, and endless finishing potential - imagine the bonus space you could create! The garage features insulated walls, a concrete floor, and radiant heat plumbing already in place - just waiting to be connected. Car enthusiasts will love the dedicated workshop space, while the impressive RV barn offers 12+ ft ceilings, a 12-ft garage door, and a solid 6-inch concrete slab - perfect for a camper, boat, or hobby equipment. A gravel driveway, additional outbuildings for storage, and a brand new roof round out this incredible package. The expansive backyard on this rare in-town acreage lot is a private retreat unlike anything else in the area. Quality construction, timeless design, and unmatched storage - this cherished family legacy is ready for its next chapter. Call today!

Full Property Details for 304 Terrace St

General

  • Price: $559,900
  • Taxes: $6,900 (2026)
  • Status: Pending
  • Type: Single Family
  • Source: 1402
  • MLS ID: 6125672
  • Updated: 6/19/2026
  • Added to Site: 46 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Gas
  • Appliances: Dishwasher, Microwave, Range, Refrigerator

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Dining Room: Combine with Kitchen, Formal Dining Room

Parking

  • Garage Description: 20 x 46, 24 x 40
  • Garage Spaces: 3
  • Parking Features: Gravel

Location

  • Area: R
  • County: St. Louis County
  • Driving Directions: From W Arrowhead Rd turn onto Swan Lake Rd, turn left onto Terrace St and the property is on the left.

School Information

  • High School District: Duluth #709

Heating & Cooling

  • Cooling Type: None
  • Heating Type: Fireplace(s), Forced Air, Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: City

Structural Information

  • Architectural Style: Traditional
  • Construction: Modular
  • Exterior Const.: Vinyl
  • Basement: Yes
  • Basement Desc.: Full
  • Foundation: Poured Concrete
  • Roof: Asphalt Shingle
  • Stories/Levels: 2
  • Square Feet: 2,136
  • Year Built: 2000

Lot Features

  • Lot Size (Acres): 1.58
  • Lot Dimensions: 200 x 277
  • Frontage: City Street
  • Road Maintenance: Public Maintained Road
  • Lot Features: Irregular Lot
  • Development Status: Previously Owned

Financial Considerations

  • Price Per Sq. Ft.: $262.13
  • Tax Amount: $6,900
  • Tax Year: 2026
  • Terms: Cash, Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: HIGHLAND GARDENS 2ND DIVISION DULUTH BLOCK # LOT 4 & 5
  • Property ID: 010-2190-00220, 00215

Listed by Next Door Realty

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 304 Terrace St —

  • Next Door Realty

***

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Get a Great Insurance Rate

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 304 Terrace St

School District:Duluth Public School District
NameGradesDistance
Lowell Elementary School, Duluth, MN
2000 Rice Lake Road, Duluth, MN 55811
K-51 mi
Lincoln Park Middle School
3215 West 3rd Street, Duluth, MN 55806
6-83.3 mi
Denfeld Senior High School
401 North 44th Avenue West, Duluth, MN 55807
9-124.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 304 Terrace St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/10/2026
Price Reduced
$559,900
-0.9%
MLS
5/29/2026
Listed
$565,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 304 Terrace St

Year
Property Taxes
Change
Tax Assessment
Change
2026
$5,702
10%
$382,100
-7%
2025
$5,188
-10%
$409,000
15%
2024
$5,784
9%
$354,600
7%
2023
$5,322
-3%
$332,900
-14%
2022
$5,484
-5%
$387,900
12%
2020
$5,762
8%
$346,221
8%
2019
$5,324
7%
$321,914
—
2018
$4,978
1%
$322,032
1%
2017
$4,928
22%
$318,862
19%
2016
$4,052
-2%
$268,000
—
2015
$4,152
—
$268,000
—
2014
$4,138
2%
$268,000
—
2013
$4,047
—
$268,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 304 Terrace St

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Next Door Realty

Similar Properties near 304 Terrace St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

3631 London Rd, Duluth, MN 55804 - Photo 1
$549,900

3631 London Rd  Duluth, MN 55804

  • Single Family
  • Active
  • 3
    Beds
  • 3
    Total Baths
  • 2,000
    Sq. Ft.
Listed by Edmunds Co, LLP
3829 Stebner Rd, Hermantown, MN 55811 - Photo 1
$565,000

3829 Stebner Rd  Hermantown, MN 55811

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths
  • 1,584
    Sq. Ft.
Listed by Edina Realty, Inc. - Duluth
3825 Fountain Gate Dr, Duluth, MN 55811 - Photo 1
$549,900

3825 Fountain Gate Dr  Duluth, MN 55811

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths
  • 1,850
    Sq. Ft.
Listed by Messina & Associates Real Estate
4217 Lavaque Rd, Hermantown, MN 55811 - Photo 1
$575,000

4217 Lavaque Rd  Hermantown, MN 55811

  • Single Family
  • Active
  • Updated 7 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,746
    Sq. Ft.
Listed by Edina Realty, Inc. - Duluth

Just Listed near 304 Terrace St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

4106 E 1st St, Superior, WI 54880 - Photo 1 Just Listed
$179,999

4106 E 1st St  Superior, WI 54880

  • Single Family
  • Active
  • Updated 3 days ago
  • 2
    Beds
  • 1
    Total Bath
  • 1,246
    Sq. Ft.
Listed by Realty ONE Group Choice
105 N Boundary Ave, Proctor, MN 55810 - Photo 1 Just Listed
$245,000

105 N Boundary Ave  Proctor, MN 55810

  • Single Family
  • Active
  • Updated 3 days ago
  • 2
    Beds
  • 1
    Total Bath
  • 780
    Sq. Ft.
Listed by Shaina Nickila (218) 590-1582
3810 Lavaque Rd, Hermantown, MN 55811 - Photo 1 Just Listed
$839,900

3810 Lavaque Rd  Hermantown, MN 55811

  • Single Family
  • Active
  • Updated 6 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 3,390
    Sq. Ft.
Listed by Messina & Associates Real Estate
57Xx Rose Rd, Hermantown, MN 55811 - Photo 1 Just Listed
$69,900

57Xx Rose Rd  Hermantown, MN 55811

  • Land Residential
  • Active
  • Updated 2 days ago
  • 10
    Acres
Listed by RE/MAX Results

Price Reduced near 304 Terrace St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

2601 Hughitt Ave, Superior, WI 54880 - Photo 1 Price Reduced
-$5,000 (-1.82%)
$270,000

2601 Hughitt Ave  Superior, WI 54880

  • Triplex
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 1,660
    Sq. Ft.
Listed by RE/MAX Results Duluth
6411 S Preston Rd, Superior, WI 54880 - Photo 1 Price Reduced
-$2,500 (-0.83%)
$297,500

6411 S Preston Rd  Superior, WI 54880

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 1
    Total Bath
  • 1,480
    Sq. Ft.
Listed by RE/MAX Results Duluth
6028 S State Road 35, Superior, WI 54880 - Photo 1 Price Reduced
-$10,000 (-16.67%)
$50,000

6028 S State Road 35  Superior, WI 54880

  • Single Family
  • Active
  • Updated 5 days ago
  • 1
    Bed
  • 1
    Total Bath
  • 754
    Sq. Ft.
Listed by Kris Lindahl Real Estate
4612 E Valley Brook Rd, Superior, WI 54880 - Photo 1 Price Reduced
-$1,000 (-0.35%)
$288,000

4612 E Valley Brook Rd  Superior, WI 54880

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,052
    Sq. Ft.
Listed by RE/MAX Results Duluth

Recent Sales near 304 Terrace St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

304 Terrace St, Duluth, MN 55811 - Photo 1 Sold
$550,000

304 Terrace St  Duluth, MN 55811

  • Single Family
  • Closed
  • Updated 9 days ago
  • 3
    Beds
  • 4
    Total Baths
  • 3,264
    Sq. Ft.
Listed by Next Door Realty
Sold by Non-MLS
313 W Mulberry St, Duluth, MN 55811 - Photo 1 Sold
$510,000

313 W Mulberry St  Duluth, MN 55811

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
  • 2,180
    Sq. Ft.
Listed by Messina & Associates Real Estate
Sold by Nonmember Office
35 W Ideal St, Duluth, MN 55811 - Photo 1 Sold
$520,000

35 W Ideal St  Duluth, MN 55811

  • Single Family
  • Closed
  • 3
    Beds
  • 3
    Total Baths
  • 2,140
    Sq. Ft.
Listed by Messina & Associates Real Estate
Sold by RE/MAX Results
1910 Ponderosa Ave, Duluth, MN 55811 - Photo 1 Sold
$485,000

1910 Ponderosa Ave  Duluth, MN 55811

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
  • 2,672
    Sq. Ft.
Listed and Sold by Messina & Associates Real Estate

304 Terrace St, Duluth, MN 55811 (MLS# 6125672) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 304 Terrace St is currently listed for $559,900 and was received on May 29, 2026. Want to learn more about 304 Terrace St? Do you have questions about finding other Single Family real estate for sale in Duluth? You can browse all Duluth real estate or contact a Coldwell Banker agent to request more information.

Tour this property