Date
Details
Price
Change
Source
5/29/2026
Listed
$565,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$565,000 Just Listed
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Property Description
Welcome to this exceptional Dynamic Homes-built 3rd generation homestead nestled on 1.58 acres in Duluth proper! This 3+ bedroom, 3-bath beauty has been lovinglymaintained and is ready to welcome its next fortunate owner. Wrap around the charm of a full wraparound porch before stepping inside to discover an updated kitchenfeaturing stunning Cambria countertops and a cozy gas fireplace framed by a beautiful stone chimney - the perfect gathering place for family and friends. Main levellaundry adds everyday convenience, while the lower level boasts tall ceilings, a plumbed unfinished bath, and endless finishing potential - imagine the bonus space youcould create! The garage features insulated walls, a concrete floor, and radiant heat plumbing already in place - just waiting to be connected. Car enthusiasts will lovethe dedicated workshop space, while the impressive RV barn offers 12+ ft ceilings, a 12-ft garage door, and a solid 6-inch concrete slab - perfect for a camper, boat, orhobby equipment. A gravel driveway, additional outbuildings for storage, and a brand new roof round out this incredible package. The expansive backyard on this rare in-town acreage lot is a private retreat unlike anything else in the area. Quality construction, timeless design, and unmatched storage - this cherished family legacy is ready for its next chapter. Call today!
Full Property Details
Full Property Details for 304 Terrace St
General
- Price: $565,000
- Taxes: $6,900 (2025)
- Status: Active
- Type: Single Family
- Source: NorthStarMLS_RMLS
- MLS ID: 7083007
- Updated: 5/31/2026
- Added to Site: 2 day(s) ago
Interior
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room, Stone
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 2
- Half Bathrooms: 1
- 1/4 Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Dining Room: Separate Formal Dining Room
- Formal Dining Room: Separate/Formal Dining Room
- Laundry: Main Level, Main Level
Exterior
- Porch/Patio/Deck: Rear Porch, Wrap Around
Parking
- Garage: Yes
- Garage Description: 20 x 46 x 20 x 40
- Garage Spaces: 3
- Parking Features: Detached Garage, Gravel, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages
Location
- County: St. Louis
- Township: Duluth
- Subdivision: Highland Gardens 2nd Div Duluth
- Driving Directions: From W Arrowhead Rd turn onto Swan Lake Rd, turn left onto Terrace St and the property is on the left.
School Information
- School District: 709 - Duluth
- High School District: Duluth
Heating & Cooling
- Cooling Type: None
- Heating Type: Forced Air, Fireplace(s)
- Heating Fuel: Natural Gas
Utilities
- Sewer: City Sewer Connected
- Water: City Water (Connected)
Structural Information
- Exterior Const.: Frame
- Basement: Yes
- Basement Desc.: Full, Unfinished
- Foundation Size: 1128
- Roof: Age 8 Years or Less, Architectural Shingle
- Disability Access: None
- Square Feet: 3,264
- Above Ground: 2,136 Sq. Ft.
- Below Ground: 1,128 Sq. Ft.
- Finished Down/Base.: 3,264 Sq. Ft.
- Year Built: 2000
Lot Features
- Lot Size (Acres): 1.279
- Lot Dimensions: 200 x 277
- Frontage: City Street
- Zoning: Residential-Single Family
Financial Considerations
- Tax Amount: $6,900
- Tax Year: 2025
Disclosures and Reports
- Legal Description: HIGHLAND GARDENS 2ND DIVISION DULUTH BLOCK 3 LOT 3, 4 & 5, PART LYIN N OF A LINE DRAWN FROM A POIN ON E LINE 180 1./100 FT N OF SE CORNER TO A OINT ON W LINE 112 75/1000 FT N OF SW CORNER
- Property ID: 10219000220
Listed by Next Door Realty
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NMLS#: 1598647
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Schools
Schools serving 304 Terrace St
School District:Duluth Public School District
| Name | Grades | Distance |
|---|---|---|
Lowell Elementary School, Duluth, MN 2000 Rice Lake Road, Duluth, MN 55811 | K-5 | 1 mi |
Lincoln Park Middle School 3215 West 3rd Street, Duluth, MN 55806 | 6-8 | 3.3 mi |
Denfeld Senior High School 401 North 44th Avenue West, Duluth, MN 55807 | 9-12 | 4.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 304 Terrace St
Tax History
Tax History for 304 Terrace St
Year
Property Taxes
Change
Tax Assessment
Change
2026
$5,702
10%
$382,100
-7%
2025
$5,188
-10%
$409,000
15%
2024
$5,784
9%
$354,600
7%
2023
$5,322
-3%
$332,900
-14%
2022
$5,484
-5%
$387,900
12%
2020
$5,762
8%
$346,221
8%
2019
$5,324
7%
$321,914
—
2018
$4,978
1%
$322,032
1%
2017
$4,928
22%
$318,862
19%
2016
$4,052
-2%
$268,000
—
2015
$4,152
—
$268,000
—
2014
$4,138
2%
$268,000
—
2013
$4,047
—
$268,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 304 Terrace St
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304 Terrace Street, Duluth, MN 55811 (MLS# 7083007) is a Single Family property with 3 bedrooms, 2 full bathrooms and 2 partial bathrooms. 304 Terrace Street is currently listed for $565,000 and was received on May 29, 2026. Want to learn more about 304 Terrace Street? Do you have questions about finding other Single Family real estate for sale in Duluth? You can browse all Duluth real estate or contact a Coldwell Banker agent to request more information.