Date
Details
Price
Change
Source
6/09/2026
Listed
$1,350,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/55
$1,350,000
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1/55
Property Description
Everyone will appreciate the blend of Up North character and modern capability in this Ruth Lake home. Inside and out, this property offers elevated features for living, hosting, and relaxing. From the oversized granite island you'll pan from the handsome stone fireplace and living room along a view of lake and nature to the bistro styled dining room. Extend your possibilities out onto the side porch for meals and entertainment. Finish the main floor with a retreat into the quiet main floor Primary Suite. The Upper floor features 3 large bedrooms along with two baths and a 25x16 flex room complete with lake view windows and a private sun tanning balcony. Outside is a refined landscape of thick grass, manicured gardens, and boulder walls surrounding your sand beach waterfront on one of the area's best swimming and boating lakes. For busy holiday weekends and events there are electric hookups for up to 5 RVs. All just a short walk to Emily City Park and amenities.
Full Property Details
Full Property Details for 40560 S Bay Dr
General
- Price: $1,350,000
- Taxes: $7,064 (2026)
- Status: Active
- Type: Single Family
- Source: NorthStarMLS_RMLS
- MLS ID: 7086909
- Updated: 6/10/2026
- Added to Site: 19 day(s) ago
Interior
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room, Stone, Wood-Burning
- Appliances: Central Vacuum, Cooktop, Dishwasher, Double Oven, Dryer, Fuel Tank - Rented, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 1
- 3/4 Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Dining Room: Living/Dining Room
- Formal Dining Room: Living/Dining Room
- Laundry: Laundry Room, Main Level, Laundry Room, Main Level
Exterior
- Porch/Patio/Deck: Deck, Other, Side Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Description: 30 x 26
- Garage Spaces: 2
- Parking Features: Attached Garage, Asphalt, Concrete, Finished Garage, Garage Door Opener, Insulated Garage
Location
- County: Crow Wing
- Township: Emily
- Subdivision: Ruth Lake Shores
- Driving Directions: From Emily: Go North on Highway 6 for 0.2 miles to Right on Bloomquist Dr. Take immediate Left on South Bay Drive. Follow South Bay 0.4 miles to property on Right.
School Information
- School District: 182 - Crosby-Ironton
- High School District: Crosby-Ironton
Heating & Cooling
- Central air: Yes
- Cooling Type: Central Air, Dual, Window Unit(s)
- Heating Type: Forced Air, Fireplace(s)
- Heating Fuel: Electric, Propane, Wood
Utilities
- Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Water: 4-Inch Submersible, Drilled, Private, Well
Structural Information
- Exterior Const.: Frame
- Basement: Yes
- Basement Desc.: Block, Full, Other, Storage Space, Sump Basket, Sump Pump, Unfinished
- Foundation Size: 1472
- Roof: Age Over 8 Years
- Disability Access: Hallways 42"+
- Square Feet: 3,386
- Above Ground: 3,386 Sq. Ft.
- Below Ground: 1,472 Sq. Ft.
- Finished Down/Base.: 4,858 Sq. Ft.
- Year Built: 2007
Additional Structures
- Other Structures: Other, Storage Shed
Lot Features
- Lot Size (Acres): 0.78
- Lot Dimensions: 150 x 242 x 108 x 290
- Frontage: City Street, Paved Streets
- Zoning: Residential-Single Family
- Lot Description: Irregular Lot, Light Tree Coverage
Water Features
- Water Front Desc.: Lakefront
- Water Front Feet: 150
- Water Front Elev.: 4-10
- Lake Front: Yes
- Lake Bottom: Excellent Sand
Financial Considerations
- Tax Amount: $7,064
- Tax Year: 2026
- Terms: Conventional, Cash
Disclosures and Reports
- Legal Description: LOTS 7, 8 & 9 INCLUSIVE. TOG/W ESMNT. RUTH LAKE SHORE PLAT.
- Property ID: 21270546
Listed by Lake Country Properties
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NMLS#: 1598647
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Schools
Schools serving 40560 S Bay Dr
School District:Crosby-Ironton Public School District
| Name | Grades | Distance |
|---|---|---|
Cuyuna Range Elementary School 509 6th Avenue Northeast, Crosby, MN 56441 | PK-6 | 17.4 mi |
Crosby-Ironton Secondary 711 Poplar Street, Crosby, MN 56441 | 7-12 | 18 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 40560 S Bay Dr
Tax History
Tax History for 40560 S Bay Dr
Year
Property Taxes
Change
Tax Assessment
Change
2026
$7,270
9%
$944,400
5%
2024
$6,698
-4%
$899,800
—
2023
$6,988
—
$902,600
—
2023
$6,988
21%
$904,700
40%
2021
$5,784
3%
$646,200
11%
2020
$5,626
—
$581,300
-4%
2020
$5,626
18%
$606,200
4%
2019
$4,768
-5%
$581,300
30%
2018
$4,996
3%
$445,900
3%
2017
$4,850
-8%
$431,900
-9%
2016
$5,272
11%
$476,800
15%
2015
$4,746
-5%
$413,900
-4%
2014
$4,982
-3%
$432,800
-9%
2013
$5,137
—
$473,300
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 40560 S Bay Dr
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40560 S Bay Drive, Emily, MN 56447 (MLS# 7086909) is a Single Family property with 4 bedrooms, 1 full bathroom and 3 partial bathrooms. 40560 S Bay Drive is currently listed for $1,350,000 and was received on June 09, 2026. Want to learn more about 40560 S Bay Drive? Do you have questions about finding other Single Family real estate for sale in Emily? You can browse all Emily real estate or contact a Coldwell Banker agent to request more information.