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$399,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,090 Sq. Ft.
  • 2 Car Garage
  • Updated 6 days ago
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Nestled on a beautiful 10-acre property, this charming 2-story home offers the perfect blend of comfort, privacy, and outdoor adventure. Featuring 2 bedrooms, an office, and 3 bathrooms, the home offers over 2,000 square feet of finished living space and is move-in ready. The spacious living room features a wet bar with built-in cabinetry and a Class A masonry chimney with a woodstove insert, creating a warm and inviting atmosphere. In-floor radiant heat adds to the comfort throughout the home. Outside, the property truly shines with a heated 2-car detached garage featuring a workshop area, a bunkhouse/mother-in-law building, and several additional outbuildings for storage. With 10 acres to explore, you'll find hiking trails throughout the property, along with wild raspberry, blackberry, and strawberry bushes and hazelnut plants. Hunting is convenient with access directly from the property, and a treehouse/deer stand provides an excellent vantage point. Seasonal runoff even creates a charming creek through the property during the spring months. Outdoor enthusiasts will love the convenient access to nearby state parks, forests, and wildlife management areas, with destinations ranging from just 5 minutes to an hour away. ATV enthusiasts can enjoy direct access to trails including the Soo Line Trail, while biking opportunities are available along the Willard Munger State Trail. The property is also conveniently located near casinos and Mille Lacs Lake, offering even more options for recreation and entertainment. Whether you're looking for a peaceful year-round home, weekend getaway, hunting retreat, or a place to enjoy the outdoors, this 10-acre property offers endless possibilities.

Full Property Details for 20907 Hardwood Loop

General

  • Price: $399,900
  • Taxes: $2,176 (2025)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7133456
  • Updated: 9/6/2026
  • Added to Site: 7 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Freestanding, Living Room, Wood-Burning
  • Appliances: Dryer, Range, Refrigerator, Washer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Eat-in kitchen: Yes
  • Dining Room: Eat-In Kitchen, Informal Dining Room
  • Formal Dining Room: Eat In Kitchen, Informal Dining Room
  • Laundry: Main Level, Main Level

Additional Information

  • Amenities: Deck

Exterior

  • Porch/Patio/Deck: Deck, Patio

Parking

  • Garage: Yes
  • Garage Description: 23 x 26
  • Garage Spaces: 2
  • Parking Features: Detached Garage, Gravel, Heated Garage

Location

  • County: Pine
  • Township: Bremen Twp
  • Subdivision: Pine River Heights 2nd Add
  • Driving Directions: From Rutledge - take Co 39 West to Co Rd 40 - Take a right (north) keep going straight to Hardwood Loop. (do not follow curve to left) Follow this around to address.

School Information

  • School District: 577 - Willow River
  • High School District: Willow River

Heating & Cooling

  • Cooling Type: Wall Unit(s)
  • Heating Type: Dual Fuel/Off Peak, Fireplace(s), Other, Radiant, Wood Stove
  • Heating Fuel: Electric, Wood

Utilities

  • Sewer: Tank with Drainage Field
  • Water: Well

Structural Information

  • Foundation Size: 1536
  • Roof: Asphalt
  • Disability Access: None
  • Square Feet: 2,090
  • Above Ground: 2,090 Sq. Ft.
  • Finished Down/Base.: 2,090 Sq. Ft.
  • Year Built: 2003

Additional Structures

  • Other Structures: Garage(s), Storage Shed

Lot Features

  • Lot Size (Acres): 5.05
  • Lot Dimensions: 185 x 941 x 285 x 928
  • Zoning: Residential-Single Family
  • Lot Description: Medium Tree Coverage

Financial Considerations

  • Tax Amount: $2,176
  • Tax Year: 2025
  • Terms: Conventional, VA, FHA, Cash

Disclosures and Reports

  • Legal Description: SECT-24 TWP-044 RANGE-021 PINE RIVER HGTS 2ND ADDITION LOT-003 BLOCK-002 5.05 AC & 1/40TH INT IN OUTLOTS A & B, PINE RIVER HEIGHTS 1ST ADDN MICRO #411339-342
  • Property ID: 55107000

Listed by eXp Realty

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— 20907 Hardwood Loop —

  • eXp Realty

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NMLS#: 1598647

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Schools serving 20907 Hardwood Loop

School District:Willow River Public School District
NameGradesDistance
Willow River Elementary School, Willow River, MN
8142 Pine Street, Willow River, MN 55795
PK-65.5 mi
Willow River Secondary
8142 Pine Street, Willow River, MN 55795
7-125.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 20907 Hardwood Loop Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/05/2026
Listed
$399,900
19.37%
MLS
11/15/2024
Sold
$335,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 20907 Hardwood Loop

Year
Property Taxes
Change
Tax Assessment
Change
2025
-100%
$327,300
15%
2025
$2,166
11%
$284,200
-8%
2023
$1,960
—
$307,800
15%
2023
$1,956
-10%
$268,200
12%
2022
$2,170
10%
$239,200
15%
2021
$1,974
10%
$207,100
5%
2020
$1,802
—
$197,400
11%
2019
$1,802
4%
$177,100
5%
2019
$1,734
3%
$168,900
4%
2018
$1,682
35%
$162,300
29%
2017
$1,244
—
$126,200
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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20907 Hardwood Loop, Finlayson, MN 55735 (MLS# 7133456) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 20907 Hardwood Loop is currently listed for $399,900 and was received on September 05, 2026. Want to learn more about 20907 Hardwood Loop? Do you have questions about finding other Single Family real estate for sale in Finlayson? You can browse all Finlayson real estate or contact a Coldwell Banker agent to request more information.

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