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$500,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,174 Sq. Ft.
  • 2 Car Garage
  • Updated 3 days ago
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One of a kind home built in 2007 on 6 park like acres. Wake up to views of your own private pond that invite you to explore the river trails leading you to the tranquil Rum River waterfront. Large yard prepared for additional outbuilding to the south of the home is ready for your dream shop to be built. Perfect for those looking for the cozy feeling of being at home but also in harmony with nature. A geothermal in-floor heating system runs throughout the first level including the garage keeping your feet nice and cozy throughout the colder seasons. Main level living like no other with primary bedroom complete with spa like private bathroom, Kitchen featuring hickory cabinets and Laundry room all on your main level. The living room features a top of the line Blaze King wood stove and enormous windows to enjoy your pond view. New roof and siding just 2 years ago ensure this home is sure to keep you safe from the elements. This type of home is sure to satisfy all your wants and desires so please schedule a showing today!

Full Property Details for 11370 Gem St

General

  • Price: $500,000
  • Taxes: $3,998 (2025)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7074831
  • Updated: 5/16/2026
  • Added to Site: 5 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Family Room, Freestanding, Wood-Burning
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Dining Room: Kitchen/Dining Room
  • Formal Dining Room: Kitchen/Dining Room
  • Laundry: Main Level, Main Level

Additional Information

  • Amenities: Ceiling Fan(s), Hardwood Floors, Kitchen Center Island, Main Floor Primary Bedroom, Natural Woodwork, Patio, Vaulted Ceiling(s), Walk-In Closet

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Description: 26 x 25
  • Garage Spaces: 2
  • Parking Features: Attached Garage

Location

  • County: Mille Lacs
  • Township: Milaca Twp
  • Subdivision: Rum River Acres
  • Driving Directions: From the intersection of Hwy 169 and 23 in Milaca go south on 169 for 1.9 miles. Turn right on to Central Ave. Turn right on to Gem St. Home will be on your left marked by sign.

School Information

  • School District: 912 - Milaca
  • High School District: Milaca

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air, Geothermal
  • Heating Type: Boiler, Geothermal, Wood Stove
  • Heating Fuel: Electric, Propane

Utilities

  • Sewer: Private Sewer, Septic System Compliant - Yes
  • Water: Drilled, Private

Structural Information

  • Exterior Const.: Block, Frame
  • Foundation Size: 1481
  • Roof: Age 8 Years or Less, Asphalt
  • Disability Access: Soaking Tub
  • Square Feet: 2,174
  • Above Ground: 2,409 Sq. Ft.
  • Finished Down/Base.: 2,409 Sq. Ft.
  • Year Built: 2007

Additional Structures

  • Other Structures: Storage Shed

Lot Features

  • Lot Size (Acres): 5.928
  • Lot Dimensions: 172 x 878
  • Zoning: Residential-Single Family
  • Lot Description: Accessible Shoreline, Irregular Lot, Medium Tree Coverage, Wetlands
  • Fencing (Description): Chain Link, Partial

Water Features

  • Water Front Desc.: Riverfront
  • Water Front Feet: 419

Financial Considerations

  • Tax Amount: $3,998
  • Tax Year: 2025
  • Terms: Conventional, VA, FHA, Cash, Rural Development

Disclosures and Reports

  • Legal Description: RUM RIVER ACRES
  • Property ID: 117780040

Listed by Robert Erickson Real Estate

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Listing agent

— 11370 Gem St —

  • Robert Erickson Real Estate

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NMLS#: 1598647

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 11370 Gem St

School District:Milaca Public School District
NameGradesDistance
Milaca Elementary School
500 Minnesota 23, Milaca, MN 56353
PK-61.3 mi
Milaca Secondary High School
500 Minnesota 23, Milaca, MN 56353
7-121.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 11370 Gem St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/15/2026
Listed
$500,000
25%
MLS
11/05/2021
Sold
$400,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 11370 Gem St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,998
-3%
$394,200
-10%
2023
$4,132
8%
$438,600
11%
2022
$3,834
2%
$393,400
30%
2021
$3,750
11%
$302,800
1%
2020
$3,370
26%
$298,700
17%
2019
$2,680
-3%
$255,100
18%
2018
$2,766
—
$217,000
—
2017
$2,764
14%
$216,100
100%
2016
$2,418
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Robert Erickson Real Estate

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11370 Gem Street, Milaca, MN 56353 (MLS# 7074831) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 11370 Gem Street is currently listed for $500,000 and was received on May 15, 2026. Want to learn more about 11370 Gem Street? Do you have questions about finding other Single Family real estate for sale in Milaca? You can browse all Milaca real estate or contact a Coldwell Banker agent to request more information.

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