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$925,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Partial Baths
  • 3,939 Sq. Ft.
  • 7 Car Garage
  • Updated 22 hours ago
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Country Living Horse Ranch Hobby Farm Enterprising Entrepreneur. Welcome to the hobby farm of your dreams - where horses, hay fields, and happy living come together on over 26 gorgeous acres overlooking the Rum River. This custom-built rambler is all about one-level living done right...3-Bdrm, 3-Bath, 3-Garage, 3939-finished sq ft. Panoramic views greet you from every window, and the oversized kitchen flows effortlessly into both formal and informal dining areas with charming built-ins. The living room features a cozy gas fireplace that practically begs you to settle in with a good book. The main floor primary bedroom suite comes with a spacious walk-in closet and a bathroom to relax and enjoy. Step outside onto the massive maintenance-free Trex deck and take in sweeping panoramic views of the river and fenced pastures. Not a bad spot for morning coffee, if you ask us. Downstairs, the finished walkout level delivers a huge family room, gaming area, two generous bedrooms with walk-in closets, bathroom, and plenty of storage in the large utility room. Now for the real magic - huge pole building, fully equipped indoor riding arena, 6-stables, fenced pastures, hay fields, a studio apartment, workshop and indoor garages, making this a true equestrian paradise. Whether you're running a horse hobby farm or entire operation, you'll just love the wide open spaces, that this property provides. Located just minutes from Milaca with easy access to schools, shopping, and community parks, this riverfront horse ranch checks every box. Come see it today and fall in love!

Full Property Details for 12446 190th St

General

  • Price: $925,000
  • Taxes: $5,322 (2025)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7020736
  • Updated: 2/23/2026
  • Added to Site: 2 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Gas, Living Room
  • Appliances: Dishwasher, Dryer, Fuel Tank - Rented, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Rooms

Bathrooms

  • Total Bathrooms: 3
  • 3/4 Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Dining Room: Informal Dining Room, Separate Formal Dining Room
  • Formal Dining Room: Informal Dining Room, Separate/Formal Dining Room
  • Laundry: Gas Dryer Hookup, Laundry Room, Main Level, Washer Hookup, Gas Dryer Hookup, Laundry Room, Main Level, Washer Hookup

Additional Information

  • Amenities: Deck

Exterior

  • Porch/Patio/Deck: Deck, Front Porch, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Description: 27.5 x 34
  • Garage Spaces: 7
  • Parking Features: Attached Garage, Driveway - Other Surface, Garage Door Opener, Gravel, Multiple Garages

Location

  • County: Mille Lacs
  • Township: Milaca
  • Driving Directions: Hwy 169 North of Milaca to 190th Street, West to Home: 12446 190th Street, Milaca, MN 56358.

School Information

  • School District: 2335 - Milaca
  • High School District: Milaca

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Propane

Utilities

  • Sewer: Mound Septic, Private Sewer
  • Water: Drilled, Private

Structural Information

  • Exterior Const.: Block, Frame
  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Block, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Storage Space, Walk-Out
  • Foundation Size: 2139
  • Roof: Age 8 Years or Less
  • Disability Access: None
  • Square Feet: 3,939
  • Above Ground: 2,139 Sq. Ft.
  • Below Ground: 2,139 Sq. Ft.
  • Year Built: 1994

Additional Structures

  • Other Structures: Garage(s), Indoor Arena, Pole Building, Stables, Studio

Lot Features

  • Lot Size (Acres): 26.43
  • Lot Dimensions: Irregular
  • Frontage: County Road, Paved Streets, Township
  • Irr. Power Source: Other
  • Land Use: Hobby, Horse, Other
  • Zoning: Agriculture, Residential-Single Family
  • Lot Description: Irregular Lot, Light Tree Coverage
  • Fencing (Description): Other, Partial

Water Features

  • Water Front Desc.: Riverfront, River View

Financial Considerations

  • Tax Amount: $5,322
  • Tax Year: 2025
  • Terms: Conventional, VA, FHA, Cash, MHFA/WHEDA, Rural Development, USDA

Disclosures and Reports

  • Legal Description: PART OF SW OF SE LYING S & E OF RUM RIVER, EX S 464 FT OF E 470 FT, & ALSO PART OF S 1/2 OF S 1/2 OF NW OF SE LYING E OF RUM RIVER SEE 8/20/20 SURVEY 35 39 27 26.43
  • Property ID: 150351501

Listed by MetroHomesMarket.com

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— 12446 190th St —

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Schools serving 12446 190th St

School District:Milaca Public School District
NameGradesDistance
Milaca Elementary School
500 Minnesota 23, Milaca, MN 56353
PK-64.9 mi
Milaca Secondary High School
500 Minnesota 23, Milaca, MN 56353
7-124.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12446 190th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/23/2026
Listed
$925,000
5185.71%
MLS
10/07/2020
Sold
$17,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 12446 190th St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,322
-1%
$568,200
-5%
2023
$5,378
24%
$595,500
7%
2022
$4,346
-21%
$557,100
49%
2021
$5,486
-2%
$374,300
-14%
2020
$5,574
—
$435,300
-4%
2019
$5,598
3%
$452,500
-8%
2018
$5,410
-4%
$492,700
7%
2017
$5,614
16%
$459,300
100%
2016
$4,828
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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12446 190th Street, Milaca, MN 56353 (MLS# 7020736) is a Single Family property with 3 bedrooms, 0 full bathrooms and 3 partial bathrooms. 12446 190th Street is currently listed for $925,000 and was received on February 23, 2026. Want to learn more about 12446 190th Street? Do you have questions about finding other Single Family real estate for sale in Milaca? You can browse all Milaca real estate or contact a Coldwell Banker agent to request more information.

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