10500 Kadler Ave NE Monticello, MN 55362

Welcome to your next opportunity on the scenic banks of the Mississippi River! This spacious four-level split home sits on 3.7 beautifully wooded acres, offering rare river access, incredible privacy, and unmatched potential in a one-of-a-kind setting. Inside, you'll find 5 bedrooms, 4 bathrooms, and multiple living areas designed for both relaxation and entertainment. The open-concept kitchen overlooks the main living room, and a sauna adds a cozy, spa-like touch. A brand-new furnace and central A/C system were installed in 2025, ensuring comfort and efficiency year-round. Step outside to enjoy the outdoor pool with a new liner and electric safety cover, a hot tub, and an expansive deck, perfect for gatherings or quiet moments in nature. Car enthusiasts, hobbyists, or those needing extra space will love the heated and insulated 5-car attached garage, as well as the 48x22 detached garage-ideal for workshops, toys, or storage. While the home could benefit from some TLC, it's priced to sell and offers a fantastic sweat equity opportunity for those ready to add their personal touch. The septic system has failed and will need to be replaced. Home is being sold as-is. This home has been a treasured sanctuary full of memories and now awaits its next chapter. With big acreage, big outbuildings, key updates already in place, and an unbeatable Mississippi Riverfront setting, this property is hard to beat. Don't miss your chance to make this rare riverfront retreat your own!