13954 Duffield Ave NW Monticello, MN 55362

Tucked away on a quiet dead-end road, this one-owner home sits on 2.9 private acres along Locke Lake (fishing lake), offering peaceful waterfront living in a protected bay with a voluntary no wake zone for added tranquility. Enjoy beautiful views from the screened front porch, expansive deck, or paver patio, with a covered boat slip included for convenient lake access. The open floor plan features a mission-style kitchen with maple cabinetry, updated appliances, and luxury vinyl plank flooring throughout the main level, along with a two-sided gas fireplace and a main floor primary suite with a private bath and jetted tub. The finished walkout lower level is ideal for entertaining with a wet bar and beer taps. Both the home and the impressive 40x50 heated and insulated shed offer maintenance-free exteriors, with the shed also featuring floor drains and oversized doors for exceptional storage, hobbies, or workspace. Recent updates include new roof and siding in 2025, new carpeting in 2026, and central air approximately five years old, plus a heated 3-car attached garage. Welcome Home!