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$439,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,931 Sq. Ft.
  • 3 Car Garage
  • Updated 1 day ago

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Open House: 11:00 AM - 1:00 PM

Saturday 10/10 11:00 AM - 1:00 PM

40818 Finley Road,North Branch, MN 55056

40818 Finley RoadNorth BranchMN55056

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Welcome to your own private lakeside retreat! Nestled on 2.5 acres with 160 feet of private lakeshore, this beautifully updated 3-level split offers the perfect setting to enjoy life on the water. Spend your days kayaking, paddleboarding, or simply taking in the peaceful lake views from your own backyard. Inside, the home feels fresh and inviting with new flooring, paint, lighting, and appliances throughout. Major updates including the roof, water softener, washer & dryer, water heater, and drainfield add even more to appreciate. Two bedrooms are located upstairs, with an additional bedroom in the lower level. A 3-stall attached garage provides plenty of space for vehicles, lake toys, and more. With acreage, private lakeshore, and beautiful updates, this is one you won't want to miss!

Full Property Details for 40818 Finley Rd

General

  • Price: $439,900
  • Taxes: $4,870 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7153476
  • Updated: 10/3/2026
  • Added to Site: 4 day(s) ago

Interior

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Porch/Patio/Deck: Deck

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Description: 26 x 22
  • Garage Spaces: 3
  • Parking Features: Attached Garage

Location

  • County: Chisago
  • Township: North Branch
  • Subdivision: Ellenderry Hills 2
  • Driving Directions: On I-35 entering North Branch, turn on Flink Ave. Turn L on Fenian Way, then 408th St. R on Finley Rd. House is on the L.

School Information

  • School District: 138 - North Branch
  • High School District: North Branch

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: Private Sewer
  • Water: Well

Structural Information

  • Basement: Yes
  • Basement Desc.: Full, Walk-Out
  • Foundation Size: 1183
  • Disability Access: None
  • Square Feet: 1,931
  • Above Ground: 1,183 Sq. Ft.
  • Below Ground: 748 Sq. Ft.
  • Finished Down/Base.: 1,931 Sq. Ft.
  • Year Built: 1996

Lot Features

  • Lot Size (Acres): 2.393
  • Lot Dimensions: 178 x 160 x 695 x 614
  • Zoning: Residential-Single Family
  • Lot Description: Medium Tree Coverage

Water Features

  • Water Front Desc.: Lakefront
  • Lake Front: Yes

Financial Considerations

  • Tax Amount: $4,870
  • Tax Year: 2026
  • Terms: Conventional, VA, FHA, Cash

Disclosures and Reports

  • Legal Description: SECTION 07 TOWNSHIP 035 RANGE 021 SUBDIVISIONNAME ELLENDERRY HILLS PLAT 2 LOT 008 BLOCK 002 SUBDIVISIONCD 11301
  • Property ID: 110086189

Listed by Morgan & Co.

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Listing agent

— 40818 Finley Rd —

  • Morgan & Co.

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

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with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 40818 Finley Rd

School District:North Branch Public Schools
NameGradesDistance
Sunrise River Elementary School
37775 Grand Avenue, North Branch, MN 55056
K-43.5 mi
North Branch Middle School
38431 Lincoln Trail, North Branch, MN 55056
5-82.9 mi
North Branch Senior High School
38175 Grand Avenue, North Branch, MN 55056
9-123.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 40818 Finley Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/02/2026
Listed
$439,900
69.19%
MLS
5/21/2026
Sold
$260,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 40818 Finley Rd

Year
Property Taxes
Change
Tax Assessment
Change
2026
$5,042
-10%
$376,800
-18%
2023
$5,586
14%
$462,000
20%
2022
$4,902
-1%
$384,700
18%
2021
$4,930
12%
$324,700
12%
2020
$4,394
—
$289,400
100%
2021
$4,394
—
100%
2020
$4,376
150%
100%
2017
$1,750
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Morgan & Co.

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40818 Finley Road, North Branch, MN 55056 (MLS# 7153476) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 40818 Finley Road is currently listed for $439,900 and was received on October 02, 2026. Want to learn more about 40818 Finley Road? Do you have questions about finding other Single Family real estate for sale in North Branch? You can browse all North Branch real estate or contact a Coldwell Banker agent to request more information.

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