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$850,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 3,307 Sq. Ft.
  • 4 Car Garage
  • Updated 14 hours ago

Next open house:

Open House: 2:00 PM - 3:30 PM

Saturday 3/21 2:00 PM - 3:30 PM

12822 96th Street NE,Otsego, MN 55330

12822 96th Street NEOtsegoMN55330

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Set on a peaceful acre in Otsego's Mississippi Cove community, this custom-built rambler offers a refined blend of craftsmanship, generous space, and a setting that feels quietly removed while remaining close to major highways and everyday conveniences. Meticulously maintained, the home presents a bright and welcoming atmosphere from the moment you arrive. Inside, soaring vaulted ceilings and expansive picture windows draw the eye through the living room to views of the surrounding acreage, anchored by a gas fireplace. A quiet front dining room provides an inviting setting for gatherings and flows seamlessly into the kitchen. Designed for both culinary creativity and entertaining, the kitchen features rich alder cabinetry, abundant counter space, high-end appliances, a walk-in pantry, and a dedicated buffet with wine fridge overlooking the living area. Nearby, the mudroom offers built-in lockers, additional storage, and convenient main-level laundry. The private primary suite includes coved ceilings, a walk-out balcony overlooking the yard, and an ensuite bath with dual-head walk-in shower and jetted soaking tub. The walkout lower level expands the living space with a family room featuring a second fireplace and custom built-ins, along with two bedrooms, a full bath, office, and new kitchenette-ideal for entertaining or multigenerational living. A heated four-car garage and separate 30×40 heated outbuilding provide exceptional space for hobbies, storage, or workshop use.

Full Property Details for 12822 96th St NE

General

  • Price: $850,000
  • HOA FEE: $42/month
  • HOA FEE FREQ.: Annually
  • Taxes: $8,047 (2025)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7021068
  • Updated: 3/17/2026
  • Added to Site: 6 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Gas, Living Room
  • Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Water Osmosis System, Iron Filter, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • 3/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Dining Room: Breakfast Bar, Informal Dining Room, Kitchen/Dining Room, Separate Formal Dining Room
  • Formal Dining Room: Breakfast Bar, Informal Dining Room, Kitchen/Dining Room, Separate/Formal Dining Room
  • Laundry: Laundry Room, Main Level, Sink, Laundry Room, Main Level, Sink

Additional Information

  • Amenities: Balcony, Ceiling Fan(s), Deck, Hardwood Floors, Indoor Sprinklers, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Tile Floors, Vaulted Ceiling(s), Wet Bar, Walk-In Closet

Exterior

  • Porch/Patio/Deck: Composite Decking, Deck, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Description: 44 x 25
  • Garage Spaces: 4
  • Parking Features: Attached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, RV Access/Parking

Location

  • County: Wright
  • Township: Otsego
  • Subdivision: Davis Mississippi Cove 2nd Add
  • Driving Directions: Follow I-94 W and MN-101 N to 90th St NE/County Rd 39 NE in Otsego. Take the County Rd 39/90th St exit from MN-101 N. Follow County Rd 39 NE to 96th St NE. Turn left onto 96th St NE and the home will be on the right.

School Information

  • School District: 2241 - Elk River
  • High School District: Elk River

Community

  • Association: Yes
  • Assoc. Name: Davis Mississippi Cove
  • Assoc. Fees Include: Other

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air, Dual
  • Heating Type: Forced Air, Fireplace(s), Zoned
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: Septic System Compliant - Yes
  • Water: Private

Structural Information

  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Daylight/Lookout Windows, Drain Tiles, Egress Window(s), Finished, Full, Storage Space, Sump Basket, Tile Shower, Walk-Out
  • Foundation Size: 1789
  • Roof: Asphalt
  • Disability Access: None
  • Square Feet: 3,307
  • Above Ground: 1,789 Sq. Ft.
  • Below Ground: 1,789 Sq. Ft.
  • Finished Down/Base.: 3,578 Sq. Ft.
  • Year Built: 2016

Additional Structures

  • Other Structures: Garage(s), Pole Building

Lot Features

  • Lot Size (Acres): 1.018
  • Lot Dimensions: 257 x 176 x 256 x 169
  • Zoning: Residential-Single Family
  • Lot Description: Corner Lot, Light Tree Coverage

Financial Considerations

  • Association Fee: $500
  • Assoc Fee Freq.: Annually
  • Tax Amount: $8,047.82
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: SECT-18 TWP-121 RANGE-023 DAVIS MISSISSIPPI COVE 2ND ADD LOT-013 BLOCK-003
  • Property ID: 118247003130

Listed by Engel & Volkers Minneapolis Downtown

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— 12822 96th St NE —

  • Engel & Volkers Minneapolis Downtown

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Schools serving 12822 96th St NE

School District:Elk River Area Isd 728
NameGradesDistance
Otsego Elementary School
8125 Ne River Rd, Otsego, MN 55330
K-43.2 mi
Prairie View Middle School
12220 80th St Ne, Otsego, MN 55330
5-81.6 mi
Rogers Senior High School
21000 141st Avenue North, Rogers, MN 55374
9-126.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12822 96th St NE Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/16/2026
Listed
$850,000
90.02%
MLS
11/18/2016
Sold
$447,324
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 12822 96th St NE

Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,092
18%
$708,400
2%
2023
$6,860
—
$691,300
6%
2023
$6,860
19%
$652,000
18%
2022
$5,786
7%
$551,500
32%
2021
$5,426
1%
$416,800
13%
2020
$5,376
15%
$370,200
6%
2019
$4,694
6%
$350,100
6%
2018
$4,418
341%
$330,900
451%
2017
$1,002
-2%
$60,000
—
2016
$1,026
-5%
$60,000
—
2015
$1,078
57%
$60,000
71%
2014
$688
-3%
$35,000
—
2013
$708
—
$35,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Engel & Volkers Minneapolis Downtown

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12822 96th Street NE, Otsego, MN 55330 (MLS# 7021068) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 12822 96th Street NE is currently listed for $850,000 and was received on March 12, 2026. Want to learn more about 12822 96th Street NE? Do you have questions about finding other Single Family real estate for sale in Otsego? You can browse all Otsego real estate or contact a Coldwell Banker agent to request more information.

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