Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$229,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,202 Sq. Ft.
  • 2 Car Garage
  • Updated 1 day ago
See This Home
Save This Home
See This Home
Save This Home
Welcome to 681 Elm Street in Paynesville! This well-maintained 2-bedroom, 2-bath home sits on a corner lot right next to the Paynesville baseball field, offering a great location and plenty of outdoor space. The fully fenced backyard features a newer pergola and a backyard firepit. The garage was recently fully finished with pine walls, insulation, drywall, and a new $8,000 mini-split system providing both heat and A/C year-round. The home also includes an unfinished basement with a bonus room and additional space, giving you plenty of potential to finish it off to make it your own! Numerous updates have been completed over the years, including a new roof, deck, furnace, garage windows, siding improvements, shutters, appliances, doors, and more. With its convenient location, thoughtful updates, finished garage, and basement potential, this is a great opportunity in Paynesville!

Full Property Details for 681 Elm St

General

  • Price: $229,900
  • Taxes: $1,916 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7134187
  • Updated: 8/30/2026
  • Added to Site: 3 day(s) ago

Interior

  • Appliances: Cooktop, Dryer, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Dining Room: Kitchen/Dining Room
  • Formal Dining Room: Kitchen/Dining Room
  • Laundry: In Basement, Gas Dryer Hookup, Lower Level, Laundry Room, Washer Hookup, In Basement, Gas Dryer Hookup, Lower Level, Laundry Room, Washer Hookup

Additional Information

  • Amenities: Main Floor Primary Bedroom, Natural Woodwork

Exterior

  • Porch/Patio/Deck: Deck, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Attached Garage, Covered, Asphalt, Electric, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Parking Garage

Location

  • County: Stearns
  • Township: Paynesville
  • Subdivision: Chladek Homesites 2nd Add
  • Driving Directions: From Paynesville, take MN-55 toward downtown and continue to Elm Street. Turn onto Elm Street and continue to 681 Elm Street.

School Information

  • School District: 741 - Paynesville
  • High School District: Paynesville

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Exterior Const.: Block
  • Basement: Yes
  • Basement Desc.: Block, Storage Space, Sump Pump, Unfinished
  • Foundation Size: 1234
  • Disability Access: Other
  • Square Feet: 1,202
  • Above Ground: 1,202 Sq. Ft.
  • Below Ground: 898 Sq. Ft.
  • Finished Down/Base.: 2,100 Sq. Ft.
  • Year Built: 1983

Additional Structures

  • Other Structures: Storage Shed

Lot Features

  • Lot Size (Acres): 0.35
  • Lot Dimensions: 108 x 140
  • Frontage: City Street, Paved Streets
  • Zoning: Residential-Single Family
  • Lot Description: Corner Lot, Light Tree Coverage
  • Fencing (Description): Chain Link, Full

Financial Considerations

  • Tax Amount: $1,916
  • Tax Year: 2026
  • Terms: Conventional, VA, FHA, Cash, Other, USDA

Disclosures and Reports

  • Legal Description: LOT 001 BLK 003 CHLADEK HOMESITES 2ND ADD SECTION 17 TOWNSHIP 122 RANGE 032
  • Property ID: 70387390000

Listed by Central MN Realty LLC

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 681 Elm St —

  • Central MN Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Get a Great Insurance Rate

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 681 Elm St

School District:Paynesville Public School District
NameGradesDistance
Paynesville Elementary School
205 West Mill Street, Paynesville, MN 56362
PK-50.6 mi
Paynesville Area High School
795 Business 23 West, Paynesville, MN 56362
9-120.2 mi
Paynesville Middle School
795 Minnesota 23, Paynesville, MN 56362
6-80.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 681 Elm St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/29/2026
Listed
$229,900
104.36%
MLS
11/15/2010
Sold
$112,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 681 Elm St

Year
Property Taxes
Change
Tax Assessment
Change
2026
$1,924
—
$190,400
9%
2026
$1,924
9%
$174,800
7%
2024
$1,768
36%
$162,700
33%
2021
$1,298
-33%
$122,700
-19%
2023
$1,924
—
$150,600
23%
2023
$1,924
48%
$122,700
2%
2021
$1,298
14%
$119,800
11%
2020
$1,134
1%
$108,000
10%
2019
$1,126
16%
$98,200
3%
2018
$974
6%
$95,400
100%
2016
$922
—
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 681 Elm St

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Down Payment Resource

Listed by Central MN Realty LLC

Similar Properties near 681 Elm St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

693 Stearns Ave E, Eden Valley, MN 55329 - Photo 1
$230,000

693 Stearns Ave E  Eden Valley, MN 55329

  • Single Family
  • Active
  • 4
    Beds
  • 2
    Total Baths
  • 2,328
    Sq. Ft.
Listed by Fran Altman (320) 260-2233

Just Listed near 681 Elm St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

25227 State Hwy 23, Roscoe, MN 56371 - Photo 1 Just Listed
$485,000

25227 State Hwy 23  Roscoe, MN 56371

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 2,408
    Sq. Ft.
Listed by Riverwood Realty
21484 Big Lake Rd, Richmond, MN 56368 - Photo 1 Just Listed
$274,500

21484 Big Lake Rd  Richmond, MN 56368

  • Single Family
  • Active
  • Updated 4 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 575
    Sq. Ft.
Listed by Real Broker, LLC
20805 Edgewater Rd, Richmond, MN 56368 - Photo 1 Just Listed
$279,000

20805 Edgewater Rd  Richmond, MN 56368

  • Single Family
  • Active
  • Updated 3 days ago
  • 2
    Beds
  • 1
    Total Bath
  • 432
    Sq. Ft.
Listed by Edina Realty, Inc.
18096 Browns Lake Rd, Richmond, MN 56368 - Photo 1 Just Listed
$160,000

18096 Browns Lake Rd  #65  Richmond, MN 56368

  • Single Family
  • Active
  • Updated 3 days ago
  • 1
    Bed
  • 1
    Total Bath
  • 520
    Sq. Ft.
Listed by RE/MAX Results

Price Reduced near 681 Elm St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

471 Coleman Ave E, Eden Valley, MN 55329 - Photo 1 Price Reduced
-$10,000 (-2.22%)
$439,900

471 Coleman Ave E  Eden Valley, MN 55329

  • Single Family
  • Active
  • Updated 17 hours ago
  • 3
    Beds
  • 2
    Total Baths
  • 2,138
    Sq. Ft.
Listed by Riverwood Realty
19483 Co Rd 43, Richmond, MN 56368 - Photo 1 Price Reduced
-$25,000 (-5%)
$474,900

19483 Co Rd 43  Richmond, MN 56368

  • Single Family
  • Active
  • Updated 5 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,016
    Sq. Ft.
Listed by Blue Ridge Group (320) 493-1358
237 2nd St SW, Richmond, MN 56368 - Photo 1 Price Reduced
-$5,000 (-4.17%)
$114,900

237 2nd St SW  Richmond, MN 56368

  • Single Family
  • Active
  • Updated 5 days ago
  • 4
    Beds
  • 1
    Total Bath
  • 1,352
    Sq. Ft.
Listed by Terri M Danielson (612) 247-9842
21707 State Hwy 22, Richmond, MN 56368 - Photo 1 Price Reduced
-$10,000 (-7.7%)
$119,900

21707 State Hwy 22  Richmond, MN 56368

  • Lots/Land
  • Active
  • Updated 16 hours ago
  • 0.018
    Acres
Listed by Central MN Realty LLC

Recent Sales near 681 Elm St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

718 Stearns Ave, Paynesville, MN 56362 - Photo 1 Sold
$200,000

718 Stearns Ave  Paynesville, MN 56362

  • Single Family
  • Closed
  • 3
    Beds
  • 1
    Total Bath
  • 1,200
    Sq. Ft.
Listed by RE/MAX Results
Sold by Central MN Realty LLC
515 Belmont St, Paynesville, MN 56362 - Photo 1 Sold
$235,000

515 Belmont St  Paynesville, MN 56362

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 2,066
    Sq. Ft.
Listed by Haller Realty Inc.
Sold by Central MN Realty LLC
115 Koronis Ct, Paynesville, MN 56362 - Photo 1 Sold
$222,500

115 Koronis Ct  Paynesville, MN 56362

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 2,024
    Sq. Ft.
Listed by RE/MAX Results
Sold by Central MN Realty LLC
369 W Mill St, Paynesville, MN 56362 - Photo 1 Sold
$200,000

369 W Mill St  Paynesville, MN 56362

  • Single Family
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 1,824
    Sq. Ft.
Listed by Keller Williams Integrity NW
Sold by Central MN Realty LLC

681 Elm Street, Paynesville, MN 56362 (MLS# 7134187) is a Single Family property with 2 bedrooms, 1 full bathroom and 1 partial bathroom. 681 Elm Street is currently listed for $229,900 and was received on August 29, 2026. Want to learn more about 681 Elm Street? Do you have questions about finding other Single Family real estate for sale in Paynesville? You can browse all Paynesville real estate or contact a Coldwell Banker agent to request more information.

Tour this property