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$248,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 1 Partial Bath
  • 999 Sq. Ft.
  • Updated 2 days ago
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Escape to your own Northwoods retreat with this cozy rustic cabin nestled on a beautifully wooded ½-acre lot with deeded access to the stunning 900+ acre Cross Lake! Surrounded by mature trees, this peaceful getaway offers the perfect balance of privacy, recreation, and small-town charm. Enjoy the outdoors from one of three decks and patios, ideal for relaxing, entertaining, or simply soaking in the tranquil setting. Spend evenings gathered around the fire pit under the stars. Outdoor enthusiasts will appreciate direct access to the area's snowmobile trail system-no trailering required! Whether you're boating, fishing, swimming, hiking, or enjoying winter adventures, this property puts year-round recreation right at your doorstep. Conveniently located near all the amenities of a welcoming small town while offering an easy commute to the Twin Cities, this charming cabin is the perfect weekend escape, seasonal retreat, or place to create lasting memories with family and friends.

Full Property Details for 20986 Cross Lake Rd

General

  • Price: $248,000
  • Taxes: $1,510 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7098794
  • Updated: 6/27/2026
  • Added to Site: 3 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Gas
  • Appliances: Electric Water Heater, Microwave, Range, Refrigerator

Rooms

Bathrooms

  • Total Bathrooms: 1
  • 3/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Dining Room: Informal Dining Room
  • Formal Dining Room: Informal Dining Room
  • Laundry: None, None

Additional Information

  • Amenities: Deck, Hardwood Floors, Kitchen Window, Porch, Vaulted Ceiling(s)

Exterior

  • Porch/Patio/Deck: Deck, Front Porch

Parking

  • Parking Features: None

Location

  • County: Pine
  • Township: Pine City
  • Subdivision: North Shore
  • Driving Directions: 35 W North to the first Pine City exit. Turn right at top of the ramp. Take a left on St, Crouix Scenic Byway and then your first right onto 8th Ave SE. Turn right onto St. Croix Rd SE which turns into Cross Lake Road. Cabin will be on the rt.

School Information

  • School District: 578 - Pine City
  • High School District: Pine City

Heating & Cooling

  • Cooling Type: None
  • Heating Type: Baseboard, Fireplace(s)
  • Heating Fuel: Propane

Utilities

  • Sewer: City Sewer Connected
  • Water: Drilled

Structural Information

  • Exterior Const.: Concrete, Frame
  • Foundation Size: 999
  • Roof: Age Over 8 Years, Asphalt
  • Disability Access: None
  • Square Feet: 999
  • Above Ground: 999 Sq. Ft.
  • Finished Down/Base.: 999 Sq. Ft.
  • Year Built: 1989

Additional Structures

  • Other Structures: Storage Shed

Lot Features

  • Lot Size (Acres): 0.513
  • Lot Dimensions: 150 x 148 x 150 x 149
  • Frontage: County Road
  • Zoning: Residential-Single Family
  • Lot Description: Heavy Tree Coverage

Water Features

  • Water Front Desc.: Deeded Access

Financial Considerations

  • Tax Amount: $1,510
  • Tax Year: 2026
  • Terms: Conventional, Cash

Disclosures and Reports

  • Legal Description: SECT-12 TWP-039 RANGE-021 NORTH SHORE LOT-003 BLOCK-001 & UND 1/34 INT IN OUTLOT B, NORWAY POINT 3RD ADD MICRO #486377-378, 559333
  • Property ID: 85242000

Listed by Century 21 Moline Realty Inc

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— 20986 Cross Lake Rd —

  • Century 21 Moline Realty Inc

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NMLS#: 1598647

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Schools serving 20986 Cross Lake Rd

School District:Pine City Public School District
NameGradesDistance
Pine City Elementary School
700 6th Avenue Southwest, Pine City, MN 55063
K-64.9 mi
Pine City Secondary
1400 Main Street South, Pine City, MN 55063
7-125.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 20986 Cross Lake Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/26/2026
Listed
$248,000
50.3%
MLS
1/15/2021
Sold
$165,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 20986 Cross Lake Rd

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,566
7%
$180,100
-4%
2023
$1,466
-7%
$187,100
3%
2023
$1,580
-8%
$181,500
4%
2022
$1,710
20%
$174,300
14%
2021
$1,422
-6%
$153,100
27%
2020
$1,514
—
$120,500
-2%
2019
$1,514
1%
$122,600
4%
2019
$1,504
7%
$117,700
9%
2018
$1,410
11%
$108,100
13%
2017
$1,266
—
$95,800
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Century 21 Moline Realty Inc

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20986 Cross Lake Road, Pine City, MN 55063 (MLS# 7098794) is a Single Family property with 2 bedrooms, 0 full bathrooms and 1 partial bathroom. 20986 Cross Lake Road is currently listed for $248,000 and was received on June 26, 2026. Want to learn more about 20986 Cross Lake Road? Do you have questions about finding other Single Family real estate for sale in Pine City? You can browse all Pine City real estate or contact a Coldwell Banker agent to request more information.

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