Date
Details
Price
Change
Source
10/02/2026
Listed
$339,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$339,900 Just Listed
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Property Description
Investment Opportunity Meets Small-Town Charm! Have you ever dreamed of owning a home that can help pay its own bills? Here's your opportunity to turn that dream into reality where investment meets the quaint small town of Rush City! Welcome to a charming property in the heart of Rush City offering built-in income potential, room to build equity, and plenty of creative space to make it your own. The main home is an adorable 1.5-story residence built in 1948 with the breezeway addition in 1954, and the apartment addition in 1982. It features 2 bedrooms and 1 bathroom, with the potential for convenient main-floor living. The inviting open layout provides a blank canvas for your vision, making it easy to bring your ideas and personal style to life. Several updates have been completed, including 13 new windows and fresh interior paint, giving you a great head start on making it your own. Even better, the existing attached apartment tenant provides rental income to offset your loan payment and allows for extra income to complete more updates. Location adds even more appeal! Situated in the heart of Rush City, you'll be within walking distance of downtown, the city water park, the renowned Rush City Bakery, and local Rush City schools/sporting events. Enjoy the easy freeway access for commuting to/from work and surrounding communities. Whether you're looking for an investment property, a home with income potential, this one should be on your list of homes to see! Please enjoy the Matterport so you can view every detail you desire!
Full Property Details
Full Property Details for 495 W 1st St
General
- Price: $339,900
- Taxes: $2,609 (2026)
- Status: Active
- Type: Townhouse
- Source: NorthStarMLS_RMLS
- MLS ID: 7152024
- Updated: 10/5/2026
- Added to Site: 4 day(s) ago
Rooms
Bathrooms
- Total Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Electric Dryer Hookup, Main Level, Electric Dryer Hookup, Main Level
Exterior
- Porch/Patio/Deck: Deck
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Description: 24 x 22
- Garage Spaces: 2
- Parking Features: Attached Garage, Asphalt, Garage Door Opener
Location
- County: Chisago
- Township: Rush City
- Driving Directions: North on 35W to the Rush City exit. Turn right onto 4th St. Take a left onto S. Harte Ave. to 1st Street. Take a right onto 1st Street. Home will be on the left.
School Information
- School District: 139 - Rush City
- High School District: Rush City
Heating & Cooling
- Heating Type: Boiler
- Heating Fuel: Electric
Utilities
- Sewer: City Sewer Connected
- Water: City Water (Connected)
Structural Information
- Exterior Const.: Block, Frame
- Basement: Yes
- Basement Desc.: Block, Unfinished
- Foundation Size: 1224
- Roof: Age Over 8 Years
- Disability Access: None
- Square Feet: 1,823
- Above Ground: 1,823 Sq. Ft.
- Below Ground: 1,224 Sq. Ft.
- Finished Down/Base.: 3,047 Sq. Ft.
- Year Built: 1948
Unit Information
- Units w/Refrigerators: 2
Lot Features
- Lot Size (Acres): 0.43
- Lot Dimensions: 125 x 150 x 126 x 150
- Frontage: City Street, Paved Streets, Storm Sewer
- Zoning: Residential-Multi-Family
- Lot Description: Medium Tree Coverage
Financial Considerations
- Operating Expenses: $5,859
- Tax Amount: $2,609
- Tax Year: 2026
- Terms: Conventional Rehab, Conventional, Cash
- Owner Pays: Insurance, Trash Collection
- Tenant Pays: Electricity, Gas, Heat, Sewer, Snow Removal, Water
- Pays Electric: Tenant Pays
- Pays Gas: Tenant Pays
- Pays Heat: Tenant Pays
- Pays Trash: Owner Pays
- Pays Water: Tenant Pays
Disclosures and Reports
- Legal Description: SECTION 16 TOWNSHIP 037 RANGE 021 PT OF SW1/4 OF SE1/4 DES AS FOL: BEG AT A PT 60 FT N & 275 FT W OF NE COR OF BLK 5 OFhttps://pr.transactiondesk.com/FormBackground/1790618255//NSMLSL1E00002 ORIG VILL OF RUSH CITY; TH W ON N LINE OF 1ST ST 125 FT; TH N 150 FT; TH E 125 FT; TH S 150 FT TO PL OF BEG
- Property ID: 170003000
Listed by Century 21 Moline Realty Inc
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— 495 W 1st St —
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NMLS#: 1598647
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Schools
Schools serving 495 W 1st St
School District:Rush City Public School District
| Name | Grades | Distance |
|---|---|---|
C.E. Jacobson Elementary School 95 South Harte Avenue, Rush City, MN 55069 | K-6 | 0.2 mi |
Rush City Secondary 51001 Fairfield Avenue, Rush City, MN 55069 | 7-12 | 0.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 495 W 1st St
Tax History
Tax History for 495 W 1st St
Year
Property Taxes
Change
Tax Assessment
Change
2026
$2,626
—
$194,900
-4%
2023
$2,622
1%
$203,900
6%
2022
$2,592
3%
$191,600
23%
2021
$2,518
11%
$155,700
-3%
2020
$2,270
—
$160,700
100%
2021
$2,270
-2%
100%
2020
$2,310
255%
100%
2017
$651
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 495 W 1st St
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495 W 1st Street, Rush City, MN 55069 (MLS# 7152024) is a Townhouse property with 4 bedrooms and 0 full bathrooms. 495 W 1st Street is currently listed for $339,900 and was received on October 02, 2026. Want to learn more about 495 W 1st Street? Do you have questions about finding other Townhouse real estate for sale in Rush City? You can browse all Rush City real estate or contact a Coldwell Banker agent to request more information.