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$435,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 1 Full Bath
  • 2 Partial Baths
  • 3,432 Sq. Ft.
  • 2 Car Garage
  • Updated 1 day ago

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Open House: 12:00 PM - 2:00 PM

Saturday 3/21 12:00 PM - 2:00 PM

1512 Whitewater Avenue,Saint Charles, MN 55972

1512 Whitewater AvenueSaint CharlesMN55972

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This is a pre-inspected true Victorian masterpiece defined by craftsmanship, scale, and timeless elegance. From the moment you arrive, the impressive brick exterior sets the tone for what awaits inside. Soaring 10 foot ceilings, rich hardwood floors, and extraordinary original character create a sense of grandeur rarely replicated today. Intricate plaster ceiling medallions, detailed 6" wide millwork, the original wood stairwell, and curved craftsmanship seldom seen in modern construction all speak to the artistry of the time. Every detail reflects a level of quality that just cannot be recreated. While the historic character remains beautifully intact, the sellers have made thoughtful investments to enhance comfort and livability. Custom made storm windows improve efficiency, ductwork was added to bring central air to the property, and the laundry was relocated to the main floor for everyday convenience. Electrical and plumbing systems have been updated, offering modern reliability. The kitchen and bathrooms were renovated in a way that feels cohesive and intentional, blending seamlessly with the home's original charm rather than competing with it. Situated on 2.5 city lots combined, this home offers a spacious yard to complement its impressive footprint. The detached garage includes storage space above, an attached insulated and heated workshop, and a lean to for additional covered parking. Previously operated as a Bed & Breakfast, the home has the potential to serve that purpose again, according to the City of St. Charles, offering the possibility of a unique income-producing opportunity. It is a beautifully preserved Victorian that has been respectfully updated and meticulously maintained.

Full Property Details for 1512 Whitewater Ave

General

  • Price: $435,000
  • Taxes: $4,234 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7035869
  • Updated: 3/17/2026
  • Added to Site: 4 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Electric, Freestanding
  • Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Dining Room: Separate Formal Dining Room
  • Formal Dining Room: Separate/Formal Dining Room
  • Laundry: Main Level, Main Level

Additional Information

  • Amenities: Deck, French Doors, Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Porch, Sun Room

Exterior

  • Porch/Patio/Deck: Composite Decking, Deck, Front Porch

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Carport Spaces: 1
  • Parking Features: Carport, Detached Garage, Concrete, Garage Door Opener, Storage

Location

  • County: Winona
  • Township: Saint Charles
  • Subdivision: Birges 1st Add
  • Driving Directions: Take HWY 52 S, turn left on I-90 E, take exit 233 to St Charles, turn left on MN-74/Whitewater Ave, home is on the left

School Information

  • School District: 2305 - St. Charles
  • High School District: St. Charles

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Boiler, Hot Water
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Basement: Yes
  • Basement Desc.: Storage Space, Unfinished
  • Foundation Size: 1716
  • Roof: Age Over 8 Years, Asphalt, Flat, Pitched, Rubber
  • Disability Access: None
  • Square Feet: 3,432
  • Above Ground: 3,432 Sq. Ft.
  • Below Ground: 1,716 Sq. Ft.
  • Finished Down/Base.: 5,148 Sq. Ft.
  • Year Built: 1870

Additional Structures

  • Other Structures: Storage Shed

Lot Features

  • Lot Size (Acres): 0.601
  • Lot Dimensions: 187 x 140
  • Frontage: City Street, Sidewalks
  • Zoning: Residential-Single Family
  • Lot Description: Corner Lot
  • Fencing (Description): Partial, Privacy, Wood

Financial Considerations

  • Tax Amount: $4,234
  • Tax Year: 2026

Disclosures and Reports

  • Legal Description: SECT-19 TWP-106 RANGE-010 BIRGES 1ST ADD LOT-004 BLOCK-016 & LOTS 5 & 6 & N 37.5' LOT 3
  • Property ID: 290100910

Listed by Edina Realty, Inc.

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— 1512 Whitewater Ave —

  • Edina Realty, Inc.

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Schools serving 1512 Whitewater Ave

School District:St. Charles Public School District
NameGradesDistance
St. Charles Elementary School
925 Church Avenue, Saint Charles, MN 55972
PK-60.4 mi
St. Charles Secondary
600 East 6th Street, Saint Charles, MN 55972
7-120.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1512 Whitewater Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/16/2026
Listed
$435,000
89.21%
MLS
1/13/2017
Sold
$229,900
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1512 Whitewater Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,126
2%
$341,300
1%
2023
$4,040
17%
$337,500
-1%
2023
$3,442
-6%
$342,100
14%
2022
$3,680
24%
$298,800
-1%
2021
$2,976
-1%
$301,100
19%
2020
$2,994
25%
$252,600
—
2019
$2,386
3%
$252,600
16%
2018
$2,322
-6%
$217,800
100%
2015
$2,482
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Edina Realty, Inc.

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1512 Whitewater Avenue, Saint Charles, MN 55972 (MLS# 7035869) is a Single Family property with 5 bedrooms, 1 full bathroom and 2 partial bathrooms. 1512 Whitewater Avenue is currently listed for $435,000 and was received on March 16, 2026. Want to learn more about 1512 Whitewater Avenue? Do you have questions about finding other Single Family real estate for sale in Saint Charles? You can browse all Saint Charles real estate or contact a Coldwell Banker agent to request more information.

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