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$279,000 Just Listed

  • For Sale
  • Active
  • Duplex
  • 7 Beds
  • 3 Total Baths
  • 2,800 Sq. Ft.
  • Updated 18 hours ago
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Excellent opportunity for both investors or owner-occupants with immediate income potential! This spacious duplex features a 3-bedroom upper unit and a 4-bedroom lower unit, offering an attractive layout for tenants and strong rental demand. Brand-new carpet on the main and lower levels provides a fresh update, making it easy to lease and minimizing upfront maintenance costs. Whether you're an experienced investor or looking to house hack your way into real estate, this property as a lot of upside. Live in one unit while renting the other to significantly offset your mortgage, or lease both units to maximize cash flow. Located on a desirable corner lot in a convenient St. Cloud neighborhood, the property also offers a large off-street parking pad, a valuable amenity for tenants. With the opportunity to place new tenants at current market rents, this huge duplex offers immediate upside and long-term wealth-building potential.

Full Property Details for 1324 1st St N

General

  • Price: $279,000
  • Taxes: $2,310 (2026)
  • Status: Active
  • Type: Duplex
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7102225
  • Updated: 7/3/2026
  • Added to Site: 2 day(s) ago

Rooms

Bathrooms

  • Total Bathrooms: 3

Bedrooms

  • Total Bedrooms: 7

Parking

  • Parking Features: Asphalt, Paved Lot

Location

  • County: Stearns
  • Township: Saint Cloud
  • Driving Directions: W St. Germain St to 14th Ave N, go left

School Information

  • School District: 742 - St. Cloud
  • High School District: St. Cloud

Heating & Cooling

  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Egress Window(s), Finished, Full
  • Foundation Size: 1802
  • Roof: Asphalt
  • Disability Access: None
  • Square Feet: 2,800
  • Above Ground: 2,000 Sq. Ft.
  • Below Ground: 1,800 Sq. Ft.
  • Finished Down/Base.: 3,800 Sq. Ft.
  • Year Built: 1910

Lot Features

  • Lot Size (Acres): 0.19
  • Lot Dimensions: 83 x 102
  • Frontage: Curbs, Paved Streets, Sidewalks
  • Zoning: Residential-Multi-Family
  • Lot Description: Corner Lot, Light Tree Coverage

Financial Considerations

  • Tax Amount: $2,310
  • Tax Year: 2026
  • Terms: Conventional, Cash
  • Owner Pays: Sewer, Taxes, Water
  • Tenant Pays: Electricity, Fuel, Gas
  • Pays Electric: Tenant Pays
  • Pays Gas: Tenant Pays
  • Pays Water: Owner Pays

Disclosures and Reports

  • Legal Description: 14 -124 -028 LOT 1 BLK 1 BARRONS CORNER
  • Property ID: 82463360000

Listed by eXp Realty

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— 1324 1st St N —

  • eXp Realty

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NMLS#: 1598647

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Schools serving 1324 1st St N

School District:St. Cloud Area School District
NameGradesDistance
Lincoln Elementary School, St. Cloud, MN
336 5th Ave Se, St. Cloud, MN 56304
4-51.1 mi
Talahi Community Elementary School
1321 University Dr Se, St. Cloud, MN 56304
PK-31.8 mi
South Junior High School
1120 15th Ave S, St. Cloud, MN 56301
6-80.7 mi
Technical Senior High School
4200 33rd St S, St. Cloud, MN 56301
9-123.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1324 1st St N Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/02/2026
Listed
$279,000
18.77%
MLS
11/15/2021
Sold
$234,900
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1324 1st St N

Year
Property Taxes
Change
Tax Assessment
Change
2026
$2,310
26%
$125,800
11%
2024
$1,840
-1%
$113,300
—
2023
$1,860
—
$113,300
-15%
2023
$1,860
—
$132,900
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by eXp Realty

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1324 1st Street N, Saint Cloud, MN 56303 (MLS# 7102225) is a Duplex property with 7 bedrooms and 0 full bathrooms. 1324 1st Street N is currently listed for $279,000 and was received on July 02, 2026. Want to learn more about 1324 1st Street N? Do you have questions about finding other Duplex real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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