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$325,000 Just Listed

  • For Sale
  • Active
  • Commercial
  • 4,380 Sq. Ft.
  • 0.11 Acres
  • Updated 19 hours ago
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Excellent Mixed-Use Investment Opportunity on East side of St. Cloud. Don't miss this outstanding mixed-use investment opportunity in St. Cloud. This income producing property features three separate units, including one retail/commercial space and two residential apartments. One apartment is currently operating as a successful Airbnb medium-term rental and will be conveyed fully furnished, providing a turnkey investment opportunity. All three units are currently tenant-occupied, generating strong, consistent cash flow. Each apartment includes its own dedicated laundry area for added tenant convenience. The current owner has completed numerous updates, including, new windows and exterior doors, complete renovation of the Airbnb apartment, new boiler for the front part of the building, new water heater for the rear apartment, updated light fixtures and newer appliances and additional improvements throughout. The property also offers private off-street parking alongside the building, adding value for both residential and commercial tenants. Whether you're looking to expand your investment portfolio or acquire a versatile, income-generating property, this mixed-use building is an exceptional opportunity.

Full Property Details for 418 E St Germain St

General

  • Price: $325,000
  • Taxes: $3,768 (2026)
  • Status: Active
  • Type: Commercial
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7118099
  • Updated: 7/31/2026
  • Added to Site: 1 day(s) ago

Interior

  • Appliances: Microwave, Range, Refrigerator
  • Flooring: Carpet, Vinyl, Wood

Rooms

Bathrooms

  • Total Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Amenities: Hardwood Floors, Natural Woodwork
  • Shared Amenities: None

Parking

  • Parking Features: Asphalt, More Parking Onsite for Fee, Open

Location

  • County: Benton
  • Township: Saint Cloud
  • Subdivision: East St Cloud
  • Driving Directions: Highway 10 to L on E St Germain Street to property

School Information

  • School District: 742 - St. Cloud
  • High School District: St. Cloud

Heating & Cooling

  • Cooling Type: Window Unit(s)
  • Heating Type: Hot Water
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)
  • Utility Description: Electric Common, Electric Separate, Heating Separate, Hot Water Common

Structural Information

  • Basement: Yes
  • Basement Desc.: Full, Unfinished
  • Foundation Size: 1460
  • Roof: Age Over 8 Years, Flat
  • Disability Access: None
  • Square Feet: 4,380
  • Finished Down/Base.: 4,380 Sq. Ft.
  • Current Bldg. Use: Commercial, Residential
  • Year Built: 1887

Unit Information

  • Units w/Refrigerators: 2

Lot Features

  • Lot Size (Acres): 0.11
  • Lot Dimensions: 48 x 100
  • Frontage: City Street, Paved Streets, Sidewalks
  • Potential Use: Retail
  • Zoning: Business/Commercial, Residential-Multi-Family
  • Lot Description: Public Transit (w/in 6 blks), Zero Lot Line

Financial Considerations

  • Operating Expenses: $33,729.79
  • Tax Amount: $3,768
  • Tax Year: 2026
  • Terms: Conventional, Cash
  • Owner Pays: Electricity, Gas, Insurance, Taxes
  • Tenant Pays: Cable TV, Electricity, Gas
  • Pays Cable: Tenant Pays
  • Pays Electric: Tenant Pays
  • Pays Gas: Tenant Pays

Disclosures and Reports

  • Legal Description: SECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-009 BLOCK-002 & LOT-008 BLOCK-002
  • Inclusions: Building
  • Property ID: 170014600

Listed by Oak Realty LLP

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Listing agents

— 418 E St Germain St —

  • Oak Realty LLP

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NMLS#: 1598647

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 418 E St Germain St

School District:St. Cloud Area School District
NameGradesDistance
Lincoln Elementary School, St. Cloud, MN
336 5th Ave Se, St. Cloud, MN 56304
4-50.3 mi
Talahi Community Elementary School
1321 University Dr Se, St. Cloud, MN 56304
PK-31.4 mi
North Junior High School
1212 29th Ave N, St. Cloud, MN 56303
6-82.1 mi
Apollo Senior High School
1000 44th Ave N, St. Cloud, MN 56303
9-122.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 418 E St Germain St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/31/2026
Listed
$325,000
47.73%
MLS
3/28/2024
Sold
$220,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 418 E St Germain St

Year
Property Taxes
Change
Tax Assessment
Change
2026
$3,418
37%
$165,600
2%
2025
$2,486
15%
$162,000
25%
2023
$2,158
24%
$130,000
14%
2023
$1,746
-28%
$114,400
27%
2022
$2,418
25%
$90,000
—
2021
$1,930
—
$90,000
—
2020
$1,936
-3%
$90,000
—
2019
$1,988
9840%
$90,000
—
2017
$20
-99%
$90,000
—
2017
$3,606
—
$90,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Oak Realty LLP

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418 E Saint Germain Street, Saint Cloud, MN 56304 (MLS# 7118099) is a Commercial property. 418 E Saint Germain Street is currently listed for $325,000 and was received on July 31, 2026. Want to learn more about 418 E Saint Germain Street? Do you have questions about finding other Commercial real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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