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$199,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1,204 Sq. Ft.
  • 1 Car Garage
  • Updated 10 hours ago
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Charming Two-Story tucked beneath mature shade trees on a spacious lot. With its covered front porch, detached garage, and generous fully fenced yard, this property offers a great place to call home. Step inside to find trendy finishes and a spacious kitchen featuring stainless steel appliances, spacious living room and main floor bedroom - perfect for everyday living and entertaining alike. Upstairs are two additional nice size bedrooms with full closets and padded carpeting. The lower level offers a bonus family/rec room and a dedicated laundry and utility area, adding valuable functional space beyond the main living areas. Outside, enjoy the covered wraparound-style porch and expansive back deck - ideal for relaxing or entertaining - along with a detached garage and a large, tree-shaded yard offering plenty of privacy and outdoor space. This home has great bones and room to make it your own. Schedule your showing today!

Full Property Details for 538 2nd St SE

General

  • Price: $199,900
  • Taxes: $1,570 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7150336
  • Updated: 9/25/2026
  • Added to Site: 1 day(s) ago

Interior

  • Appliances: Dryer, Range, Refrigerator, Stainless Steel Appliances, Washer

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Eat-in kitchen: Yes
  • Dining Room: Eat-In Kitchen
  • Formal Dining Room: Eat In Kitchen
  • Laundry: In Basement, In Basement

Additional Information

  • Amenities: Deck, Kitchen Window, Porch

Exterior

  • Porch/Patio/Deck: Deck, Front Porch

Parking

  • Garage: Yes
  • Garage Description: 18 x 24
  • Garage Spaces: 1
  • Parking Features: Detached Garage, Concrete

Location

  • County: Benton
  • Township: Saint Cloud
  • Subdivision: Varners Add
  • Driving Directions: From Division/23: Take Wilson Ave N and turn East on 2nd St SE

School Information

  • School District: 742 - St. Cloud
  • High School District: St. Cloud

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Exterior Const.: Frame
  • Basement: Yes
  • Basement Desc.: Full, Partially Finished, Unfinished
  • Foundation Size: 728
  • Roof: Asphalt, Pitched
  • Disability Access: None
  • Square Feet: 1,204
  • Above Ground: 1,204 Sq. Ft.
  • Below Ground: 512 Sq. Ft.
  • Finished Down/Base.: 1,716 Sq. Ft.
  • Year Built: 1941

Lot Features

  • Lot Size (Acres): 0.321
  • Lot Dimensions: 97 x 134
  • Frontage: City Street, Paved Streets
  • Zoning: Residential-Single Family
  • Lot Description: Public Transit (w/in 6 blks), Corner Lot, Medium Tree Coverage
  • Fencing (Description): Chain Link, Full

Financial Considerations

  • Tax Amount: $1,570
  • Tax Year: 2026
  • Terms: Conventional, VA, FHA, Cash

Disclosures and Reports

  • Legal Description: SECT-36 TWP-036 RANGE-031 VARNER'S ADDITION LOT-001 & LOT 2
  • Property ID: 170043200

Listed by Central MN Realty LLC

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Listing agents

— 538 2nd St SE —

  • Central MN Realty LLC

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 538 2nd St SE

School District:St. Cloud Area School District
NameGradesDistance
Lincoln Elementary School, St. Cloud, MN
336 5th Ave Se, St. Cloud, MN 56304
4-50.1 mi
Talahi Community Elementary School
1321 University Dr Se, St. Cloud, MN 56304
PK-31.2 mi
North Junior High School
1212 29th Ave N, St. Cloud, MN 56303
6-82.3 mi
Apollo Senior High School
1000 44th Ave N, St. Cloud, MN 56303
9-123.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 538 2nd St SE Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/24/2026
Listed
$199,900
2.51%
MLS
4/17/2025
Sold
$195,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 538 2nd St SE

Year
Property Taxes
Change
Tax Assessment
Change
2026
$1,580
14%
$161,900
22%
2025
$1,382
-6%
$132,900
2%
2023
$1,464
8%
$130,900
—
2023
$1,356
13%
$130,900
9%
2022
$1,204
-32%
$120,100
14%
2021
$1,772
60%
$105,100
4%
2020
$1,108
19%
$101,500
86%
2019
$930
7054%
$54,600
-33%
2017
$13
-99%
$80,900
3%
2017
$1,322
—
$78,200
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 538 2nd St SE

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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Listed by Central MN Realty LLC

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538 2nd Street SE, Saint Cloud, MN 56304 (MLS# 7150336) is a Single Family property with 3 bedrooms and 1 full bathroom. 538 2nd Street SE is currently listed for $199,900 and was received on September 24, 2026. Want to learn more about 538 2nd Street SE? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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