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$224,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,544 Sq. Ft.
  • 2 Car Garage
  • Updated 15 hours ago
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Move-in ready and filled with charm, this beautifully updated 1.5-story home is an absolute must see. The main level welcomes you with fresh paint, gleaming hardwood flooring throughout, two comfortable bedrooms, and a fully remodeled bathroom featuring a brand-new window. Cooking and entertaining are seamless in the kitchen, which boasts modern stainless steel appliances and granite countertops which flows directly into an adjacent dining room. Upstairs, you will find a versatile loft and a third bedroom, while the basement provides a convenient 3/4 bathroom alongside incredible equity-building potential just waiting for your finishing touches. Enjoy ultimate peace of mind with a brand-new roof and siding installed in 2023, plus a fully fenced yard for your children or pets that also offer easy access to the two-car detached garage and additional alley parking. Schedule your showing today!

Full Property Details for 656 E St Germain St

General

  • Price: $224,900
  • Taxes: $2,078 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7093797
  • Updated: 6/17/2026
  • Added to Site: 1 day(s) ago

Interior

  • Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Amenities: Ceiling Fan(s), Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Porch

Parking

  • Garage: Yes
  • Garage Description: 24 x 22
  • Garage Spaces: 2
  • Parking Features: Detached Garage, Concrete

Location

  • County: Benton
  • Township: Saint Cloud
  • Subdivision: East St Cloud
  • Driving Directions: Hwy 10 to West on East St Germain

School Information

  • School District: 742 - St. Cloud
  • High School District: St. Cloud

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Basement: Yes
  • Basement Desc.: Block, Unfinished
  • Foundation Size: 992
  • Roof: Asphalt, Pitched
  • Disability Access: None
  • Square Feet: 1,544
  • Above Ground: 1,488 Sq. Ft.
  • Below Ground: 992 Sq. Ft.
  • Finished Down/Base.: 2,480 Sq. Ft.
  • Year Built: 1950

Lot Features

  • Lot Size (Acres): 0.181
  • Lot Dimensions: 72 x 110
  • Zoning: Residential-Single Family
  • Lot Description: Public Transit (w/in 6 blks), Medium Tree Coverage
  • Fencing (Description): Chain Link

Financial Considerations

  • Tax Amount: $2,078
  • Tax Year: 2026

Disclosures and Reports

  • Legal Description: SECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-004 BLOCK-009 & LOTS 5 & 6
  • Property ID: 170020100

Listed by Counselor Realty, Inc

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— 656 E St Germain St —

  • Counselor Realty, Inc

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Schools serving 656 E St Germain St

School District:St. Cloud Area School District
NameGradesDistance
Lincoln Elementary School, St. Cloud, MN
336 5th Ave Se, St. Cloud, MN 56304
4-50.4 mi
Talahi Community Elementary School
1321 University Dr Se, St. Cloud, MN 56304
PK-31.4 mi
North Junior High School
1212 29th Ave N, St. Cloud, MN 56303
6-82.4 mi
Apollo Senior High School
1000 44th Ave N, St. Cloud, MN 56303
9-123.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 656 E St Germain St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/16/2026
Listed
$224,900
61.34%
MLS
5/20/2019
Sold
$139,397
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 656 E St Germain St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,854
-4%
$162,500
—
2023
$1,926
11%
$162,500
—
2023
$1,742
14%
$162,500
12%
2022
$1,534
15240%
$145,600
16%
2021
$10
—
$125,500
—
2020
$10
—
$125,500
23%
2019
$10
100%
$101,900
5%
2017
-100%
$97,500
4%
2017
$10
—
$94,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Counselor Realty, Inc

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656 E Saint Germain Street, Saint Cloud, MN 56304 (MLS# 7093797) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 656 E Saint Germain Street is currently listed for $224,900 and was received on June 16, 2026. Want to learn more about 656 E Saint Germain Street? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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