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$398,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 1 Full Bath
  • 3 Partial Baths
  • 2,545 Sq. Ft.
  • 2 Car Garage
  • Updated 3 days ago
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Skip the wait for new construction-this beautiful 2025-built home is move-in ready and already has the finishing touches in place! Featuring 4 bedrooms, 4 bathrooms, and a thoughtfully designed layout, the home offers modern finishes, spacious living areas, and plenty of room for everyday living and entertaining. The seller has already invested in professional sod installation, giving you an established yard without the added expense or hassle. Enjoy the feel and peace of mind of a nearly new home without starting from scratch. Come see everything this home has to offer!

Full Property Details for 977 45th Ave NE

General

  • Price: $398,000
  • HOA FEE: $118/month
  • Taxes: $268 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7140477
  • Updated: 9/9/2026
  • Added to Site: 4 day(s) ago

Interior

  • Appliances: Dishwasher, Microwave, Range, Stainless Steel Appliances

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Dining Room: Kitchen/Dining Room
  • Formal Dining Room: Kitchen/Dining Room
  • Laundry: Upper Level, Upper Level

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Description: 23 x 20
  • Garage Spaces: 2
  • Parking Features: Attached Garage, Concrete

Location

  • County: Benton
  • Township: Saint Cloud
  • Subdivision: Whispering Meadows
  • Driving Directions: From County Road 47 - 2nd Street SE, turn L on 47th Ave NE (0.8 MI) Turn L on 45th Ave NE, go to House 977

School Information

  • School District: 47 - Sauk Rapids-Rice
  • High School District: Sauk Rapids-Rice

Community

  • Association: Yes
  • Assoc. Name: Water Edge at Donovan Lake Master Association
  • Assoc. Fees Include: Lawn Care, Snow Removal

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Exterior Const.: Block
  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Block, Daylight/Lookout Windows, Finished, Walk-Out
  • Foundation Size: 860
  • Roof: Age 8 Years or Less, Asphalt
  • Disability Access: None
  • Square Feet: 2,545
  • Above Ground: 1,720 Sq. Ft.
  • Below Ground: 860 Sq. Ft.
  • Finished Down/Base.: 2,580 Sq. Ft.
  • Year Built: 2025

Lot Features

  • Lot Size (Acres): 0.125
  • Lot Dimensions: irregular
  • Zoning: Residential-Single Family

Financial Considerations

  • Association Fee: $118
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $268
  • Tax Year: 2026
  • Terms: Contract/Deed w/Assum, Contract for Deed, Conventional, FHA

Disclosures and Reports

  • Legal Description: SECT-28 TWP-036 RANGE-030 WHISPERING MEADOWS LOT-005 BLOCK-002
  • Property ID: 170247800

Listed by RE/MAX Results

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— 977 45th Ave NE —

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Schools serving 977 45th Ave NE

School District:Sauk Rapids-Rice Public Schools
NameGradesDistance
Mississippi Heights Elementary School
1003 4th Street North, Sauk Rapids, MN 56379
K-54.6 mi
Sauk Rapids-Rice Middle School
901 1st Street South, Sauk Rapids, MN 56379
6-84 mi
Sauk Rapids-Rice Senior High School
1835 Osauka Road Northeast, Sauk Rapids, MN 56379
9-123.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 977 45th Ave NE Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/08/2026
Listed
$398,000
-2.09%
MLS
2/18/2026
Sold
$406,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 977 45th Ave NE

Year
Property Taxes
Change
Tax Assessment
Change
2026
$302
13%
$402,700
2585%
2025
$268
2%
$15,000
—
2023
$262
-5%
$15,000
—
2023
$276
-7%
$15,000
—
2022
$298
-1%
$15,000
—
2021
$300
-4%
$15,000
—
2020
$312
—
$15,000
—
2019
$312
10300%
$15,000
22%
2017
$3
—
$12,300
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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977 45th Avenue NE, Saint Cloud, MN 56304 (MLS# 7140477) is a Single Family property with 4 bedrooms, 1 full bathroom and 3 partial bathrooms. 977 45th Avenue NE is currently listed for $398,000 and was received on September 08, 2026. Want to learn more about 977 45th Avenue NE? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.

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