Date
Details
Price
Change
Source
5/01/2026
Listed
$412,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$412,000 Just Listed
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Property Description
Stunning New Construction with Finished Walk-Out Lower Level Welcome to this impeccably designed 4-bedroom, 3.5-bathroom two-story home, where modern elegance meets functional living. The expansive main floor welcomes you with a grand foyer that flows seamlessly into a bright, open-concept living and dining area-perfect for hosting large gatherings. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, gleaming quartz countertops, and premium finishes that will delight any home chef. Retreat to the upper level, where luxury awaits in the oversized primary suite. The sophisticated tray vault ceiling adds architectural interest, while the spa-like primary bath features a large walk-in shower and a spacious walk-in closet. Two additional well-appointed bedrooms and a full bath complete the top floor. The finished walk-out lower level significantly expands your living space, offering a massive family room that leads directly to the backyard. This level also includes a private 4th bedroom and a full bathroom, making it an ideal setup for guests, a teen suite, or a quiet home office. Combining high-end finishes with a thoughtful layout, this home is ready for you to move in and enjoy!
Full Property Details
Full Property Details for 981 45th Ave NE
General
- Price: $412,000
- HOA FEE: $118/month
- Taxes: $300 (2026)
- Status: Active
- Type: Single Family
- Source: NorthStarMLS_RMLS
- MLS ID: 7065907
- Updated: 5/2/2026
- Added to Site: 5 day(s) ago
Interior
- Appliances: Air-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 1
- 3/4 Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Eat-in kitchen: Yes
- Dining Room: Breakfast Bar, Breakfast Area, Eat-In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
- Formal Dining Room: Breakfast Bar, Breakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
- Laundry: Laundry Room, Upper Level, Laundry Room, Upper Level
Additional Information
- Amenities: Ceiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Paneled Doors, In-Ground Sprinkler, Washer/Dryer Hookup, Walk-In Closet
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Description: 23 x 20
- Garage Spaces: 2
- Parking Features: Attached Garage, Concrete, Guest Parking
Location
- County: Benton
- Township: Saint Cloud
- Subdivision: Whispering Meadows
- Driving Directions: Hwy 23 East of Hwy 10 to 47th Ave NE South to Quail Rd. West to 45th Ave NE, South to home.
School Information
- School District: 47 - Sauk Rapids-Rice
- High School District: Sauk Rapids-Rice
Community
- Community Name: Whispering Meadows
- Association: Yes
- Assoc. Name: Whispering Meadows HOA
- Assoc. Fees Include: Lawn Care, Snow Removal
Heating & Cooling
- Central air: Yes
- Cooling Type: Central Air
- Heating Type: Forced Air
- Heating Fuel: Electric, Natural Gas
Utilities
- Sewer: City Sewer Connected
- Water: City Water (Connected)
Structural Information
- Builder: BML BUILDERS INC
- Exterior Const.: Block, Frame
- Basement: Yes
- Finished basement: Yes
- Basement Desc.: Block, Daylight/Lookout Windows, Drainage System, Finished, Sump Basket, Sump Pump, Walk-Out
- Foundation Size: 860
- Roof: Age 8 Years or Less, Asphalt
- Disability Access: None
- Square Feet: 2,545
- Above Ground: 1,720 Sq. Ft.
- Below Ground: 860 Sq. Ft.
- Finished Down/Base.: 2,580 Sq. Ft.
- Year Built: 2026
Lot Features
- Lot Size (Acres): 0.14
- Lot Dimensions: 6119
- Frontage: City Street
- Zoning: Residential-Single Family
Financial Considerations
- Association Fee: $118
- Assoc Fee Freq.: Monthly
- Tax Amount: $300
- Tax Year: 2026
- Terms: Conventional, VA, FHA, Cash
Disclosures and Reports
- Legal Description: SECT-28 TWP-036 RANGE-030 WHISPERING MEADOWS LOT-007 BLOCK-003
- Property ID: 170249100
Listed by RE/MAX Results
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Schools
Schools serving 981 45th Ave NE
School District:Sauk Rapids-Rice Public Schools
| Name | Grades | Distance |
|---|---|---|
Mississippi Heights Elementary School 1003 4th Street North, Sauk Rapids, MN 56379 | K-5 | 4.6 mi |
Sauk Rapids-Rice Middle School 901 1st Street South, Sauk Rapids, MN 56379 | 6-8 | 4 mi |
Sauk Rapids-Rice Senior High School 1835 Osauka Road Northeast, Sauk Rapids, MN 56379 | 9-12 | 3.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 981 45th Ave NE
Tax History
Tax History for 981 45th Ave NE
Year
Property Taxes
Change
Tax Assessment
Change
2025
$268
2%
$15,000
—
2023
$262
-5%
$15,000
—
2023
$276
-7%
$15,000
—
2022
$298
-1%
$15,000
—
2021
$300
-4%
$15,000
—
2020
$312
—
$15,000
—
2019
$312
10300%
$15,000
22%
2017
$3
—
$12,300
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 981 45th Ave NE
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981 45th Avenue NE, Saint Cloud, MN 56304 (MLS# 7065907) is a Single Family property with 4 bedrooms, 1 full bathroom and 3 partial bathrooms. 981 45th Avenue NE is currently listed for $412,000 and was received on May 01, 2026. Want to learn more about 981 45th Avenue NE? Do you have questions about finding other Single Family real estate for sale in Saint Cloud? You can browse all Saint Cloud real estate or contact a Coldwell Banker agent to request more information.