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$375,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 2,240 Sq. Ft.
  • 3 Car Garage
  • Updated 4 hours ago
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Welcome home to 23212 Underclift St NW in Saint Francis! This exceptionally maintained home offers over 2,200 finished square feet and a layout designed for comfort, flexibility, and easy entertaining. The upper level features the main kitchen with stainless steel appliances, a center island, pantry storage, and an open-concept design that creates a natural flow between the kitchen, dining, and living areas. The walkout lower level, finished in 2026, feels fresh and nearly new with additional open living space, a wet bar, lower-level primary bedroom, walkthrough closet, and Jack-and-Jill bathroom. Both levels offer open gathering space, giving the home a bright and connected feel throughout. Outside, the fenced backyard and approximately 0.35-acre lot provide space to relax, play, or host. With Rum River canoe access directly across the street, Rum River North Park nearby, and convenient access to St. Francis schools, shopping, restaurants, and County Market, this home pairs thoughtful interior updates with a location that keeps outdoor recreation and daily essentials close at hand.

Full Property Details for 23212 Underclift St NW

General

  • Price: $375,000
  • Taxes: $3,707 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7038071
  • Updated: Today (4/2/2026)
  • Added to Site: Today

Interior

  • Appliances: Air-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Dining Room: Breakfast Area, Kitchen/Dining Room
  • Formal Dining Room: Breakfast Area, Kitchen/Dining Room
  • Laundry: Lower Level, Laundry Room, Lower Level, Laundry Room

Additional Information

  • Amenities: Ceiling Fan(s), Kitchen Center Island, Kitchen Window, In-Ground Sprinkler, Vaulted Ceiling(s), Wet Bar, Walk-In Closet

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Parking Features: Attached Garage

Location

  • County: Anoka
  • Township: Saint Francis
  • Subdivision: Rum River Terrace
  • Driving Directions: County Rd 47 To 233rd Ave East to Ambassador Blvd No to 233rd La East to Woodbine St No to 234th Ave East to Underclift home is on the right

School Information

  • School District: 820 - St. Francis
  • High School District: St. Francis

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Exterior Const.: Brick
  • Basement: Yes
  • Basement Desc.: Block, Storage Space, Walk-Out
  • Foundation Size: 1120
  • Roof: Age Over 8 Years
  • Disability Access: None
  • Square Feet: 2,240
  • Above Ground: 1,120 Sq. Ft.
  • Below Ground: 1,120 Sq. Ft.
  • Finished Down/Base.: 2,240 Sq. Ft.
  • Year Built: 2017

Lot Features

  • Lot Size (Acres): 0.35
  • Lot Dimensions: 88 x 33 x 153 x 55 x 135
  • Zoning: Residential-Single Family
  • Lot Description: Light Tree Coverage
  • Fencing (Description): Chain Link

Financial Considerations

  • Tax Amount: $3,707.04
  • Tax Year: 2026
  • Terms: Conventional, VA, FHA, Cash

Disclosures and Reports

  • Legal Description: LOT 30 BLOCK 3 RUM RIVER TERRACE
  • Property ID: 323424310061

Listed by Edina Realty, Inc.

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Listing agent

— 23212 Underclift St NW —

  • Edina Realty, Inc.

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NMLS#: 1598647

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NMLS#: 1598647

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Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 23212 Underclift St NW

School District:St. Francis Area School District
NameGradesDistance
St. Francis Elementary School
22919 Saint Francis Boulevard Northwest, Saint Francis, MN 55070
K-50.6 mi
St. Francis Middle School
23026 Ambassador Boulevard Northwest, Saint Francis, MN 55070
6-80.4 mi
St. Francis High School
3325 Bridge Street Northwest, Saint Francis, MN 55070
9-120.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 23212 Underclift St NW Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/02/2026
Listed
$375,000
25%
MLS
9/16/2021
Sold
$300,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 23212 Underclift St NW

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,062
—
$328,500
3%
2025
$3,062
4%
$320,300
8%
2024
$2,951
11%
$297,300
1%
2023
$2,650
13%
$293,200
2%
2022
$2,355
8%
$287,200
26%
2021
$2,188
1%
$228,000
100%
2020
$2,167
-1%
-100%
2021
$2,188
1187%
$204,600
1816%
2018
$170
162%
$10,680
174%
2017
$65
-8%
$3,900
-5%
2016
$71
-32%
$4,100
-32%
2015
$104
-8%
$6,000
—
2014
$113
—
$6,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 23212 Underclift St NW

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Listed by Edina Realty, Inc.

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23212 Underclift Street NW, Saint Francis, MN 55070 (MLS# 7038071) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 23212 Underclift Street NW is currently listed for $375,000 and was received on April 02, 2026. Want to learn more about 23212 Underclift Street NW? Do you have questions about finding other Single Family real estate for sale in Saint Francis? You can browse all Saint Francis real estate or contact a Coldwell Banker agent to request more information.

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