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$259,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 2,023 Sq. Ft.
  • 1 Car Garage
  • Updated 3 days ago
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If you've been looking for a home in St. Joe, this one is definitely worth a look! Tucked into a quiet neighborhood, this 4-bedroom, 1.5-bath home offers a great layout with three bedrooms all on the main level. The kitchen is spacious with stainless steel appliances and opens right up to the backyard, making it easy to keep an eye on the kids, let the dog out, or head outside to grill. The fully fenced backyard is private and includes a pergola, perfect for relaxing after work or hanging out with friends on summer evenings. One of my favorite things about this home is the location. You're within walking distance to parks and all the charm of downtown St. Joseph, with local restaurants, shops, and community events just minutes away. It's the kind of home that just feels comfortable the minute you walk in. Come take a look, you might just feel right at home.

Full Property Details for 407 W Birch St

General

  • Price: $259,900
  • Taxes: $2,634 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7119168
  • Updated: 8/1/2026
  • Added to Site: 11 day(s) ago

Interior

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • 1/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Porch/Patio/Deck: Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Description: 30 x 12
  • Garage Spaces: 1
  • Parking Features: Attached Garage, Concrete, Tuckunder Garage

Location

  • County: Stearns
  • Township: Saint Joseph
  • Subdivision: Park Terrace
  • Driving Directions: From 2nd Ave NW follow detour. Right on Minnesota St, Right on 5th Ave NW, Right on W Birch Street. House on left.

School Information

  • School District: 742 - St. Cloud
  • High School District: St. Cloud

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Egress Window(s), Finished
  • Foundation Size: 840
  • Disability Access: None
  • Square Feet: 2,023
  • Above Ground: 1,274 Sq. Ft.
  • Below Ground: 1,274 Sq. Ft.
  • Finished Down/Base.: 2,548 Sq. Ft.
  • Year Built: 1961

Additional Structures

  • Other Structures: Storage Shed

Lot Features

  • Lot Size (Acres): 0.2
  • Lot Dimensions: 106 x 80
  • Zoning: Residential-Single Family

Financial Considerations

  • Tax Amount: $2,634
  • Tax Year: 2026

Disclosures and Reports

  • Legal Description: LOT 006 PARK TERRACE SECTION 09 TOWNSHIP 124 RANGE 029
  • Property ID: 84537450000

Listed by Central MN Realty LLC

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Listing agents

— 407 W Birch St —

  • Central MN Realty LLC

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NMLS#: 1598647

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Schools serving 407 W Birch St

School District:St. Cloud Area School District
NameGradesDistance
Kennedy Community School
1300 Jade Road, Saint Joseph, MN 56374
PK-81.9 mi
North Junior High School
1212 29th Ave N, St. Cloud, MN 56303
6-86.5 mi
Apollo Senior High School
1000 44th Ave N, St. Cloud, MN 56303
9-125.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 407 W Birch St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/31/2026
Listed
$259,900
65.65%
MLS
12/31/2019
Sold
$156,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 407 W Birch St

Year
Property Taxes
Change
Tax Assessment
Change
2026
$2,642
—
$228,100
16%
2026
$2,642
21%
$196,300
5%
2024
$2,192
47%
$187,800
41%
2021
$1,490
-29%
$133,400
-21%
2023
$2,090
—
$169,100
27%
2023
$2,090
40%
$133,400
4%
2021
$1,490
-4%
$128,500
1%
2020
$1,548
17%
$126,800
19%
2019
$1,326
6%
$106,500
3%
2018
$1,254
-49%
$103,800
100%
2016
$2,458
—
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Central MN Realty LLC

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407 W Birch Street, Saint Joseph, MN 56374 (MLS# 7119168) is a Single Family property with 4 bedrooms, 1 full bathroom and 1 partial bathroom. 407 W Birch Street is currently listed for $259,900 and was received on July 31, 2026. Want to learn more about 407 W Birch Street? Do you have questions about finding other Single Family real estate for sale in Saint Joseph? You can browse all Saint Joseph real estate or contact a Coldwell Banker agent to request more information.

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