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$439,000

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,278 Sq. Ft.
  • 2 Car Garage
  • Updated 3 days ago
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"Welcome to 640 Main Street North, right in the heart of Stillwater, known for its historic charm, boutique shopping, incredible dining, riverfront trails, and year-round events that make this town feel alive in every season. This is a two-story condo with soaring ceilings and an open-concept layout that feels light, bright, and expansive the moment you walk in. Natural light pours through the space, and those river views? Absolutely stunning, whether it's summer boats on the water or winter's quiet beauty. The main level is ideal for entertaining with seamless flow between kitchen, dining, and living, plus a private deck to enjoy your morning coffee overlooking the St. Croix. Upstairs, you'll find a spacious primary suite, double vanity, separate tub and shower, and flexible space for your primary bedroom, along with space for a home office. The main flex room can be used for an office, guest suite. With two indoor heated parking spots, EV hookup, and an HOA that covers heat, Wi-Fi, and cable, this truly is lock-and-leave living - right in one of the most walkable, lifestyle-driven communities in the Twin Cities."

Full Property Details for 640 Main St #42

General

  • Price: $439,000
  • HOA FEE: $835/month
  • Taxes: $5,092 (2025)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7026075
  • Updated: 3/17/2026
  • Added to Site: 15 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Gas, Living Room
  • Appliances: Dishwasher, Dryer, Humidifier, Microwave, Range, Refrigerator, Washer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Dining Room: Informal Dining Room
  • Formal Dining Room: Informal Dining Room
  • Laundry: Laundry Closet, Main Level, Laundry Closet, Main Level

Additional Information

  • Amenities: Balcony, Indoor Sprinklers, Primary Bedroom Walk-In Closet, Panoramic View, Washer/Dryer Hookup
  • Shared Amenities: Car Wash, Elevator(s), Lobby Entrance, Security Building

Exterior

  • Porch/Patio/Deck: Covered, Deck

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Assigned, Concrete, Electric Vehicle Charging Station(s), Guest Parking, Heated Garage, Tuckunder Garage

Location

  • County: Washington
  • Township: Stillwater Twp
  • Driving Directions: Main street to Terra Springs

School Information

  • School District: 2291 - Stillwater
  • High School District: Stillwater

Community

  • Association: Yes
  • Assoc. Name: COMMUNITY ASSOCIATION GROUP
  • Assoc. Fees Include: Building Exterior, Hazard Insurance, Heating, Maintenance Grounds, Professional Management, Sanitation, Security System

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Basement: Yes
  • Foundation Size: 878
  • Roof: Asphalt
  • Disability Access: None
  • Square Feet: 1,278
  • Above Ground: 1,278 Sq. Ft.
  • Finished Down/Base.: 1,278 Sq. Ft.
  • Year Built: 2005

Lot Features

  • Lot Size (Acres): 0.19
  • Lot Dimensions: Common
  • Frontage: City Street, Cul-de-Sac, Paved Streets
  • Zoning: Residential-Single Family

Financial Considerations

  • Association Fee: $835
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $5,092
  • Tax Year: 2025
  • Terms: Conventional, Cash

Disclosures and Reports

  • Legal Description: SUBDIVISIONNAME CIC 242 Units 1-44LOT 42 SUBDIVISIONCD 01475
  • Property ID: 2803020120211

Listed by Real Broker, LLC

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— 640 Main St #42 —

  • Real Broker, LLC

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NMLS#: 1598647

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 640 Main St #42

School District:Stillwater Area Public School District
NameGradesDistance
Stonebridge Elementary School
900 Owens Street North, Stillwater, MN 55082
PK-50.7 mi
Stillwater Middle School
523 Marsh Street West, Stillwater, MN 55082
6-81.3 mi
Stillwater Area High School
5701 Stillwater Boulevard, Stillwater, MN 55082
9-123 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 640 Main St #42 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/12/2026
Listed
$439,000
2.09%
MLS
12/29/2022
Sold
$430,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 640 Main St #42

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,092
—
$441,800
6%
2025
$5,092
33%
$418,200
15%
2023
$3,834
—
$363,100
14%
2023
$3,834
10%
$317,400
5%
2021
$3,496
5%
$300,900
6%
2020
$3,338
22%
$283,200
29%
2018
$2,744
-14%
$218,700
-15%
2019
$3,204
55%
$256,600
61%
2017
$2,072
-1%
$159,500
—
2016
$2,088
2%
$159,500
—
2015
$2,050
13%
$159,500
26%
2014
$1,822
—
$126,600
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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640 Main Street #42, Stillwater, MN 55082 (MLS# 7026075) is a Single Family property with 2 bedrooms, 1 full bathroom and 1 partial bathroom. 640 Main Street #42 is currently listed for $439,000 and was received on March 05, 2026. Want to learn more about 640 Main Street #42? Do you have questions about finding other Single Family real estate for sale in Stillwater? You can browse all Stillwater real estate or contact a Coldwell Banker agent to request more information.

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