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$379,900

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 1 Full Bath
  • 2 Partial Baths
  • 1,278 Sq. Ft.
  • 2 Car Garage
  • Updated 6 days ago
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Experience downtown Stillwater living in this distinctive two-level condo offering the space and privacy of a townhome in a highly desirable, walkable location near the St. Croix River. The open main level features a spacious living area, well-appointed kitchen and plenty of room to entertain, plus a flexible bonus room ideal for a home office or overnight guest space. Upstairs, enjoy a spacious private primary suite with St. Croix River views. Located in the heart of historic downtown Stillwater, you can walk to restaurants, boutiques, coffee shops, riverfront parks, trails and the St. Croix River. A private entrance, attached garage and flexible two-level layout make this an ideal primary residence, weekend retreat or lock-and-leave home. HOA dues include heat, water, trash, cable, internet and building insurance, consolidating many typical homeowner expenses into one monthly payment. The association also maintains a healthy reserve fund for future repairs and improvements. A rare opportunity for low-maintenance condo living in Stillwater, MN, with river views and downtown amenities just outside your door.

Full Property Details for 640 Main St N #42

General

  • Price: $379,900
  • HOA FEE: $835/month
  • Taxes: $5,133 (2026)
  • Status: Active
  • Type: Condo
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7126087
  • Updated: 8/20/2026
  • Added to Site: 14 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Gas
  • Appliances: Chandelier, Cooktop, Dishwasher, Dryer, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Dining Room: Informal Dining Room
  • Formal Dining Room: Informal Dining Room
  • Laundry: Laundry Closet, Main Level, Laundry Closet, Main Level

Additional Information

  • Shared Amenities: Car Wash, Common Garden, Elevator(s), Lobby Entrance

Exterior

  • Porch/Patio/Deck: Covered, Deck

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Assigned, Electric Vehicle Charging Station(s), Guest Parking, Heated Garage, Parking Lot, Paved Lot, Tuckunder Garage, Underground

Location

  • County: Washington
  • Township: Stillwater
  • Subdivision: Cic 242
  • Driving Directions: Main St to 640 #42

School Information

  • School District: 834 - Stillwater
  • High School District: Stillwater

Community

  • Association: Yes
  • Assoc. Name: COMMUNITY ASSOCIATION GROUP
  • Assoc. Fees Include: Hazard Insurance, Heating, Lawn Care, Parking, Professional Management, Sanitation, Security System, Snow Removal

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Basement: Yes
  • Foundation Size: 878
  • Roof: Asphalt
  • Disability Access: None
  • Square Feet: 1,278
  • Above Ground: 1,278 Sq. Ft.
  • Finished Down/Base.: 1,278 Sq. Ft.
  • Year Built: 2005

Lot Features

  • Lot Size (Acres): 0.19
  • Lot Dimensions: 8276
  • Frontage: City Street, Cul-de-Sac, Paved Streets
  • Zoning: Residential-Single Family

Water Features

  • Water Front Desc.: River View

Financial Considerations

  • Association Fee: $835
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $5,133
  • Tax Year: 2026
  • Terms: Conventional, Cash

Disclosures and Reports

  • Legal Description: SUBDIVISIONNAME CIC 242 UNITS 1-44 LOT 42 SUBDIVISIONCD 01475
  • Property ID: 2803020120211

Listed by Real Broker, LLC

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— 640 Main St N #42 —

  • Real Broker, LLC

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Schools serving 640 Main St N #42

School District:Stillwater Area Public School District
NameGradesDistance
Stonebridge Elementary School
900 Owens Street North, Stillwater, MN 55082
PK-50.7 mi
Stillwater Middle School
523 Marsh Street West, Stillwater, MN 55082
6-81.3 mi
Stillwater Area High School
5701 Stillwater Boulevard, Stillwater, MN 55082
9-123 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 640 Main St N #42 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/20/2026
Listed
$379,900
16011.11%
MLS
6/01/2006
Sold
$2,358
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 640 Main St N #42

Year
Property Taxes
Change
Tax Assessment
Change
2026
$5,136
—
$439,500
-1%
2026
$5,136
1%
$441,800
6%
2025
$5,092
33%
$418,200
15%
2023
$3,834
—
$363,100
14%
2023
$3,834
10%
$317,400
5%
2021
$3,496
5%
$300,900
6%
2020
$3,338
22%
$283,200
29%
2018
$2,744
-14%
$218,700
-15%
2019
$3,204
55%
$256,600
61%
2017
$2,072
-1%
$159,500
—
2016
$2,088
2%
$159,500
—
2015
$2,050
13%
$159,500
26%
2014
$1,822
—
$126,600
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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640 Main Street N #42, Stillwater, MN 55082 (MLS# 7126087) is a Condo property with 2 bedrooms, 1 full bathroom and 2 partial bathrooms. 640 Main Street N #42 is currently listed for $379,900 and was received on August 13, 2026. Want to learn more about 640 Main Street N #42? Do you have questions about finding other Condo real estate for sale in Stillwater? You can browse all Stillwater real estate or contact a Coldwell Banker agent to request more information.

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