Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$437,000 -$12,900 (-2.87%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1,290 Sq. Ft.
  • 4 Car Garage
  • Updated 12 hours ago
See This Home
Save This Home
See This Home
Save This Home
Welcome to Sturgeon Island-a unique opportunity to own 172 feet of sandy shoreline on beautiful Sturgeon Lake, approximately 1½ hours from the Twin Cities. Cross the picturesque covered bridge onto the island and follow the road to this year-round 3-bedroom, 1-bath lake home. The property offers a beautiful mix of mature trees and open lawn, giving you that up-north lake setting with plenty of usable outdoor space. The main level features three bedrooms and open-concept living space, while the walk-out lower level offers additional space and potential for future finishing. There are multiple heat sources including a wood burning stove, baseboard heat, forced air furnace, and in-floor heat in the basement. Whether you envision updating the existing home, expanding the finished living area, or simply enjoying it as your lake getaway, there are plenty of possibilities to make this property your own. From the home, a wood staircase with roughly 25 steps leads you to the lake, where approximately 172 feet of sandy Sturgeon Lake shoreline awaits. A dock and boat lift with canopy are included, and a storage building with power near the water provides convenient space for boating and lake gear. Adding to the versatility of the property is an additional lot directly across the road from the home. This spacious, level area includes a detached two-car garage and a large pole building with an insulated workshop, providing exceptional storage for boats, an RV, recreational equipment, projects, hobbies and all the toys that come with lake living. There is also a garden area and a pond behind the out buildings. Enjoy the unique atmosphere of island living without sacrificing convenience. Sturgeon Island is accessible by road across its charming covered bridge, so there's no need for a boat to reach your property. Spend your days boating, fishing, swimming and enjoying the lake, with plenty of room back at the property for everything that goes along with an active lake lifestyle. This Sturgeon Lake property offers an up-north escape within an easy drive for weekends, extended stays or year-round living. With substantial shoreline, two lots, multiple outbuildings and plenty of potential, 90520 Island Loop is ready for its next chapter.

Full Property Details for 90520 Island Loop

General

  • Price: $437,000
  • Taxes: $3,098 (2025)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7119221
  • Updated: 8/18/2026
  • Added to Site: 18 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Wood Burning Stove
  • Appliances: Microwave, Range, Refrigerator

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Dining Room: Kitchen/Dining Room
  • Formal Dining Room: Kitchen/Dining Room

Additional Information

  • Amenities: Ceiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Porch, Vaulted Ceiling(s)

Exterior

  • Porch/Patio/Deck: Deck

Parking

  • Garage: Yes
  • Garage Description: 20 x 22, 30 x 45
  • Garage Spaces: 4
  • Parking Features: Detached Garage, Multiple Garages, RV Access/Parking

Location

  • County: Pine
  • Township: Windemere Twp
  • Subdivision: Sturgeon Island
  • Driving Directions: From I 35 Sturgeon Lake exit, head east on County Road 46/Lakeland Road. Follow about 2 miles, turn left onto Sturgeon Island Road. Veer left onto Sturgeon Island road. Follow across the covered bridge & continue to Island Loop.

School Information

  • School District: 97 - Moose Lake
  • High School District: Moose Lake

Heating & Cooling

  • Cooling Type: None
  • Heating Type: Baseboard, Forced Air, In-Floor Heating, Wood Stove
  • Heating Fuel: Electric, Propane, Wood

Utilities

  • Sewer: Holding Tank
  • Water: Well

Structural Information

  • Exterior Const.: Block, Frame
  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Block, Daylight/Lookout Windows, In-Floor Heat, Partially Finished, Storage Space, Sump Basket, Walk-Out
  • Foundation Size: 990
  • Roof: Age Over 8 Years, Asphalt
  • Disability Access: None
  • Square Feet: 1,290
  • Above Ground: 990 Sq. Ft.
  • Below Ground: 970 Sq. Ft.
  • Finished Down/Base.: 1,960 Sq. Ft.
  • Year Built: 1980

Additional Structures

  • Other Structures: Pole Building, Storage Shed

Lot Features

  • Lot Size (Acres): 0.402
  • Lot Dimensions: 103 x 120 x 172 x 141, 107 x 190 x 61 x 178
  • Frontage: County Road, Paved Streets
  • Zoning: Residential-Single Family
  • Lot Description: Accessible Shoreline, Irregular Lot, Medium Tree Coverage

Water Features

  • Water Front Desc.: Dock, Lakefront, Lake View
  • Water Front Feet: 172
  • Lake Front: Yes

Financial Considerations

  • Tax Amount: $3,098
  • Tax Year: 2025
  • Terms: Conventional, Cash

Disclosures and Reports

  • Legal Description: SECT-16 TWP-045 RANGE-019 STURGEON ISLAND LOTS 29 & 30 MICRO #559383
  • Property ID: 335473000

Listed by Fathom Realty MN, LLC

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agents

— 90520 Island Loop —

  • Fathom Realty MN, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Get a Great Insurance Rate

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 90520 Island Loop

School District:Moose Lake Public School District
NameGradesDistance
Moose Lake Elementary School
4812 County Road 10, Moose Lake, MN 55767
PK-63.1 mi
Moose Lake Secondary
4812 County Road 10, Moose Lake, MN 55767
7-123.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 90520 Island Loop Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/18/2026
Price Reduced
$437,000
-2.87%
MLS
7/31/2026
Listed
$449,900
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 90520 Island Loop

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,190
3%
$425,000
3%
2025
$3,088
3%
$413,900
6%
2023
$3,008
11%
$389,700
2%
2023
$2,720
-4%
$383,900
25%
2022
$2,844
-1%
$305,900
17%
2021
$2,878
-2%
$261,100
3%
2020
$2,944
—
$252,800
5%
2019
$2,944
-10%
$240,100
-1%
2019
$3,280
-11%
$243,100
1%
2018
$3,668
—
$239,600
1%
2017
$3,658
—
$237,300
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 90520 Island Loop

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Down Payment Resource

Listed by Fathom Realty MN, LLC

Just Listed near 90520 Island Loop

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

13004 Balsam Fir Rd, Willow River, MN 55795 - Photo 1 Just Listed
$185,000

13004 Balsam Fir Rd  Willow River, MN 55795

  • Single Family
  • Active
  • Updated 5 days ago
  • 2
    Beds
  • 1
    Total Bath
  • 1,204
    Sq. Ft.
Listed by United Country Real Estate Minnesota Properties
Tbd Sand Lake Rd, Moose Lake, MN 55767 - Photo 1 Just Listed
$119,900

Tbd Sand Lake Rd  Moose Lake, MN 55767

  • Lots/Land
  • Active
  • Updated 4 hours ago
  • 1.8
    Acres
Listed by United Country Real Estate Minnesota Properties
4639 Sand Lake Rd, Moose Lake, MN 55767 - Photo 1 Just Listed
$595,000

4639 Sand Lake Rd  Moose Lake, MN 55767

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,726
    Sq. Ft.
Listed by United Country Real Estate Minnesota Properties
94688 Sunset Ln, Moose Lake, MN 55767 - Photo 1 Just Listed
$279,999

94688 Sunset Ln  Moose Lake, MN 55767

  • Single Family
  • Active
  • Updated 4 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,456
    Sq. Ft.
Listed by Keller Williams Select Realty

Price Reduced near 90520 Island Loop

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

3723 Birchwood Rd, Kettle River, MN 55757 - Photo 1 Price Reduced
-$20,000 (-3.51%)
$549,999

3723 Birchwood Rd  Kettle River, MN 55757

  • Single Family
  • Active
  • Updated 5 hours ago
  • 3
    Beds
  • 4
    Total Baths
  • 4,676
    Sq. Ft.
Listed by THINK. Home & Land
67415 Foley Rd, Finlayson, MN 55735 - Photo 1 Price Reduced
-$10,000 (-3.64%)
$265,000

67415 Foley Rd  Finlayson, MN 55735

  • Single Family
  • Active
  • Updated 6 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,560
    Sq. Ft.
Listed by Gary Thaler (612) 940-7909
63626 Hannu Ln, Finlayson, MN 55735 - Photo 1 Price Reduced
-$10,000 (-1.2%)
$820,000

63626 Hannu Ln  Finlayson, MN 55735

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 4
    Total Baths
  • 3,491
    Sq. Ft.
Listed by Edina Realty, Inc. - Duluth
64838 Kingsdale Rd, Sandstone, MN 55072 - Photo 1 Price Reduced
-$9,900 (-9.91%)
$90,000

64838 Kingsdale Rd  Sandstone, MN 55072

  • Lots/Land
  • Active
  • Updated 1 day ago
  • 34.55
    Acres
Listed by Brick & Banister Real Estate

Recent Sales near 90520 Island Loop

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

90690 Island Loop, Sturgeon Lake, MN 55783 - Photo 1 Sold
$425,000

90690 Island Loop  Sturgeon Lake, MN 55783

  • Single Family
  • Closed
  • 2
    Beds
  • 1
    Total Bath
  • 797
    Sq. Ft.
Listed by RE/MAX Results
Sold by Keller Williams Integrity NW
90690 Island Loop, Sturgeon Lake, MN 55783 - Photo 1 Sold
$425,000

90690 Island Loop  Sturgeon Lake, MN 55783

  • Townhouse
  • Closed
  • 2
    Beds
  • 1
    Total Bath
  • 797
    Sq. Ft.
Listed by RE/MAX Results Duluth
Sold by Keller Williams Integrity NW
89984 Island Loop, Sturgeon Lake, MN 55783 - Photo 1 Sold
$415,000

89984 Island Loop  Sturgeon Lake, MN 55783

  • Single Family
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 1,344
    Sq. Ft.
Listed and Sold by United Country Real Estate Minnesota Properties
89984 Island Loop, Sturgeon Lake, MN 55783 - Photo 1 Sold
$415,000

89984 Island Loop  Sturgeon Lake, MN 55783

  • Single Family
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 1,344
    Sq. Ft.
Listed and Sold by United Country Minnesota Properties

90520 Island Loop, Sturgeon Lake, MN 55783 (MLS# 7119221) is a Single Family property with 3 bedrooms and 1 full bathroom. 90520 Island Loop is currently listed for $437,000 and was received on July 31, 2026. Want to learn more about 90520 Island Loop? Do you have questions about finding other Single Family real estate for sale in Sturgeon Lake? You can browse all Sturgeon Lake real estate or contact a Coldwell Banker agent to request more information.

Tour this property