818 Cologne Ln Waverly, MN 55390

Loan is assumable at 2.875% upon qualification through Pennymac. Enjoy the best of both worlds with small-town charm and convenient city access in this beautifully maintained split-foyer home. Set on the edge of town, this move-in-ready property offers space, comfort, and versatility for today's lifestyle. The open main level features vaulted ceilings, quality oak finishes, stainless steel appliances, a raised snack bar, and a generous pantry-ideal for everyday living and entertaining alike. Step out from the dining area onto a spacious 14x12 deck, perfect for morning coffee or summer gatherings. Beautiful landscaping added to include retaining wall, brick patio and fire pit. Roof was also replaced in 2019. New gutters added 2025. With four bedrooms, a walk-through main bath on the main level, and an additional ¾ bath in the lower level, the layout provides flexibility for families, guests, or home office needs. The lower level offers both a cozy family room and an adjoining recreation space-perfect for movie nights, hobbies, or play. An insulated oversized garage adds year-round convenience, with a 4x6 shed provides additional storage space, while the paver patio offers extra parking or outdoor entertaining space. This home has been thoughtfully cared for and offers exceptional value.