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$589,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 1 Full Bath
  • 2 Partial Baths
  • 2,526 Sq. Ft.
  • 3 Car Garage
  • Updated 4 hours ago

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Open House: 10:00 AM - 12:00 PM

Saturday 2/21 10:00 AM - 12:00 PM

4787 Otter Lake Road,White Bear Lake, MN 55110

4787 Otter Lake RoadWhite Bear LakeMN55110

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Built in 2022, this home offers all the modern updates you want-without the new construction price tag. Perfectly located in the heart of White Bear Lake, you'll enjoy fantastic walkability to Tamarack Nature Center, Downtown White Bear Lake, and scenic trails around Birch Lake, with quick access to 35E. The fully fenced yard and walkout lower level back up to mature trees, creating a private, peaceful setting. Inside, the main level is designed for entertaining with a grand front entry, custom kitchen with seating around the center island, large dining area, and vaulted great room. Retreat to the private primary suite featuring a large walk-in closet and stunning bath. A second bedroom, full bath, and laundry room with safety pans for extra protection complete the main floor. Thoughtful details extend behind the walls too-all bathrooms and the kitchen were framed with composite materials (instead of wood) to prevent warping or waving from moisture. The lower level is equally impressive, with a large family room perfect for game nights or a quite evening with a book nestled up to a fire, two additional bedrooms, a third bath, space for an office or craft area, plus plenty of storage. With countless upgrades and special touches throughout, this home is one you need to see in person to fully appreciate.

Full Property Details for 4787 Otter Lake Rd

General

  • Price: $589,900
  • Taxes: $9,476 (2025)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 6783694
  • Updated: 2/20/2026
  • Added to Site: 150 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Amusement Room, Family Room, Gas, Stone
  • Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Dining Room: Informal Dining Room, Kitchen/Dining Room
  • Formal Dining Room: Informal Dining Room, Kitchen/Dining Room
  • Laundry: Gas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup, Gas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup

Additional Information

  • Amenities: Cable, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Paneled Doors, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Parking Features: Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage

Location

  • County: Ramsey
  • Township: White Bear Lake
  • Driving Directions: Hwy 96 to Otter Lake Road, North to home on left just north of 4th Street.

School Information

  • School District: 2099 - White Bear Lake
  • High School District: White Bear Lake

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Exterior Const.: Concrete, Frame, ICFs (Insulated Concrete Forms)
  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Daylight/Lookout Windows, Finished, Full, Concrete, Walk-Out
  • Foundation Size: 1363
  • Roof: Age 8 Years or Less, Asphalt
  • Disability Access: None
  • Square Feet: 2,526
  • Above Ground: 1,463 Sq. Ft.
  • Below Ground: 1,363 Sq. Ft.
  • Year Built: 2022

Lot Features

  • Lot Size (Acres): 0.367
  • Lot Dimensions: 199 x 80
  • Frontage: City Street, Paved Streets
  • Zoning: Residential-Single Family
  • Lot Description: Public Transit (w/in 6 blks), Medium Tree Coverage
  • Fencing (Description): Chain Link

Financial Considerations

  • Tax Amount: $9,476
  • Tax Year: 2025
  • Terms: Conventional, VA, FHA, Cash

Disclosures and Reports

  • Legal Description: LOT C OF REGISTERED LAND SURVEY 293 N 80 FT TRACT C
  • Property ID: 153022310014

Listed by Edina Realty, Inc.

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Listing agent

— 4787 Otter Lake Rd —

  • Edina Realty, Inc.

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NMLS#: 1598647

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Schools serving 4787 Otter Lake Rd

School District:White Bear Lake School District
NameGradesDistance
Birch Lake Elementary School
1616 Birch Lake Avenue, White Bear Lake, MN 55110
K-50.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4787 Otter Lake Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/04/2025
Price Reduced
$589,900
-1.68%
MLS
9/23/2025
Listed
$600,000
4.9%
MLS
2/07/2023
Sold
$572,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4787 Otter Lake Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,476
18%
$599,500
-8%
2024
$8,044
187%
$650,200
10%
2023
$2,802
—
$591,400
213%
2023
$2,802
—
$189,100
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Edina Realty, Inc.

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4787 Otter Lake Road, White Bear Lake, MN 55110 (MLS# 6783694) is a Single Family property with 4 bedrooms, 1 full bathroom and 2 partial bathrooms. 4787 Otter Lake Road is currently listed for $589,900 and was received on September 23, 2025. Want to learn more about 4787 Otter Lake Road? Do you have questions about finding other Single Family real estate for sale in White Bear Lake? You can browse all White Bear Lake real estate or contact a Coldwell Banker agent to request more information.

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