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$539,000 Contingent

  • For Sale
  • Contingent
  • Duplex
  • 6 Beds
  • 2 Total Baths
  • 2,021 Sq. Ft.
  • 2 Car Garage
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*****$50,000 price reduction*****Own this great duplex and build equity for the price of rent. Fantastic opportunity to own a rare side-by-side duplex in the White Bear Lake area. This gem is in White Bear Township and has all the updates you are looking for. Unit 1, currently vacant and expected to remain vacant for an owner-occupant, features a new furnace, new carpeting, three bedrooms, and walk-in closets. Unit 2 features three bedrooms and a full basement and is occupied by a long-term tenant on a monthly lease. The owner will guarantee a 12-month lease at the market rate of $2,100 per month, if desired by the buyer. This unit has a 5-year-old furnace and has been maintained in excellent condition. The building's siding is two years old, the roof is 5 years old, the gutters are new, and the windows have previously been updated. Both units feature solid oak trims with six-panel solid oak doors. Appliances in both units have been recently updated. A large, partitioned two-car garage provides the owner with options. We have financing options available for your consideration with Edge Home Finance

Full Property Details for 1620 Stillwater St

General

  • Price: $539,000
  • Taxes: $5,370 (2025)
  • Status: Contingent
  • Type: Duplex
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7018126
  • Updated: 3/18/2026
  • Added to Site: 55 day(s) ago

Rooms

Bathrooms

  • Total Bathrooms: 2

Bedrooms

  • Total Bedrooms: 6

Parking

  • Garage: Yes
  • Garage Description: 24 x 25
  • Garage Spaces: 2

Location

  • County: Ramsey
  • Township: White Bear Twp
  • Subdivision: Section 10 Town 30 Range 22
  • Driving Directions: From Hwy 96 W to Otter Lake Road. North to Stillwater street, east to location

School Information

  • School District: 2099 - White Bear Lake
  • High School District: White Bear Lake

Heating & Cooling

  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas

Utilities

  • Sewer: City Sewer Connected
  • Water: City Water (Connected)

Structural Information

  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Block, Egress Window(s), Partially Finished, Storage Space, Sump Pump
  • Foundation Size: 1576
  • Disability Access: None
  • Square Feet: 2,021
  • Above Ground: 1,576 Sq. Ft.
  • Below Ground: 1,576 Sq. Ft.
  • Finished Down/Base.: 3,152 Sq. Ft.
  • Year Built: 1961

Lot Features

  • Lot Size (Acres): 0.34
  • Lot Dimensions: 101 x 147
  • Zoning: Residential-Multi-Family

Financial Considerations

  • Operating Expenses: $10,000
  • Tax Amount: $5,370
  • Tax Year: 2025
  • Terms: Conventional, VA, FHA, Cash, MHFA/WHEDA
  • Owner Pays: Insurance, Sewer, Taxes, Water
  • Tenant Pays: Electricity, Gas
  • Pays Electric: Tenant Pays
  • Pays Gas: Tenant Pays
  • Pays Water: Owner Pays

Disclosures and Reports

  • Legal Description: SECTION 10 TOWN 30 RANGE 22 BEG ON N L OF AND 517 FT W FROM NE COR OF NE 1/4 OF SW 1/4 OF SE 1/4 TH S 180 FT TH ANGLE TO R 44 DEG 05 1/2 MIN FOR 58 01/100 FT TH AT RA NW 60 07/100 FT TO E L OF W 60 FT OF SD 1/4 1/4 1/4 TH N 180 FT TH E TO BEG (SUBJ T O ST) IN SEC 10 TN 30 RN 22
  • Property ID: 103022430008

Listed by Rocket Realty

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— 1620 Stillwater St —

  • Rocket Realty

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 1620 Stillwater St

School District:White Bear Lake School District
NameGradesDistance
Birch Lake Elementary School
1616 Birch Lake Avenue, White Bear Lake, MN 55110
K-51 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1620 Stillwater St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/02/2026
Price Reduced
$539,000
-8.49%
MLS
2/07/2026
Listed
$589,000
394.96%
MLS
10/02/2009
Sold
$119,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1620 Stillwater St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,370
11%
$355,000
9%
2024
$4,844
11%
$324,800
6%
2023
$4,346
43%
$306,200
32%
2021
$3,048
-30%
$231,400
-16%
2023
$4,346
43%
$274,500
48%
2021
$3,048
-4%
$185,100
—
2020
$3,176
7%
$185,100
-1%
2019
$2,978
2%
$186,600
—
2018
$2,924
-3%
$186,600
-1%
2017
$3,008
21%
$188,200
28%
2016
$2,490
2%
$147,200
3%
2015
$2,434
4%
$143,400
14%
2014
$2,330
—
$126,200
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Rocket Realty

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1620 Stillwater Street, White Bear Township, MN 55110 (MLS# 7018126) is a Duplex property with 6 bedrooms and 0 full bathrooms. 1620 Stillwater Street is currently listed for $539,000 and was received on February 07, 2026. Want to learn more about 1620 Stillwater Street? Do you have questions about finding other Duplex real estate for sale in White Bear Township? You can browse all White Bear Township real estate or contact a Coldwell Banker agent to request more information.

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