Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$399,000 Just Listed

  • For Sale
  • Active
  • Townhouse
  • 2 Beds
  • 2 Partial Baths
  • 1,107 Sq. Ft.
  • 2 Car Garage
  • Updated 3 days ago

Next open house:

Open House: 2:00 PM - 3:30 PM

Saturday 6/20 2:00 PM - 3:30 PM

40148 Ryans Bay Road,Zumbro Falls, MN 55991

40148 Ryans Bay RoadZumbro FallsMN55991

Get directions
See This Home
Save This Home
See This Home
Save This Home
Completely Renovated with Exceptional Custom Features! This beautifully updated home is move-in ready and showcases stunning custom hickory cabinetry handcrafted by Paul Haviland in both the kitchen and bathrooms. Enjoy new flooring throughout, fresh paint, and a bright, welcoming interior. Sliding doors off the dining area lead to a deck, perfect for relaxing or entertaining. The property also features an attached 2-car garage, additional common-area parking, a storage shed, and incredible outdoor amenities including your own volleyball court and private dock. This is a rare opportunity to enjoy quality craftsmanship, modern updates, and a lifestyle designed for both comfort and recreation.

Full Property Details for 40148 Ryans Bay Rd

General

  • Price: $399,000
  • HOA FEE: $100/month
  • Taxes: $3,544 (2026)
  • Status: Active
  • Type: Townhouse
  • Source: NorthStarMLS_RMLS
  • MLS ID: 7092974
  • Updated: 6/16/2026
  • Added to Site: 4 day(s) ago

Interior

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • 3/4 Bathrooms: 1
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Dining Room: Breakfast Bar, Living/Dining Room
  • Formal Dining Room: Breakfast Bar, Living/Dining Room
  • Laundry: Electric Dryer Hookup, Lower Level, Washer Hookup, Electric Dryer Hookup, Lower Level, Washer Hookup

Additional Information

  • Amenities: Ceiling Fan(s), Deck, Dock, Kitchen Window, Patio, Porch, Panoramic View, Sun Room, Washer/Dryer Hookup

Exterior

  • Porch/Patio/Deck: Deck, Patio, Rear Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Attached Garage, Concrete, Garage Door Opener, Guest Parking

Location

  • County: Wabasha
  • Township: Zumbro Falls
  • Subdivision: Sandy Cove 1st
  • Driving Directions: Whitebridge Road, turn on 11th Ave NE. Follow to Ryans Hay Road, turn left, follow to sign.

School Information

  • School District: 2899 - Plainview-Elgin-Millville
  • High School District: Plainview-Elgin-Millville

Community

  • Association: Yes
  • Assoc. Name: Sandy Cove Association
  • Assoc. Fees Include: Beach Access, Lawn Care, Sanitation, Snow Removal

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Forced Air, Heat Pump
  • Heating Fuel: Propane

Utilities

  • Sewer: Other
  • Water: Well

Structural Information

  • Exterior Const.: Block, Frame
  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Block, Finished, Walk-Out
  • Foundation Size: 601
  • Roof: Age 8 Years or Less
  • Disability Access: None
  • Square Feet: 1,107
  • Above Ground: 601 Sq. Ft.
  • Below Ground: 506 Sq. Ft.
  • Finished Down/Base.: 1,107 Sq. Ft.
  • Year Built: 1988

Additional Structures

  • Other Structures: Storage Shed

Lot Features

  • Lot Size (Acres): 0.08
  • Lot Dimensions: 37 x 100
  • Frontage: Township
  • Zoning: Residential-Single Family
  • Lot Description: Accessible Shoreline, Light Tree Coverage

Water Features

  • Water Front Desc.: Lakefront, Lake View
  • Water Front Feet: 37
  • Lake Front: Yes

Financial Considerations

  • Association Fee: $100
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $3,544
  • Tax Year: 2026
  • Terms: Conventional, Cash

Disclosures and Reports

  • Legal Description: SECT-34 TWP-109 RANGE-014 SANDY COVE 1ST LOT-003 BLOCK-001 .08 AC REPLAT BLK 1 & OUT LOT A & B BISHOP'S 1ST
  • Property ID: R170044000

Listed by Elcor Realty of Rochester Inc.

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 40148 Ryans Bay Rd —

  • Elcor Realty of Rochester Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Get a Great Insurance Rate

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 40148 Ryans Bay Rd

School District:Plainview-Elgin-Millville
NameGradesDistance
Plainview-Elgin-Millville 4-6
210 2nd Street Southwest, Elgin, MN 55932
4-611.8 mi
Plainview-Elgin-Millville Pk-3
600 West Broadway, Plainview, MN 55964
PK-315 mi
Plainview-Elgin-Millville Junior
70 1st Street Southeast, Elgin, MN 55932
7-812 mi
Plainview-Elgin-Millville High School
500 West Broadway, Plainview, MN 55964
9-1215 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 40148 Ryans Bay Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/15/2026
Listed
$399,000
62.86%
MLS
8/05/2021
Sold
$245,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 40148 Ryans Bay Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,281
-29%
$207,100
6%
2023
$1,806
—
$194,800
4%
2023
$1,806
-1%
$188,200
18%
2021
$1,822
1%
$159,700
-7%
2023
$1,796
-1%
$170,900
13%
2021
$1,822
1%
$151,200
2%
2020
$1,798
-3%
$147,800
3%
2019
$1,846
80%
$142,900
—
2017
$1,027
3%
$143,500
100%
2015
$1,001
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 40148 Ryans Bay Rd

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Down Payment Resource

Listed by Elcor Realty of Rochester Inc.

Just Listed near 40148 Ryans Bay Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

56160 County Road 21, Mazeppa, MN 55956 - Photo 1 Just Listed
$249,900

56160 County Road 21  Mazeppa, MN 55956

  • Lots/Land
  • Active
  • Updated 17 hours ago
  • 10
    Acres
Listed by Edina Realty, Inc.
1090 Cedar Ridge Ln SW, Oronoco, MN 55960 - Photo 1 Just Listed
$509,900

1090 Cedar Ridge Ln SW  Oronoco, MN 55960

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,495
    Sq. Ft.
Listed by Property Brokers of Minnesota
570 River Park Rd SE, Oronoco, MN 55960 - Photo 1 Just Listed
$910,000
Open House

570 River Park Rd SE  Oronoco, MN 55960

  • Single Family
  • Active
  • Updated 1 day ago
  • 5
    Beds
  • 3
    Total Baths
  • 3,906
    Sq. Ft.
Listed by Edina Realty, Inc.
501 1st Ave SE, Pine Island, MN 55963 - Photo 1 Just Listed
$289,900

501 1st Ave SE  Pine Island, MN 55963

  • Single Family
  • Active
  • Updated 6 hours ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,528
    Sq. Ft.
Listed by Integrity Realty

Price Reduced near 40148 Ryans Bay Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

348 105th St NW, Oronoco, MN 55960 - Photo 1 Price Reduced
-$19,900 (-4.23%)
$450,000
Open House

348 105th St NW  Oronoco, MN 55960

  • Single Family
  • Active
  • Updated 3 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,418
    Sq. Ft.
Listed by Keller Williams Premier Realty
645 Lancaster Blvd, Zumbrota, MN 55992 - Photo 1 Price Reduced
-$5,000 (-0.96%)
$518,500

645 Lancaster Blvd  Zumbrota, MN 55992

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 3,578
    Sq. Ft.
Listed by Integrity Realty
300 Sugarloaf Pkwy, Zumbrota, MN 55992 - Photo 1 Price Reduced
-$4,000 (-0.69%)
$575,000

300 Sugarloaf Pkwy  Zumbrota, MN 55992

  • Single Family
  • Active
  • Updated 14 hours ago
  • 4
    Beds
  • 3
    Total Baths
  • 4,940
    Sq. Ft.
Listed by Property Brokers of Minnesota
530 Cedar Ct NE, Pine Island, MN 55963 - Photo 1 Price Reduced
-$10,100 (-2.43%)
$404,900

530 Cedar Ct NE  Pine Island, MN 55963

  • Single Family
  • Active
  • Updated 19 hours ago
  • 3
    Beds
  • 3
    Total Baths
  • 2,588
    Sq. Ft.
Listed by Platzke Real Estate Group (651) 335-3912

Recent Sales near 40148 Ryans Bay Rd

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

130th Street and 44th Ave Street SW, Oronoco, MN 55960 - Photo 1 Sold
$355,000

130th Street and 44th Ave Street SW  Oronoco, MN 55960

  • Lots/Land
  • Closed
  • 36.39
    Acres
Listed by Keller Williams Premier Realty
Sold by Larson Realty
615 6th St SW, Oronoco, MN 55960 - Photo 1 Sold
$442,500

615 6th St SW  Oronoco, MN 55960

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 2,149
    Sq. Ft.
Listed by Harbor Realty & Management Group LLC
Sold by Homes Plus Realty
Tbd NW New Haven Rd, Oronoco, MN 55960 - Photo 1 Sold
$349,500

Tbd NW New Haven Rd  Oronoco, MN 55960

  • Lots/Land
  • Closed
  • 20
    Acres
61701 County Road 2, Millville, MN 55957 - Photo 1 Sold
$375,000

61701 County Road 2  Millville, MN 55957

  • Single Family
  • Closed
  • 4
    Beds
  • 3
    Total Baths
  • 1,898
    Sq. Ft.
Listed by Lakeshore Real Estate Krage & Associates, LLC.
Sold by Keller Williams Premier Realty

40148 Ryans Bay Road, Zumbro Falls, MN 55991 (MLS# 7092974) is a Townhouse property with 2 bedrooms, 0 full bathrooms and 2 partial bathrooms. 40148 Ryans Bay Road is currently listed for $399,000 and was received on June 15, 2026. Want to learn more about 40148 Ryans Bay Road? Do you have questions about finding other Townhouse real estate for sale in Zumbro Falls? You can browse all Zumbro Falls real estate or contact a Coldwell Banker agent to request more information.

Tour this property