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$305,900
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Property Description
Lakefront Living at Its Best! There's something special about life at the lake. The slower mornings. The peaceful water views. The sound of boats drifting by while friends gather on the patio and dinner cooks on the grill. At this Lake Wauwanoka retreat, every day feels like a getaway while still offering the comfort and functionality of a well-cared-for home designed for real living. From the moment you arrive, it's easy to picture weekends filled with fishing, sunset cruises, bonfires, and long conversations under the stars. Tucked along the shoreline with a private dock and sweeping water views, this updated home blends indoor comfort with the outdoor lifestyle people dream about. Inside, thoughtful updates make the home move-in ready while still leaving room to personalize and make it your own. The fully remodeled kitchen, completed in 2018, features quartz countertops, updated cabinetry, modern finishes, and a clean, efficient layout that flows naturally into the main living spaces. Luxury vinyl plank flooring runs throughout most of the home, creating a durable and cohesive look that fits perfectly with lake life. The lakeview living room may quickly become your favorite spot in the house. And it can easily be converted into a 3rd bedroom! Large windows pull in natural light while framing peaceful water views that change beautifully throughout the day. Morning coffee feels different here. Evening storms rolling across the lake feel unforgettable. The flexible floor plan also offers options for changing needs, including the potential to convert the lakeview living area into a third bedroom. The dining space can easily transition into an additional gathering room centered around the fireplace, creating even more flexibility for entertaining or relaxing after a day on the water. Step outside and the lifestyle truly comes to life. The oversized patio overlooking the lake was made for entertaining. Picture an outdoor kitchen, a large pergola strung with lights, Adirondack chairs gathered around a fire pit, and family and friends spending entire weekends outdoors because nobody wants to leave. Honestly, once people visit, you may have trouble getting them to go home! The private dock offers direct access to the clean, well-maintained lake where boats up to 10HP are permitted, making it ideal for pontoons, fishing boats, kayaking, or simply floating the afternoon away. Whether you love fishing at sunrise, slow evening cruises, or spending summer days anchored with neighbors and friends, the lake becomes part of your everyday life here. Beyond the property itself, Lake Wauwanoka offers an incredible recreational lifestyle with access to more than 700 acres of community amenities. Residents enjoy hiking trails, ATV and UTV riding areas, fishing ponds, wooded spaces to explore, designated hunting and fishing areas following local guidelines, a gun range, sandy beach area, playground, picnic spaces, beach volleyball court, and a clubhouse available for private gatherings and events. It's the kind of place where weekends naturally turn into memories. Additional major updates provide peace of mind, including a metal roof installed in 2018, a whole-house water filtration system, a 3-year-old water heater, and a brand-new driveway with a spacious 3-car parking pad perfect for vehicles, lake toys, ATVs, or guests. There's even additional street parking, making hosting easy. Whether you're searching for a full-time residence, a weekend escape, or a place where life simply feels a little more relaxed, this property delivers the rare combination of updated interior spaces, outdoor recreation, and true waterfront living. Seller is also offering a home warranty, making this lake retreat ready to enjoy from day one.
Full Property Details
Full Property Details for 196 N Lake Dr
General
- Price: $305,900
- HOA FEE: $22/month
- HOA FEE FREQ.: Annually
- Taxes: $867 (2025)
- Status: Active
- Type: Single Family
- Source: MARIS
- MLS ID: 26027106
- Updated: 5/27/2026
- Added to Site: 69 day(s) ago
Interior
- Number of Rooms: 5
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Wood Burning
- Appliances: Dishwasher, Microwave, Free-Standing Electric Range, Refrigerator, Electric Water Heater, Water Purifier
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
- Main Floor Baths: 1
Bedrooms
- Total Bedrooms: 2
- Bedrooms Main & Up: 2
Location
- Area: 393 - Hillsboro
- County: Jefferson
- Township: Unincorporated
- Subdivision: Lake Wauwanoka
School Information
- High School District: Hillsboro R-III
- Elementary School: Hillsboro Elem.
- Middle School: Hillsboro Jr. High
- High School: Hillsboro High
Community
- Assoc. Fees Include: Clubhouse, Maintenance Grounds, Maintenance Parking/Roads, Common Area Maintenance, Management, Recreational Facilities, Security, Sewer, Snow Removal, Trash
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air Conditioning
- Heating Type: Electric, Forced Air
Utilities
- Sewer: Private Sewer
- Water: Well
- Utility Description: Electricity Connected, Natural Gas Not Available, Phone Available, Sewer Connected, Water Connected
Structural Information
- Architectural Style: Bungalow
- Basement Desc.: Crawl Space
- Roof: Metal
- Square Feet: 1,060
- Year Built: 1950
Lot Features
- Lot Size (Acres): 0.2167
- Lot Size (Sq. Ft.): 9,439.45
- Lot Size Source: Public Records
- Lot Dimensions: 57 x 138 x 47 x 138
- Street/Road Desc.: Asphalt
- Lot Features: Back Yard, Close to Clubhouse, Few Trees, Gentle Sloping, Landscaped, Rectangular Lot, Waterfront
Water Features
- Water Front: Yes
Financial Considerations
- Association Fee: $260
- Assoc Fee Freq.: Annually
- Tax Amount: $867
- Tax Year: 2025
Disclosures and Reports
- Ownership: Private
- Special Conditions: Standard
- Documents Avail.: Aerial Photos, Floor Plan, Lead Based Paint
- Legal Description: Lake Wauwanoka Lot 10 & PT Lot 9 Block B
- Disclosures/Reports: First Refusal Required, Flood Plain No, See Seller's Disclosure, Seller Property Disclosure
- Property ID: 17-1.0-01.0-2-002-006
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Schools
Schools serving 196 N Lake Dr
School District:Hillsboro R-Iii School District
| Name | Grades | Distance |
|---|---|---|
Hillsboro Elementary School 13 Hawk Drive, Hillsboro, MO 63050 | 3-4 | 1.4 mi |
Hillsboro Primary School 101 Leon Hall Parkway, Hillsboro, MO 63050 | K-2 | 1.8 mi |
Hillsboro Jr. High School 12 Hawk Drive, Hillsboro, MO 63050 | 7-8 | 1.3 mi |
Hillsboro High School 123 Leon Hall Parkway, Hillsboro, MO 63050 | 9-12 | 2.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 196 N Lake Dr
Date
Details
Price
Change
Source
5/22/2026
Price Reduced
$305,900
-5.85%
MLS
5/03/2026
Listed
$324,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 196 N Lake Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$820
-2%
$14,700
8%
2023
$838
2%
$13,600
1%
2022
$819
-7%
$13,500
—
2021
$879
10%
$13,500
13%
2020
$800
—
$11,900
—
2019
$799
—
$11,900
—
2018
$800
5%
$11,900
—
2017
$761
14%
$11,900
19%
2016
$668
—
$10,000
—
2015
$666
5%
$10,000
5%
2013
$637
—
$9,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 196 N Lake Dr
196 North Lake Drive, Hillsboro, MO 63050 (MLS# 26027106) is a Single Family property with 2 bedrooms and 1 full bathroom. 196 North Lake Drive is currently listed for $305,900 and was received on May 03, 2026. Want to learn more about 196 North Lake Drive? Do you have questions about finding other Single Family real estate for sale in Hillsboro? You can browse all Hillsboro real estate or contact a Coldwell Banker agent to request more information.

