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$425,000 Just Listed
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Property Description
Welcome home to this beautifully updated 2-story in the highly sought-after Monticello neighborhood of O'Fallon! Situated on a spacious corner lot shaded by mature trees, this 4-bedroom, 3.5-bath home offers the perfect blend of comfort, style, and functionality. The main level features luxury vinyl plank flooring, a spacious living room with stunning custom built-ins and a cozy fireplace, a formal dining room, and a beautifully updated kitchen with quartz countertops, white cabinetry, subway tile backsplash, center island, and stainless steel appliances. French doors lead to a versatile flex space perfect for a home office, sitting room, or playroom. Upstairs, the generous primary suite offers a beautifully renovated bath complete with dual vanities, freestanding soaking tub, and modern finishes. Three additional bedrooms provide plenty of space for family and guests. The finished walkout lower level expands your living space with a large family room, full bath, office or sleeping area, and abundant storage. Step outside to enjoy the private backyard retreat featuring a low maintenance deck, custom paver patio, and mature landscaping-ideal for entertaining or relaxing. With neighborhood amenities including pools, clubhouse, pickleball, tennis courts, and walk trails, this stunning home located just minutes from parks, schools, shopping, dining, and major highways offers the space, updates, and location you've been waiting for.
Full Property Details
Full Property Details for 2 Democracy Cir
General
- Price: $425,000
- HOA FEE: $33/month
- HOA FEE FREQ.: Annually
- Taxes: $4,559 (2025)
- Status: Active
- Type: Single Family
- Source: MARIS
- MLS ID: 26038877
- Updated: 6/25/2026
- Added to Site: Today
Interior
- Number of Rooms: 8
- Fireplace: Yes
- Number of Fireplaces: 1
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Main Floor Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Main & Up: 4
Parking
- Garage: Yes
Location
- Area: 407 - Fort Zumwalt West
- County: St. Charles
- Township: O'Fallon
- Subdivision: Monticello Village C
School Information
- High School District: Ft. Zumwalt R-II
- Elementary School: Pheasant Point Elem.
- Middle School: Ft. Zumwalt West Middle
- High School: Ft. Zumwalt West High
Community
- Assoc. Fees Include: Common Area Maintenance, Pool
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air Conditioning
- Heating Type: Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Available
Structural Information
- Architectural Style: Traditional
- Basement: Yes
- Basement Desc.: Bathroom, Partially Finished, Full, Sleeping Area, Walk-Out Access
- Square Feet: 3,109
- Year Built: 1989
Lot Features
- Lot Size (Acres): 0.26
- Lot Size (Sq. Ft.): 11,325.6
- Lot Features: Corner Lot
Financial Considerations
- Association Fee: $394
- Assoc Fee Freq.: Annually
- Tax Amount: $4,559
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Standard
- Documents Avail.: None Available
- Disclosures/Reports: See Seller's Disclosure
- Property ID: 2-0129-6537-00-0053.0000000
Listed by Real Broker LLC
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Schools
Schools serving 2 Democracy Cir
School District:Fort Zumwalt R-Ii School District
| Name | Grades | Distance |
|---|---|---|
Pheasant Point Elementary School 3450 Pheasant Meadow Drive, O'Fallon, MO 63368 | K-5 | 0.8 mi |
Ft. Zuwmalt West Middle School 150 Waterford Crossing, O'Fallon, MO 63368 | 6-8 | 0.8 mi |
Ft. Zumwalt West High School 1251 Turtle Creek Drive, O'Fallon, MO 63366 | 9-12 | 4.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2 Democracy Cir
Date
Details
Price
Change
Source
6/25/2026
Listed
$425,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2 Democracy Cir
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,559
31%
$69,893
42%
2022
$3,489
—
$49,345
—
2021
$3,498
2%
$49,345
6%
2020
$3,446
-4%
$46,756
1%
2018
$3,584
4%
$46,436
2%
2017
$3,460
—
$45,486
-3%
2019
$3,454
8%
$46,756
15%
2016
$3,211
7%
$40,550
—
2015
$2,989
13%
$40,494
13%
2013
$2,648
—
$35,883
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2 Democracy Cir
2 Democracy Circle, O'Fallon, MO 63368 (MLS# 26038877) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 2 Democracy Circle is currently listed for $425,000 and was received on June 25, 2026. Want to learn more about 2 Democracy Circle? Do you have questions about finding other Single Family real estate for sale in O'Fallon? You can browse all O'Fallon real estate or contact a Coldwell Banker agent to request more information.

