Date
Details
Price
Change
Source
10/09/2026
Listed
$499,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
Welcome to this beautiful ranch home in the desirable Villages at Walden Pond subdivision in O'Fallon! Featuring 5 bedrooms, 4 bathrooms, and an oversized 3-car garage, this 3,356 sqft home offers spacious living, thoughtful updates, and a picturesque setting. The charming blue vinyl and brick exterior welcomes you to a gorgeous lot with a large, fenced backyard backing to a serene pond with a tranquil fountain feature. Inside, the expansive living room boasts a vaulted ceiling, cozy fireplace, and large windows that fill the space with natural light. New flooring throughout the main level adds a fresh touch, while the spacious kitchen features hard-surface countertops, breakfast bar seating, and luxury vinyl plank flooring. A separate dining room with a beautiful crystal chandelier provides the perfect setting for gatherings and special occasions. The main level offers four bedrooms, including a private primary suite with a walk-in closet and en-suite bathroom, along with convenient main-floor laundry featuring newer washer and dryer units. The fully finished walkout lower level offers endless possibilities for entertaining, featuring a generous recreation room, spacious kitchenette and wet bar area, a cozy wood burning stove, an additional bedroom, a full bathroom, and abundant storage. Step outside to the back patio and enjoy peaceful pond views in your own backyard retreat. Major updates include a newer furnace, A/C, hot water heater, roof, gutters, siding, carpet, and luxury vinyl plank flooring. With its versatile layout, inviting living spaces, and beautiful waterfront setting, this wonderful home is ready for you to make it your own!
Full Property Details
Full Property Details for 408 St Gemma Dr
General
- Price: $499,900
- HOA FEE: $21/month
- HOA FEE FREQ.: Annually
- Taxes: $4,891 (2025)
- Status: Active
- Type: Single Family
- Source: MARIS
- MLS ID: 26063567
- Updated: Today (10/9/2026)
- Added to Site: Today
Interior
- Number of Rooms: 10
- Interior Features: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, High Ceilings, Lever Faucets, Pantry, Separate Dining, Separate Shower, Solid Surface Countertop(s), Storage, Vaulted Ceiling(s), Walk-In Closet(s)
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room
- Appliances: Gas Cooktop, Dishwasher, Disposal, Gas Oven, Refrigerator
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Main Floor Baths: 3
Bedrooms
- Total Bedrooms: 5
- Bedrooms Main & Up: 4
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Parking Features: Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front
Location
- Area: 408 - Fort Zumwalt North
- County: St. Charles
- Township: O'Fallon
- Subdivision: Vlgs At Waldon Pond #5
- Cross Streets: Thoreau Blvd / Twain Ln
School Information
- High School District: Ft. Zumwalt R-II
- Elementary School: J.L. Mudd/Forest Park
- Middle School: Ft. Zumwalt North Middle
- High School: Ft. Zumwalt North High
Community
- Assoc. Fees Include: Maintenance Grounds, Common Area Maintenance
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air Conditioning
- Heating Type: Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Electricity Connected, Natural Gas Connected, Sewer Connected
Structural Information
- Architectural Style: Ranch
- Builder: Cozy Homes Inc.
- Basement: Yes
- Basement Desc.: Poured Cement (8 Feet or More), Bathroom, Daylight/Lookout, Egress Window, Partially Finished, Full, Storage Space, Sump Pump, Walk-Out Access
- Roof: Asphalt
- Square Feet: 3,356
- Year Built: 2004
Lot Features
- Lot Size (Acres): 0.26
- Lot Size (Sq. Ft.): 11,325.6
- Lot Size Source: Public Records
- Lot Dimensions: 80 x 140
- Frontage: City Street
- Street/Road Desc.: Concrete
- Lot Features: Adjoins Common Ground, Back Yard, Garden, Some Trees, Views
Water Features
- Water Front: Yes
Financial Considerations
- Association Fee: $250
- Assoc Fee Freq.: Annually
- Tax Amount: $4,891
- Tax Year: 2025
Disclosures and Reports
- Ownership: Private
- Special Conditions: Standard
- Documents Avail.: Lead Based Paint
- Legal Description: VLGS AT WALDEN POND #5 LOT 122
- Disclosures/Reports: See Seller's Disclosure
- Property ID: 2-0050-8879-00-0122.0000000
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Meet the listing agent
Meet the listing agent
— 408 St Gemma Dr —
(314) 280-4099 mobile
(636) 532-0200 office
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 408 St Gemma Dr
School District:Fort Zumwalt R-Ii School District
| Name | Grades | Distance |
|---|---|---|
Joseph L. Mudd Elementary School 610 Prince Ruppert Drive, O'Fallon, MO 63366 | K-2 | 1.8 mi |
Forest Park Elementary School 501 Sunflower Lane, O'Fallon, MO 63366 | 3-5 | 1.9 mi |
Ft. Zumwalt North Middle School 210 Virgil St, O'Fallon, MO 63366 | 6-8 | 1.7 mi |
Ft. Zumwalt North High School 1230 Tom Ginnever Avenue, O'Fallon, MO 63366 | 9-12 | 2.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 408 St Gemma Dr
Tax History
Tax History for 408 St Gemma Dr
Year
Property Taxes
Change
Tax Assessment
Change
2022
$4,078
—
$57,392
—
2021
$4,081
-1%
$57,392
2%
2020
$4,122
—
$56,156
—
2019
$4,132
12%
$56,156
17%
2018
$3,695
1%
$47,922
—
2017
$3,652
7%
$47,922
8%
2016
$3,408
8%
$44,539
—
2015
$3,168
-1%
$44,539
—
2014
$3,215
2%
$44,437
—
2013
$3,167
—
$44,437
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 408 St Gemma Dr
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408 Saint Gemma Drive, O'Fallon, MO 63366 (MLS# 26063567) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 408 Saint Gemma Drive is currently listed for $499,900 and was received on October 09, 2026. This property is listed by Danni Hauer Lowenstein from our West Regional Office.Want to learn more about 408 Saint Gemma Drive? Do you have questions about finding other Single Family real estate for sale in O'Fallon? You can browse all O'Fallon real estate or contact a Coldwell Banker agent to request more information.